Cheapest Car Insurance Quotes in Brooklyn

Cheapest Minimum Liability Car Insurance in Brooklyn

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Brooklyn are given below. 

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in Brooklyn. Their Average 6 Month Premium is $655. Preferred Mutual is the most expensive at $1729 for the same period. 

Cheapest Liability Coverage in Brooklyn, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New York Central Mutual Fire	$655	$110
NYCM	$776	$128
Kemper	$806	$138
American Family	$969	$163
Progressive	$999	$168
USAA	$1283	$216
Erie	$1581	$269
Travelers	$1699	$284
Allstate	$1820	$309
State Farm	$1938	$324
Nationwide	$1252	$208
Utica National	$1431	$243
Preferred Mutual	$1729	$289

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Cheapest Full Coverage Car Insurance in Brooklyn

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Brooklyn is Kemper at $236 per month and $1386 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Brooklyn, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1386	$236
New York Central Mutual Fire	$1835	$306
Progressive	$1953	$329
American Family	$2146	$361
NYCM	$2595	$437
USAA	$2876	$484
Erie	$2937	$494
Nationwide	$3205	$535
Travelers	$3266	$550
State Farm	$3890	$655
Allstate	$4352	$733
Chubb	$4458	$743

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Car Insurance Premiums by Age in Brooklyn

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Brooklyn Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Brooklyn NY. For example, the car insurance in Brooklyn after a DUI increases to $1790 for a six month policy. While the rate increases by $284 for a six-month policy in the case of a speeding ticket.  

Brooklyn auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$3145	$525
One Med/PIP claim	$3145	$535
One comp claim	$3175	$530
Two comp claims	$3205	$545
Two Med/PIP claims	$3205	$535
Not-at-fault accident	$3220	$547
Failure to show documents	$3266	$545
Failure to wear a seat belt	$3281	$557
Driving with expired registration	$3311	$552
At-fault accident - less than $1000	$3326	$565
Cell phone violation	$3326	$555
Child safety restraint	$3326	$565
Driving without lights	$3326	$555
Failure to stop at a red light	$3326	$565
Failure to yield	$3326	$555
Following too closely	$3326	$565
Illegal turn	$3326	$555
Improper passing	$3326	$565
Passing school bus	$3326	$555
Texting while driving	$3326	$565
Wrong way/wrong lane	$3326	$555
Driving too slowly	$3356	$570
Speeding in school zone	$3356	$560
At-fault accident - $1000-$2000	$3368	$572
Speeding 11 - 15 MPH over limit	$3429	$572
Speeding 6 - 10 MPH over limit	$3429	$582
Operating a vehicle without permission	$3489	$582
Open container	$3534	$600
In 65 MPH zone	$3682	$615
Speeding 16 - 20 MPH over limit	$3727	$635
Speeding 21 - 25 MPH over limit	$3860	$643
At-fault accident - greater than $2000	$4159	$708
Reckless driving	$4443	$740
Racing	$4621	$786
Driving with a suspended license	$4787	$798
Refusal to submit to a chemical test	$4889	$831
DUI	$4935	$823
Leaving scene of an accident/hit and run	$5010	$851

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