Cheapest Car Insurance Quotes in Morven

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406,175 Policies Sold

Morven Car Insurance

^$ 33

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Morven

The car insurance rate in Morven is $920 for a six-month policy, which is $91 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $455, making it a popular choice for budget-conscious drivers. Rates in Morven can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Morven

$920

Avg. Car Insurance in North Carolina

$829

National Average

$1278

Cheapest Car Insurance Companies in Morven

1st place: Erie

At $455 for a six month policy, Erie offers the cheapest auto insurance rates in the city.

2nd place: Progressive

Progressive offers auto insurance rates at $554 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $626 for six months, making it the third cheapest auto insurance company in Morven.

Morven Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Morven, NC is Erie, offering policies at just $455 for a six-month term. This is followed by Progressive, which has an average six-month premium of $554.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1688 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Morven drivers find the best deals.

Cheap Car Insurance Companies in Morven, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$455	$77
Progressive	$554	$93
State Farm	$626	$105
North Carolina Farm Bureau	$725	$122
Travelers	$844	$141
Farm Bureau	$910	$154
Nationwide	$976	$164
Farmers	$1036	$174
Kemper	$1391	$232
Allstate	$1688	$284

Key Takeaways

Way's key takeaways about car insurance in Morven

The auto insurance costs in Morven fall around $455 for six months.
The cheapest auto insurance company in Morven is Erie.
Teen drivers pay the highest rate in Morven at $578 per month.

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Cheapest Minimum Liability Car Insurance in Morven

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Morven are given below.

Erie provides the cheapest minimum car insurance coverage in Morven. Their Average 6 Month Premium is $198. Allstate is the most expensive at $626 for the same period.

Cheapest Liability Coverage in Morven, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$198	$33
State Farm	$264	$44
Progressive	$283	$48
North Carolina Farm Bureau	$310	$52
Travelers	$370	$61
Farm Bureau	$376	$64
Nationwide	$383	$64
Farmers	$395	$68
National General	$402	$67
Penn National	$435	$74
Allstate	$626	$105

Cheapest Full Coverage Car Insurance in Morven

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Morven is Erie at $77 per month and $455 for six months.

Cheapest Full Coverage Car Insurance Quotes in Morven, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$455	$77
Progressive	$554	$93
State Farm	$626	$105
North Carolina Farm Bureau	$725	$122
Travelers	$844	$141
Farm Bureau	$910	$154
Nationwide	$976	$164
Farmers	$1036	$174
Kemper	$1391	$232
Allstate	$1688	$284

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Average Car Insurance in Morven by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Morven, NC increasing?

Despite maintaining a clean driving record, your car insurance rates in Morven, North Carolina, may be increasing due to several external factors. North Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Morven's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Morven

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Morven,NC

If you are planning to get a car insurance policy for your teenage dependent, Progressive provides the cheapest car insurance in the Morven at $98 per month. At $3468 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$581	$98
State Farm	$751	$127
Erie	$758	$128
North Carolina Farm Bureau	$1325	$223
Nationwide	$2868	$487
Allstate	$3468	$578

Teen Car Insurance Rates in NC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Morven, North Carolina Farm Bureau is the cheapest car insurance provider. At $198 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Morven is Allstate, offering rates of around $4003 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$198	$33
Erie	$224	$38
National General	$343	$59
Progressive	$402	$68
Nationwide	$745	$125
Farmers	$805	$134
Travelers	$1148	$195
Farm Bureau	$1299	$216
State Farm	$1622	$273
Allstate	$4003	$667

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Morven.

Car Insurance Rates with An Accident in Morven

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Morven, NC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Morven

The cheapest car insurance companies after an at-fault accident in Morven include Progressive and Erie, offering $594 and $606, respectively. Allstate is an expensive provider with an average six-month premium of $3138.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$594	$100
Erie	$606	$102
State Farm	$666	$112
North Carolina Farm Bureau	$870	$147
Farmers	$1260	$210
Farm Bureau	$1424	$242
Nationwide	$1431	$241
Travelers	$1510	$256
Allstate	$3138	$528

Morven Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Morven NC. For example, the car insurance in Morven after a DUI increases to $2051 for a six month policy. While the rate increases by $244 for a six-month policy in the case of a speeding ticket.

Morven auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$633	$105
One Med/PIP claim	$633	$108
Not-at-fault accident	$639	$107
One comp claim	$653	$111
Two Med/PIP claims	$653	$109
Two comp claims	$673	$114
Failure to show documents	$745	$124
Child safety restraint	$825	$140
Driving without lights	$825	$138
Failure to wear a seat belt	$825	$140
Cell phone violation	$870	$145
Texting while driving	$870	$148
Speeding 6 - 10 MPH over limit	$877	$147
Driving with expired registration	$884	$150
Driving too slowly	$897	$150
Failure to stop at a red light	$897	$152
Failure to yield	$897	$150
Illegal turn	$897	$152
Open container	$897	$150
Operating a vehicle without permission	$897	$152
Wrong way/wrong lane	$897	$150
Speeding in school zone	$904	$153
At-fault accident - $1000-$2000	$910	$152
At-fault accident - less than $1000	$910	$154
In 65 MPH zone	$962	$161
Speeding 11 - 15 MPH over limit	$962	$163
Speeding 16 - 20 MPH over limit	$962	$161
Speeding 21 - 25 MPH over limit	$962	$163
Improper passing	$982	$164
Following too closely	$989	$169
At-fault accident - greater than $2000	$1061	$176
Passing school bus	$1207	$205
Reckless driving	$1220	$203
Driving with a suspended license	$1886	$321
Leaving scene of an accident/hit and run	$2651	$442
Refusal to submit to a chemical test	$2677	$455
DUI	$2684	$447
Racing	$2729	$464

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Morven after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Morven.

The cheapest car insurance premiums in Morven are offered by National General at $455 for a six-month policy. However, it can be as expensive as $7273 with companies like Allstate.

Morven car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
National General	$455	$78
Progressive	$1543	$260
Erie	$1675	$282
State Farm	$1702	$286
Farmers	$3014	$513
Travelers	$3151	$525
Nationwide	$3369	$567
North Carolina Farm Bureau	$3573	$602
Farm Bureau	$5235	$890
Allstate	$7273	$1224

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Morven are offered by North Carolina Farm Bureau at $211. However, it can be as expensive as $2591 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Morven after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$211	$36
Erie	$258	$43
National General	$442	$75
State Farm	$521	$88
Progressive	$547	$92
Nationwide	$976	$164
Farmers	$1068	$182
Farm Bureau	$1200	$200
Travelers	$1299	$221
Allstate	$2591	$432

Car Insurance Price Trends in Morven, North Carolina

Car insurance rates in Morven have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Morven rose by $132 in January compared to $127 of December. In other words, there has been an increase by $5 when you compare January and December.

The average cost of liability insurance in the Morven dipped to $59 in January, compared to $61 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Morven?

The car insurance in Morven is $33 per month, which is lower than the national average.

What is the cheapest car insurance in Morven?

The cheapest car insurance in Morven is $77 per month for full coverage.

How much is car insurance in Morven for teenagers?

Car insurance for teenagers costs $581 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Morven?

The average cost of car insurance is $829 for a six-month policy. It will cost around $154 per month to insure your car in Morven.

Is car insurance expensive in Morven?

Car insurance can be expensive in Morven if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Morven can be affordable.

Cheapest Car Insurance Quotes in Morven

Why you can trust Way?

How Much Is Car Insurance in Morven

Avg. Car Insurance in Morven

Avg. Car Insurance in North Carolina

National Average

Cheapest Car Insurance Companies in Morven

1st place: Erie

2nd place: Progressive

3rd place: State Farm

Morven Car Insurance Rates by Company

Cheap Car Insurance Companies in Morven, NC

Way's key takeaways about car insurance in Morven

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Morven

Cheapest Liability Coverage in Morven, NC

Cheapest Full Coverage Car Insurance in Morven

Cheapest Full Coverage Car Insurance Quotes in Morven, NC

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Morven by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Morven, NC increasing?

Car Insurance Premiums by Age in Morven

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Morven,NC

If you are in your twenties N/A is the best choice for car insurance in Morven.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Morven

Cheapest Car Insurance Companies after an At-Fault Accident in Morven

Morven Car Insurance Rates by Violation

Morven auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Morven after a DUI

Morven car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Morven after Speeding ticket

Car Insurance Price Trends in Morven, North Carolina

Average Car Insurance Cost in Morven by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Morven, NC

Car Insurance Rates by State in the USA (2025 Update)

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