Cheapest Car Insurance Quotes in East Rockaway

Cheapest Minimum Liability Car Insurance in East Rockaway

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Rockaway are given below. 

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in East Rockaway. Their Average 6 Month Premium is $449. Preferred Mutual is the most expensive at $1185 for the same period. 

Cheapest Liability Coverage in East Rockaway, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New York Central Mutual Fire	$449	$76
NYCM	$531	$88
Kemper	$552	$95
American Family	$664	$112
Progressive	$685	$115
USAA	$879	$148
Erie	$1084	$184
Travelers	$1164	$194
Allstate	$1247	$212
State Farm	$1328	$222
Nationwide	$858	$143
Utica National	$980	$167
Preferred Mutual	$1185	$198

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Cheapest Full Coverage Car Insurance in East Rockaway

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Rockaway is Kemper at $162 per month and $949 for six months. 

Cheapest Full Coverage Car Insurance Quotes in East Rockaway, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$949	$162
New York Central Mutual Fire	$1257	$210
Progressive	$1338	$225
American Family	$1471	$248
NYCM	$1778	$299
USAA	$1971	$332
Erie	$2012	$339
Nationwide	$2196	$366
Travelers	$2238	$377
State Farm	$2666	$449
Allstate	$2982	$502
Chubb	$3055	$509

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Car Insurance Premiums by Age in East Rockaway

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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East Rockaway Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Rockaway NY. For example, the car insurance in East Rockaway after a DUI increases to $1227 for a six month policy. While the rate increases by $195 for a six-month policy in the case of a speeding ticket.  

East Rockaway auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2155	$359
One Med/PIP claim	$2155	$366
One comp claim	$2176	$363
Two comp claims	$2196	$373
Two Med/PIP claims	$2196	$366
Not-at-fault accident	$2207	$375
Failure to show documents	$2238	$373
Failure to wear a seat belt	$2248	$382
Driving with expired registration	$2269	$378
At-fault accident - less than $1000	$2279	$387
Cell phone violation	$2279	$380
Child safety restraint	$2279	$387
Driving without lights	$2279	$380
Failure to stop at a red light	$2279	$387
Failure to yield	$2279	$380
Following too closely	$2279	$387
Illegal turn	$2279	$380
Improper passing	$2279	$387
Passing school bus	$2279	$380
Texting while driving	$2279	$387
Wrong way/wrong lane	$2279	$380
Driving too slowly	$2300	$390
Speeding in school zone	$2300	$384
At-fault accident - $1000-$2000	$2308	$392
Speeding 11 - 15 MPH over limit	$2350	$392
Speeding 6 - 10 MPH over limit	$2350	$399
Operating a vehicle without permission	$2391	$399
Open container	$2422	$411
In 65 MPH zone	$2523	$421
Speeding 16 - 20 MPH over limit	$2554	$435
Speeding 21 - 25 MPH over limit	$2645	$440
At-fault accident - greater than $2000	$2850	$485
Reckless driving	$3044	$507
Racing	$3167	$538
Driving with a suspended license	$3280	$547
Refusal to submit to a chemical test	$3351	$569
DUI	$3382	$564
Leaving scene of an accident/hit and run	$3433	$583

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