Cheapest Car Insurance Quotes in Kings Grant

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406,175 Policies Sold

Kings Grant Car Insurance

^$ 28

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kings Grant

The car insurance rate in Kings Grant is $763 for a six-month policy, which is $66 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $377, making it a popular choice for budget-conscious drivers. Rates in Kings Grant can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kings Grant

$763

Avg. Car Insurance in North Carolina

$829

National Average

$1278

Cheapest Car Insurance Companies in Kings Grant

1st place: Erie

At $377 for a six month policy, Erie offers the cheapest auto insurance rates in the city.

2nd place: Progressive

Progressive offers auto insurance rates at $459 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $519 for six months, making it the third cheapest auto insurance company in Kings Grant.

Kings Grant Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kings Grant, NC is Erie, offering policies at just $377 for a six-month term. This is followed by Progressive, which has an average six-month premium of $459.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1399 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kings Grant drivers find the best deals.

Cheap Car Insurance Companies in Kings Grant, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$377	$63
Progressive	$459	$77
State Farm	$519	$87
North Carolina Farm Bureau	$601	$101
Travelers	$699	$117
Farm Bureau	$754	$128
Nationwide	$809	$136
Farmers	$858	$144
Kemper	$1153	$192
Allstate	$1399	$236

Key Takeaways

Way's key takeaways about car insurance in Kings Grant

The auto insurance costs in Kings Grant fall around $377 for six months.
The cheapest auto insurance company in Kings Grant is Erie.
Teen drivers pay the highest rate in Kings Grant at $479 per month.

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Cheapest Minimum Liability Car Insurance in Kings Grant

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kings Grant are given below.

Erie provides the cheapest minimum car insurance coverage in Kings Grant. Their Average 6 Month Premium is $164. Allstate is the most expensive at $519 for the same period.

Cheapest Liability Coverage in Kings Grant, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$164	$28
State Farm	$219	$37
Progressive	$235	$40
North Carolina Farm Bureau	$257	$43
Travelers	$306	$51
Farm Bureau	$312	$53
Nationwide	$317	$53
Farmers	$328	$56
National General	$333	$55
Penn National	$361	$62
Allstate	$519	$87

Cheapest Full Coverage Car Insurance in Kings Grant

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kings Grant is Erie at $63 per month and $377 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kings Grant, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$377	$63
Progressive	$459	$77
State Farm	$519	$87
North Carolina Farm Bureau	$601	$101
Travelers	$699	$117
Farm Bureau	$754	$128
Nationwide	$809	$136
Farmers	$858	$144
Kemper	$1153	$192
Allstate	$1399	$236

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Average Car Insurance in Kings Grant by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kings Grant, NC increasing?

Despite maintaining a clean driving record, your car insurance rates in Kings Grant, North Carolina, may be increasing due to several external factors. North Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kings Grant's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kings Grant

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Kings Grant,NC

If you are planning to get a car insurance policy for your teenage dependent, Progressive provides the cheapest car insurance in the Kings Grant at $81 per month. At $2874 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$481	$81
State Farm	$623	$105
Erie	$628	$106
North Carolina Farm Bureau	$1098	$185
Nationwide	$2377	$404
Allstate	$2874	$479

Teen Car Insurance Rates in NC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kings Grant, North Carolina Farm Bureau is the cheapest car insurance provider. At $164 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kings Grant is Allstate, offering rates of around $3318 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$164	$28
Erie	$186	$31
National General	$284	$49
Progressive	$333	$56
Nationwide	$617	$104
Farmers	$667	$111
Travelers	$951	$162
Farm Bureau	$1076	$179
State Farm	$1344	$226
Allstate	$3318	$553

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Save up to $971/yr on car insurance rates in Kings Grant.

Car Insurance Rates with An Accident in Kings Grant

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kings Grant, NC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kings Grant

The cheapest car insurance companies after an at-fault accident in Kings Grant include Progressive and Erie, offering $492 and $502, respectively. Allstate is an expensive provider with an average six-month premium of $2601.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$492	$83
Erie	$502	$85
State Farm	$552	$93
North Carolina Farm Bureau	$721	$121
Farmers	$1044	$174
Farm Bureau	$1180	$201
Nationwide	$1186	$200
Travelers	$1251	$213
Allstate	$2601	$438

Kings Grant Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kings Grant NC. For example, the car insurance in Kings Grant after a DUI increases to $1701 for a six month policy. While the rate increases by $203 for a six-month policy in the case of a speeding ticket.

Kings Grant auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$524	$87
One Med/PIP claim	$524	$89
Not-at-fault accident	$530	$88
One comp claim	$541	$92
Two Med/PIP claims	$541	$90
Two comp claims	$558	$95
Failure to show documents	$617	$103
Child safety restraint	$684	$116
Driving without lights	$684	$114
Failure to wear a seat belt	$684	$116
Cell phone violation	$721	$121
Texting while driving	$721	$122
Speeding 6 - 10 MPH over limit	$727	$121
Driving with expired registration	$732	$124
Driving too slowly	$743	$124
Failure to stop at a red light	$743	$126
Failure to yield	$743	$124
Illegal turn	$743	$126
Open container	$743	$124
Operating a vehicle without permission	$743	$126
Wrong way/wrong lane	$743	$124
Speeding in school zone	$749	$127
At-fault accident - $1000-$2000	$754	$126
At-fault accident - less than $1000	$754	$128
In 65 MPH zone	$798	$133
Speeding 11 - 15 MPH over limit	$798	$135
Speeding 16 - 20 MPH over limit	$798	$133
Speeding 21 - 25 MPH over limit	$798	$135
Improper passing	$814	$136
Following too closely	$820	$140
At-fault accident - greater than $2000	$880	$146
Passing school bus	$1000	$170
Reckless driving	$1011	$168
Driving with a suspended license	$1563	$266
Leaving scene of an accident/hit and run	$2197	$366
Refusal to submit to a chemical test	$2219	$377
DUI	$2225	$371
Racing	$2262	$385

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kings Grant after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kings Grant.

The cheapest car insurance premiums in Kings Grant are offered by National General at $377 for a six-month policy. However, it can be as expensive as $6028 with companies like Allstate.

Kings Grant car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
National General	$377	$64
Progressive	$1279	$215
Erie	$1388	$234
State Farm	$1410	$237
Farmers	$2498	$425
Travelers	$2612	$435
Nationwide	$2792	$470
North Carolina Farm Bureau	$2961	$499
Farm Bureau	$4339	$738
Allstate	$6028	$1015

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kings Grant are offered by North Carolina Farm Bureau at $175. However, it can be as expensive as $2147 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Kings Grant after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$175	$29
Erie	$213	$36
National General	$366	$63
State Farm	$431	$73
Progressive	$454	$76
Nationwide	$809	$136
Farmers	$885	$151
Farm Bureau	$995	$166
Travelers	$1076	$183
Allstate	$2147	$358

Car Insurance Price Trends in Kings Grant, North Carolina

Car insurance rates in Kings Grant have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kings Grant rose by $109 in January compared to $105 of December. In other words, there has been an increase by $4 when you compare January and December.

The average cost of liability insurance in the Kings Grant dipped to $49 in January, compared to $51 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Kings Grant?

The car insurance in Kings Grant is $28 per month, which is lower than the national average.

What is the cheapest car insurance in Kings Grant?

The cheapest car insurance in Kings Grant is $63 per month for full coverage.

How much is car insurance in Kings Grant for teenagers?

Car insurance for teenagers costs $481 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kings Grant?

The average cost of car insurance is $829 for a six-month policy. It will cost around $128 per month to insure your car in Kings Grant.

Is car insurance expensive in Kings Grant?

Car insurance can be expensive in Kings Grant if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kings Grant can be affordable.

Cheapest Car Insurance Quotes in Kings Grant

Why you can trust Way?

How Much Is Car Insurance in Kings Grant

Avg. Car Insurance in Kings Grant

Avg. Car Insurance in North Carolina

National Average

Cheapest Car Insurance Companies in Kings Grant

1st place: Erie

2nd place: Progressive

3rd place: State Farm

Kings Grant Car Insurance Rates by Company

Cheap Car Insurance Companies in Kings Grant, NC

Way's key takeaways about car insurance in Kings Grant

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Kings Grant

Cheapest Liability Coverage in Kings Grant, NC

Cheapest Full Coverage Car Insurance in Kings Grant

Cheapest Full Coverage Car Insurance Quotes in Kings Grant, NC

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Kings Grant by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Kings Grant, NC increasing?

Car Insurance Premiums by Age in Kings Grant

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Kings Grant,NC

If you are in your twenties N/A is the best choice for car insurance in Kings Grant.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Kings Grant

Cheapest Car Insurance Companies after an At-Fault Accident in Kings Grant

Kings Grant Car Insurance Rates by Violation

Kings Grant auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Kings Grant after a DUI

Kings Grant car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Kings Grant after Speeding ticket

Car Insurance Price Trends in Kings Grant, North Carolina

Average Car Insurance Cost in Kings Grant by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Kings Grant, NC

Car Insurance Rates by State in the USA (2025 Update)

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