Cheapest Car Insurance Quotes in Hildebran

Finding the cheapest car insurance quotes in Hildebran shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Hildebran Car Insurance

^$ 29

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hildebran

The car insurance rate in Hildebran is $812 for a six-month policy, which is $17 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $402, making it a popular choice for budget-conscious drivers. Rates in Hildebran can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hildebran

$812

Avg. Car Insurance in North Carolina

$829

National Average

$1278

Cheapest Car Insurance Companies in Hildebran

1st place: Erie

At $402 for a six month policy, Erie offers the cheapest auto insurance rates in the city.

2nd place: Progressive

Progressive offers auto insurance rates at $489 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $553 for six months, making it the third cheapest auto insurance company in Hildebran.

Hildebran Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hildebran, NC is Erie, offering policies at just $402 for a six-month term. This is followed by Progressive, which has an average six-month premium of $489.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1491 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hildebran drivers find the best deals.

Cheap Car Insurance Companies in Hildebran, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$402	$68
Progressive	$489	$82
State Farm	$553	$93
North Carolina Farm Bureau	$640	$108
Travelers	$745	$124
Farm Bureau	$804	$136
Nationwide	$861	$145
Farmers	$914	$154
Kemper	$1228	$205
Allstate	$1491	$251

Key Takeaways

Way's key takeaways about car insurance in Hildebran

The auto insurance costs in Hildebran fall around $402 for six months.
The cheapest auto insurance company in Hildebran is Erie.
Teen drivers pay the highest rate in Hildebran at $511 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Hildebran

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hildebran are given below.

Erie provides the cheapest minimum car insurance coverage in Hildebran. Their Average 6 Month Premium is $174. Allstate is the most expensive at $553 for the same period.

Cheapest Liability Coverage in Hildebran, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$174	$29
State Farm	$233	$39
Progressive	$250	$42
North Carolina Farm Bureau	$273	$46
Travelers	$326	$54
Farm Bureau	$332	$57
Nationwide	$338	$57
Farmers	$349	$60
National General	$355	$59
Penn National	$384	$66
Allstate	$553	$93

Cheapest Full Coverage Car Insurance in Hildebran

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hildebran is Erie at $68 per month and $402 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hildebran, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$402	$68
Progressive	$489	$82
State Farm	$553	$93
North Carolina Farm Bureau	$640	$108
Travelers	$745	$124
Farm Bureau	$804	$136
Nationwide	$861	$145
Farmers	$914	$154
Kemper	$1228	$205
Allstate	$1491	$251

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Hildebran Instantly!

Average Car Insurance in Hildebran by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hildebran, NC increasing?

Despite maintaining a clean driving record, your car insurance rates in Hildebran, North Carolina, may be increasing due to several external factors. North Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hildebran's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hildebran

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Hildebran,NC

If you are planning to get a car insurance policy for your teenage dependent, Progressive provides the cheapest car insurance in the Hildebran at $86 per month. At $3062 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$513	$86
State Farm	$663	$112
Erie	$669	$113
North Carolina Farm Bureau	$1170	$197
Nationwide	$2532	$430
Allstate	$3062	$511

Teen Car Insurance Rates in NC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hildebran, North Carolina Farm Bureau is the cheapest car insurance provider. At $174 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hildebran is Allstate, offering rates of around $3534 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$174	$29
Erie	$198	$33
National General	$303	$52
Progressive	$355	$60
Nationwide	$658	$111
Farmers	$711	$119
Travelers	$1013	$172
Farm Bureau	$1147	$191
State Farm	$1432	$241
Allstate	$3534	$589

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Hildebran.

Car Insurance Rates with An Accident in Hildebran

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hildebran, NC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hildebran

The cheapest car insurance companies after an at-fault accident in Hildebran include Progressive and Erie, offering $524 and $535, respectively. Allstate is an expensive provider with an average six-month premium of $2770.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$524	$88
Erie	$535	$90
State Farm	$588	$99
North Carolina Farm Bureau	$768	$129
Farmers	$1112	$185
Farm Bureau	$1257	$214
Nationwide	$1263	$213
Travelers	$1333	$226
Allstate	$2770	$466

Hildebran Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hildebran NC. For example, the car insurance in Hildebran after a DUI increases to $1811 for a six month policy. While the rate increases by $215 for a six-month policy in the case of a speeding ticket.

Hildebran auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$559	$93
One Med/PIP claim	$559	$95
Not-at-fault accident	$564	$94
One comp claim	$576	$98
Two Med/PIP claims	$576	$96
Two comp claims	$594	$101
Failure to show documents	$658	$110
Child safety restraint	$728	$123
Driving without lights	$728	$122
Failure to wear a seat belt	$728	$123
Cell phone violation	$768	$128
Texting while driving	$768	$130
Speeding 6 - 10 MPH over limit	$774	$129
Driving with expired registration	$780	$132
Driving too slowly	$792	$132
Failure to stop at a red light	$792	$134
Failure to yield	$792	$132
Illegal turn	$792	$134
Open container	$792	$132
Operating a vehicle without permission	$792	$134
Wrong way/wrong lane	$792	$132
Speeding in school zone	$798	$135
At-fault accident - $1000-$2000	$804	$134
At-fault accident - less than $1000	$804	$136
In 65 MPH zone	$850	$142
Speeding 11 - 15 MPH over limit	$850	$144
Speeding 16 - 20 MPH over limit	$850	$142
Speeding 21 - 25 MPH over limit	$850	$144
Improper passing	$867	$145
Following too closely	$873	$149
At-fault accident - greater than $2000	$937	$156
Passing school bus	$1065	$181
Reckless driving	$1077	$179
Driving with a suspended license	$1665	$283
Leaving scene of an accident/hit and run	$2340	$390
Refusal to submit to a chemical test	$2364	$402
DUI	$2370	$395
Racing	$2410	$410

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hildebran after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hildebran.

The cheapest car insurance premiums in Hildebran are offered by National General at $402 for a six-month policy. However, it can be as expensive as $6421 with companies like Allstate.

Hildebran car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
National General	$402	$69
Progressive	$1362	$229
Erie	$1479	$249
State Farm	$1502	$253
Farmers	$2661	$453
Travelers	$2782	$464
Nationwide	$2974	$501
North Carolina Farm Bureau	$3155	$531
Farm Bureau	$4622	$786
Allstate	$6421	$1081

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hildebran are offered by North Carolina Farm Bureau at $186. However, it can be as expensive as $2287 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Hildebran after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$186	$31
Erie	$227	$38
National General	$390	$67
State Farm	$460	$77
Progressive	$483	$81
Nationwide	$861	$145
Farmers	$943	$161
Farm Bureau	$1059	$176
Travelers	$1147	$195
Allstate	$2287	$381

Car Insurance Price Trends in Hildebran, North Carolina

Car insurance rates in Hildebran have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hildebran rose by $117 in January compared to $112 of December. In other words, there has been an increase by $5 when you compare January and December.

The average cost of liability insurance in the Hildebran dipped to $52 in January, compared to $54 in December. This represents an decrease of $2 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Hildebran?

The car insurance in Hildebran is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Hildebran?

The cheapest car insurance in Hildebran is $68 per month for full coverage.

How much is car insurance in Hildebran for teenagers?

Car insurance for teenagers costs $513 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hildebran?

The average cost of car insurance is $829 for a six-month policy. It will cost around $136 per month to insure your car in Hildebran.

Is car insurance expensive in Hildebran?

Car insurance can be expensive in Hildebran if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hildebran can be affordable.

Cheapest Car Insurance Quotes in Hildebran

Why you can trust Way?

How Much Is Car Insurance in Hildebran

Avg. Car Insurance in Hildebran

Avg. Car Insurance in North Carolina

National Average

Cheapest Car Insurance Companies in Hildebran

1st place: Erie

2nd place: Progressive

3rd place: State Farm

Hildebran Car Insurance Rates by Company

Cheap Car Insurance Companies in Hildebran, NC

Way's key takeaways about car insurance in Hildebran

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hildebran

Cheapest Liability Coverage in Hildebran, NC

Cheapest Full Coverage Car Insurance in Hildebran

Cheapest Full Coverage Car Insurance Quotes in Hildebran, NC

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hildebran by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hildebran, NC increasing?

Car Insurance Premiums by Age in Hildebran

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hildebran,NC

If you are in your twenties N/A is the best choice for car insurance in Hildebran.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hildebran

Cheapest Car Insurance Companies after an At-Fault Accident in Hildebran

Hildebran Car Insurance Rates by Violation

Hildebran auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hildebran after a DUI

Hildebran car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hildebran after Speeding ticket

Car Insurance Price Trends in Hildebran, North Carolina

Average Car Insurance Cost in Hildebran by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hildebran, NC

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources