Cheapest Car Insurance Quotes in Trent Woods

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399,755 Policies Sold

Trent Woods Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Trent Woods

The car insurance rate in Trent Woods is $794 for a six-month policy, which is $108 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $356, making it a popular choice for budget-conscious drivers. Rates in Trent Woods can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Trent Woods

$794

Avg. Car Insurance in North Carolina

$902

National Average

$1140

Cheapest Car Insurance Companies in Trent Woods

1st place: Erie

At $356 for a six month policy, Erie offers the cheapest auto insurance rates in the city.

2nd place: Progressive

Progressive offers auto insurance rates at $423 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $486 for six months, making it the third cheapest auto insurance company in Trent Woods.

Trent Woods Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Trent Woods, NC is Erie, offering policies at just $356 for a six-month term. This is followed by Progressive, which has an average six-month premium of $423.

At the higher end of the spectrum, Penn National is the most expensive, with rates reaching $1014 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Trent Woods drivers find the best deals.

Cheap Car Insurance Companies in Trent Woods, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$356	$60
Progressive	$423	$71
State Farm	$486	$82
North Carolina Farm Bureau	$575	$97
Nationwide	$747	$126
Farm Bureau	$983	$167
Farmers	$1003	$167
Kemper	$1103	$187
Allstate	$1255	$211
Penn National	$1014	$169

Key Takeaways

Way's key takeaways about car insurance in Trent Woods

The auto insurance costs in Trent Woods fall around $356 for six months.
The cheapest auto insurance company in Trent Woods is Erie.
Teen drivers pay the highest rate in Trent Woods at $54 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Trent Woods

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Trent Woods are given below.

Erie provides the cheapest minimum car insurance coverage in Trent Woods. Their Average 6 Month Premium is $157. National Farmers Union Insurance is the most expensive at $272 for the same period.

Cheapest Liability Coverage in Trent Woods, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$157	$26
State Farm	$215	$36
Progressive	$224	$38
North Carolina Farm Bureau	$246	$41
Nationwide	$308	$52
National General	$319	$53
Penn National	$345	$59
Farm Bureau	$502	$84
Allstate	$549	$92
National Farmers Union Insurance	$272	$45

Cheapest Full Coverage Car Insurance in Trent Woods

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Trent Woods is Erie at $60 per month and $356 for six months.

Cheapest Full Coverage Car Insurance Quotes in Trent Woods, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$356	$60
Progressive	$423	$71
State Farm	$486	$82
North Carolina Farm Bureau	$575	$97
Nationwide	$747	$126
Farm Bureau	$983	$167
Farmers	$1003	$167
Kemper	$1103	$187
Allstate	$1255	$211
Penn National	$1014	$169

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Average Car Insurance in Trent Woods by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Trent Woods, NC increasing?

Despite maintaining a clean driving record, your car insurance rates in Trent Woods, North Carolina, may be increasing due to several external factors. North Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Trent Woods's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Trent Woods

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	North Carolina Farm Bureau	$358
30s	North Carolina Farm Bureau	$358
40s	North Carolina Farm Bureau	$358
50s	North Carolina Farm Bureau	$358
60s	North Carolina Farm Bureau	$358
70s	North Carolina Farm Bureau	$358

Cheapest Car Insurance Rates for Teen Drivers in Trent Woods,NC

If you are planning to get a car insurance policy for your teenage dependent, Progressive provides the cheapest car insurance in the Trent Woods at $77 per month. At $313 for a six-month premium, National General offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$460	$77
State Farm	$596	$100
Erie	$601	$101
North Carolina Farm Bureau	$1051	$177
Nationwide	$2274	$379
Allstate	$2749	$467
Penn National	$304	$50
National General	$313	$54

Teen Car Insurance Rates in NC by Age

Way Tip

If you are in your twenties North Carolina Farm Bureau is the best choice for car insurance in Trent Woods.

As young drivers face the highest rates in Trent Woods, North Carolina Farm Bureau offers the cheapest auto insurance rates at $358 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Trent Woods, North Carolina Farm Bureau is the cheapest car insurance provider. At $157 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Trent Woods is Allstate, offering rates of around $2765 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$157	$26
National General	$272	$45
Progressive	$293	$49
Erie	$340	$57
Nationwide	$674	$114
State Farm	$1161	$195
Farm Bureau	$1328	$226
Allstate	$2765	$461

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Trent Woods.

Car Insurance Rates with An Accident in Trent Woods

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Trent Woods, NC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Trent Woods

The cheapest car insurance companies after an at-fault accident in Trent Woods include Progressive and Erie, offering $444 and $450, respectively. Farmers is an expensive provider with an average six-month premium of $466.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$444	$75
Erie	$450	$76
State Farm	$502	$84
North Carolina Farm Bureau	$690	$116
Nationwide	$1239	$209
Farm Bureau	$1563	$266
Allstate	$2363	$398
Penn National	$434	$74
Farmers	$466	$77

Trent Woods Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Trent Woods NC. For example, the car insurance in Trent Woods after a DUI increases to $1626 for a six month policy. While the rate increases by $193 for a six-month policy in the case of a speeding ticket.

Trent Woods auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$502	$84
One Med/PIP claim	$502	$85
Not-at-fault accident	$507	$84
One comp claim	$517	$88
Two Med/PIP claims	$517	$86
Two comp claims	$533	$91
Failure to show documents	$590	$99
Child safety restraint	$654	$111
Driving without lights	$654	$109
Failure to wear a seat belt	$654	$111
Cell phone violation	$690	$115
Texting while driving	$690	$117
Speeding 6 - 10 MPH over limit	$695	$116
Driving with expired registration	$700	$119
Driving too slowly	$711	$119
Failure to stop at a red light	$711	$121
Failure to yield	$711	$119
Illegal turn	$711	$121
Open container	$711	$119
Operating a vehicle without permission	$711	$121
Wrong way/wrong lane	$711	$119
Speeding in school zone	$716	$121
At-fault accident - $1000-$2000	$722	$121
At-fault accident - less than $1000	$722	$122
In 65 MPH zone	$763	$128
Speeding 11 - 15 MPH over limit	$763	$129
Speeding 16 - 20 MPH over limit	$763	$128
Speeding 21 - 25 MPH over limit	$763	$129
Improper passing	$779	$130
Following too closely	$784	$134
At-fault accident - greater than $2000	$841	$140
Passing school bus	$957	$163
Reckless driving	$967	$161
Driving with a suspended license	$1495	$254
Leaving scene of an accident/hit and run	$2101	$350
Refusal to submit to a chemical test	$2123	$361
DUI	$2128	$355
Racing	$2164	$368

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Trent Woods after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Trent Woods.

The cheapest car insurance premiums in Trent Woods are offered by National General at $361 for a six-month policy. However, it can be as expensive as $1197 with companies like Farmers.

Trent Woods car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
National General	$361	$62
Progressive	$1161	$195
State Farm	$1291	$217
Erie	$1369	$231
Nationwide	$2567	$432
North Carolina Farm Bureau	$2833	$477
Allstate	$5446	$917
Farm Bureau	$5849	$975
Farmers	$1197	$200

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Trent Woods are offered by North Carolina Farm Bureau at $167. However, it can be as expensive as $1824 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Trent Woods after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$167	$28
National General	$350	$60
Erie	$356	$60
State Farm	$382	$64
Progressive	$397	$67
Nationwide	$716	$121
Farm Bureau	$1312	$218
Allstate	$1824	$310

Car Insurance Price Trends in Trent Woods, North Carolina

Car insurance rates in Trent Woods have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Trent Woods remained steady at $100 in both November and October, indicating no change over the two month period.

The average cost of liability insurance in the Trent Woods remained steady at $48 in both November and October, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Trent Woods?

The car insurance in Trent Woods is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Trent Woods?

The cheapest car insurance in Trent Woods is $60 per month for full coverage.

How much is car insurance in Trent Woods for teenagers?

Car insurance for teenagers costs $460 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Trent Woods?

The average cost of car insurance is $902 for a six-month policy. It will cost around $134 per month to insure your car in Trent Woods.

Is car insurance expensive in Trent Woods?

Car insurance can be expensive in Trent Woods if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Trent Woods can be affordable.

Cheapest Car Insurance Quotes in Trent Woods

Why you can trust Way?

How Much Is Car Insurance in Trent Woods

Avg. Car Insurance in Trent Woods

Avg. Car Insurance in North Carolina

National Average

Cheapest Car Insurance Companies in Trent Woods

1st place: Erie

2nd place: Progressive

3rd place: State Farm

Trent Woods Car Insurance Rates by Company

Cheap Car Insurance Companies in Trent Woods, NC

Way's key takeaways about car insurance in Trent Woods

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Trent Woods

Cheapest Liability Coverage in Trent Woods, NC

Cheapest Full Coverage Car Insurance in Trent Woods

Cheapest Full Coverage Car Insurance Quotes in Trent Woods, NC

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Trent Woods by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Trent Woods, NC increasing?

Car Insurance Premiums by Age in Trent Woods

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Trent Woods,NC

If you are in your twenties North Carolina Farm Bureau is the best choice for car insurance in Trent Woods.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Trent Woods

Cheapest Car Insurance Companies after an At-Fault Accident in Trent Woods

Trent Woods Car Insurance Rates by Violation

Trent Woods auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Trent Woods after a DUI

Trent Woods car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Trent Woods after Speeding ticket

Car Insurance Price Trends in Trent Woods, North Carolina

Average Car Insurance Cost in Trent Woods by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Trent Woods, NC

Car Insurance Rates by State in the USA (2025 Update)

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