Cheapest Car Insurance Quotes in Newton Grove

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Newton Grove Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Newton Grove

The car insurance rate in Newton Grove is $947 for a six-month policy, which is $45 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $424, making it a popular choice for budget-conscious drivers. Rates in Newton Grove can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Newton Grove

$947

Avg. Car Insurance in North Carolina

$902

National Average

$1140

Cheapest Car Insurance Companies in Newton Grove

1st place: Erie

At $424 for a six month policy, Erie offers the cheapest auto insurance rates in the city.

2nd place: Progressive

Progressive offers auto insurance rates at $505 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $580 for six months, making it the third cheapest auto insurance company in Newton Grove.

Newton Grove Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Newton Grove, NC is Erie, offering policies at just $424 for a six-month term. This is followed by Progressive, which has an average six-month premium of $505.

At the higher end of the spectrum, Penn National is the most expensive, with rates reaching $1210 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Newton Grove drivers find the best deals.

Cheap Car Insurance Companies in Newton Grove, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$424	$71
Progressive	$505	$85
State Farm	$580	$98
North Carolina Farm Bureau	$686	$116
Nationwide	$891	$150
Farm Bureau	$1173	$200
Farmers	$1197	$200
Kemper	$1316	$224
Allstate	$1497	$252
Penn National	$1210	$202

Key Takeaways

Way's key takeaways about car insurance in Newton Grove

The auto insurance costs in Newton Grove fall around $424 for six months.
The cheapest auto insurance company in Newton Grove is Erie.
Teen drivers pay the highest rate in Newton Grove at $64 per month.

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Cheapest Minimum Liability Car Insurance in Newton Grove

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Newton Grove are given below.

Erie provides the cheapest minimum car insurance coverage in Newton Grove. Their Average 6 Month Premium is $187. National Farmers Union Insurance is the most expensive at $324 for the same period.

Cheapest Liability Coverage in Newton Grove, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$187	$32
State Farm	$256	$43
Progressive	$268	$45
North Carolina Farm Bureau	$293	$49
Nationwide	$368	$62
National General	$380	$63
Penn National	$412	$70
Farm Bureau	$599	$100
Allstate	$655	$110
National Farmers Union Insurance	$324	$54

Cheapest Full Coverage Car Insurance in Newton Grove

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Newton Grove is Erie at $71 per month and $424 for six months.

Cheapest Full Coverage Car Insurance Quotes in Newton Grove, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$424	$71
Progressive	$505	$85
State Farm	$580	$98
North Carolina Farm Bureau	$686	$116
Nationwide	$891	$150
Farm Bureau	$1173	$200
Farmers	$1197	$200
Kemper	$1316	$224
Allstate	$1497	$252
Penn National	$1210	$202

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Average Car Insurance in Newton Grove by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Newton Grove, NC increasing?

Despite maintaining a clean driving record, your car insurance rates in Newton Grove, North Carolina, may be increasing due to several external factors. North Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Newton Grove's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Newton Grove

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	North Carolina Farm Bureau	$427
30s	North Carolina Farm Bureau	$427
40s	North Carolina Farm Bureau	$427
50s	North Carolina Farm Bureau	$427
60s	North Carolina Farm Bureau	$427
70s	North Carolina Farm Bureau	$427

Cheapest Car Insurance Rates for Teen Drivers in Newton Grove,NC

If you are planning to get a car insurance policy for your teenage dependent, Progressive provides the cheapest car insurance in the Newton Grove at $92 per month. At $374 for a six-month premium, National General offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$549	$92
State Farm	$711	$120
Erie	$717	$121
North Carolina Farm Bureau	$1254	$211
Nationwide	$2713	$453
Allstate	$3280	$558
Penn National	$362	$60
National General	$374	$64

Teen Car Insurance Rates in NC by Age

Way Tip

If you are in your twenties North Carolina Farm Bureau is the best choice for car insurance in Newton Grove.

As young drivers face the highest rates in Newton Grove, North Carolina Farm Bureau offers the cheapest auto insurance rates at $427 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Newton Grove, North Carolina Farm Bureau is the cheapest car insurance provider. At $187 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Newton Grove is Allstate, offering rates of around $3299 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$187	$32
National General	$324	$54
Progressive	$350	$59
Erie	$405	$68
Nationwide	$804	$135
State Farm	$1385	$233
Farm Bureau	$1584	$270
Allstate	$3299	$550

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Save up to $971/yr on car insurance rates in Newton Grove.

Car Insurance Rates with An Accident in Newton Grove

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Newton Grove, NC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Newton Grove

The cheapest car insurance companies after an at-fault accident in Newton Grove include Progressive and Erie, offering $530 and $537, respectively. Farmers is an expensive provider with an average six-month premium of $555.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$530	$89
Erie	$537	$90
State Farm	$599	$101
North Carolina Farm Bureau	$823	$139
Nationwide	$1478	$249
Farm Bureau	$1865	$317
Allstate	$2819	$475
Penn National	$518	$88
Farmers	$555	$92

Newton Grove Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Newton Grove NC. For example, the car insurance in Newton Grove after a DUI increases to $1940 for a six month policy. While the rate increases by $231 for a six-month policy in the case of a speeding ticket.

Newton Grove auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$599	$100
One Med/PIP claim	$599	$102
Not-at-fault accident	$605	$101
One comp claim	$617	$105
Two Med/PIP claims	$617	$103
Two comp claims	$636	$108
Failure to show documents	$705	$118
Child safety restraint	$780	$132
Driving without lights	$780	$130
Failure to wear a seat belt	$780	$132
Cell phone violation	$823	$138
Texting while driving	$823	$140
Speeding 6 - 10 MPH over limit	$830	$139
Driving with expired registration	$836	$142
Driving too slowly	$848	$142
Failure to stop at a red light	$848	$144
Failure to yield	$848	$142
Illegal turn	$848	$144
Open container	$848	$142
Operating a vehicle without permission	$848	$144
Wrong way/wrong lane	$848	$142
Speeding in school zone	$855	$145
At-fault accident - $1000-$2000	$861	$144
At-fault accident - less than $1000	$861	$146
In 65 MPH zone	$910	$152
Speeding 11 - 15 MPH over limit	$910	$154
Speeding 16 - 20 MPH over limit	$910	$152
Speeding 21 - 25 MPH over limit	$910	$154
Improper passing	$929	$155
Following too closely	$936	$160
At-fault accident - greater than $2000	$1004	$167
Passing school bus	$1141	$194
Reckless driving	$1154	$192
Driving with a suspended license	$1784	$303
Leaving scene of an accident/hit and run	$2507	$418
Refusal to submit to a chemical test	$2533	$431
DUI	$2539	$423
Racing	$2582	$439

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Newton Grove after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Newton Grove.

The cheapest car insurance premiums in Newton Grove are offered by National General at $431 for a six-month policy. However, it can be as expensive as $1428 with companies like Farmers.

Newton Grove car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
National General	$431	$74
Progressive	$1385	$233
State Farm	$1540	$259
Erie	$1634	$275
Nationwide	$3063	$516
North Carolina Farm Bureau	$3380	$569
Allstate	$6498	$1094
Farm Bureau	$6979	$1163
Farmers	$1428	$238

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Newton Grove are offered by North Carolina Farm Bureau at $200. However, it can be as expensive as $2177 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Newton Grove after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$200	$34
National General	$418	$71
Erie	$424	$71
State Farm	$456	$77
Progressive	$474	$80
Nationwide	$855	$144
Farm Bureau	$1566	$260
Allstate	$2177	$370

Car Insurance Price Trends in Newton Grove, North Carolina

Car insurance rates in Newton Grove have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Newton Grove remained steady at $120 in both November and October, indicating no change over the two month period.

The average cost of liability insurance in the Newton Grove remained steady at $58 in both November and October, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Newton Grove?

The car insurance in Newton Grove is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Newton Grove?

The cheapest car insurance in Newton Grove is $71 per month for full coverage.

How much is car insurance in Newton Grove for teenagers?

Car insurance for teenagers costs $549 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Newton Grove?

The average cost of car insurance is $902 for a six-month policy. It will cost around $160 per month to insure your car in Newton Grove.

Is car insurance expensive in Newton Grove?

Car insurance can be expensive in Newton Grove if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Newton Grove can be affordable.

Cheapest Car Insurance Quotes in Newton Grove

Why you can trust Way?

How Much Is Car Insurance in Newton Grove

Avg. Car Insurance in Newton Grove

Avg. Car Insurance in North Carolina

National Average

Cheapest Car Insurance Companies in Newton Grove

1st place: Erie

2nd place: Progressive

3rd place: State Farm

Newton Grove Car Insurance Rates by Company

Cheap Car Insurance Companies in Newton Grove, NC

Way's key takeaways about car insurance in Newton Grove

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Newton Grove

Cheapest Liability Coverage in Newton Grove, NC

Cheapest Full Coverage Car Insurance in Newton Grove

Cheapest Full Coverage Car Insurance Quotes in Newton Grove, NC

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Newton Grove by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Newton Grove, NC increasing?

Car Insurance Premiums by Age in Newton Grove

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Newton Grove,NC

If you are in your twenties North Carolina Farm Bureau is the best choice for car insurance in Newton Grove.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Newton Grove

Cheapest Car Insurance Companies after an At-Fault Accident in Newton Grove

Newton Grove Car Insurance Rates by Violation

Newton Grove auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Newton Grove after a DUI

Newton Grove car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Newton Grove after Speeding ticket

Car Insurance Price Trends in Newton Grove, North Carolina

Average Car Insurance Cost in Newton Grove by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Newton Grove, NC

Car Insurance Rates by State in the USA (2025 Update)

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