Cheapest Car Insurance Quotes in Glen Head

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Glen Head Car Insurance

^$ 67

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Glen Head

The car insurance rate in Glen Head is $1564 for a six-month policy, which is $535 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $839, making it a popular choice for budget-conscious drivers. Rates in Glen Head can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Glen Head

$1564

Avg. Car Insurance in New York

$1029

National Average

$1140

Cheapest Car Insurance Companies in Glen Head

1st place: Kemper

At $839 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: New York Central Mutual Fire

New York Central Mutual Fire offers auto insurance rates at $1111 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Progressive

Progressive offers auto insurance rates at $1120 for six months, making it the third cheapest auto insurance company in Glen Head.

Glen Head Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Glen Head, NY is Kemper, offering policies at just $839 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $1111.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2338 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Glen Head drivers find the best deals.

Cheap Car Insurance Companies in Glen Head, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$839	$143
New York Central Mutual Fire	$1111	$185
Progressive	$1120	$188
American Family	$1300	$219
NYCM	$1363	$230
Erie	$1634	$272
Nationwide	$1643	$280
USAA	$1652	$278
State Farm	$2049	$345
Travelers	$2158	$363
Allstate	$2338	$394

Key Takeaways

Way's key takeaways about car insurance in Glen Head

The auto insurance costs in Glen Head fall around $839 for six months.
The cheapest auto insurance company in Glen Head is New York Central Mutual Fire.
Teen drivers pay the highest rate in Glen Head at $1192 per month.

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Cheapest Minimum Liability Car Insurance in Glen Head

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Glen Head are given below.

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in Glen Head. Their Average 6 Month Premium is $397. Preferred Mutual is the most expensive at $1047 for the same period.

Cheapest Liability Coverage in Glen Head, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New York Central Mutual Fire	$397	$67
NYCM	$415	$70
Kemper	$488	$81
Progressive	$578	$97
American Family	$587	$99
USAA	$713	$120
Nationwide	$758	$126
Erie	$958	$163
State Farm	$1111	$187
Travelers	$1192	$201
Allstate	$1246	$210
Utica National	$866	$147
Preferred Mutual	$1047	$175

Cheapest Full Coverage Car Insurance in Glen Head

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Glen Head is Kemper at $143 per month and $839 for six months.

Cheapest Full Coverage Car Insurance Quotes in Glen Head, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$839	$143
New York Central Mutual Fire	$1111	$185
Progressive	$1120	$188
American Family	$1300	$219
NYCM	$1363	$230
Erie	$1634	$272
Nationwide	$1643	$280
USAA	$1652	$278
State Farm	$2049	$345
Travelers	$2158	$363
Allstate	$2338	$394

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Average Car Insurance in Glen Head by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Glen Head, NY increasing?

Despite maintaining a clean driving record, your car insurance rates in Glen Head, New York, may be increasing due to several external factors. New York has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Glen Head's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Glen Head

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	National Grange Mutual	$856
30s	National Grange Mutual	$610
40s	National Grange Mutual	$587
50s	National Grange Mutual	$596
60s	National Grange Mutual	$641
70s	National Grange Mutual	$880

Cheapest Car Insurance Rates for Teen Drivers in Glen Head,NY

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Glen Head at $94 per month. At $7079 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$568	$94
American Family	$686	$116
NYCM	$1146	$193
Progressive	$1815	$306
New York Central Mutual Fire	$1978	$330
USAA	$3630	$611
Nationwide	$4741	$790
Travelers	$5869	$988
Allstate	$6348	$1069
State Farm	$7079	$1192

Teen Car Insurance Rates in NY by Age

Way Tip

If you are in your twenties National Grange Mutual is the best choice for car insurance in Glen Head.

As young drivers face the highest rates in Glen Head, National Grange Mutual offers the cheapest auto insurance rates at $856 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Glen Head, Chubb is the cheapest car insurance provider. At $1219 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Glen Head is Progressive, offering rates of around $7864 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$1219	$204
Kemper	$1274	$216
Nationwide	$1643	$274
USAA	$2275	$388
NYCM	$2374	$395
Erie	$2573	$438
American Family	$3025	$505
Allstate	$3096	$521
State Farm	$3206	$540
Mercury	$3765	$640
Travelers	$3846	$648
Progressive	$7864	$1324

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Car Insurance Rates with An Accident in Glen Head

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Glen Head, NY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Glen Head

The cheapest car insurance companies after an at-fault accident in Glen Head include Kemper and American Family, offering $704 and $722, respectively. Preferred Mutual is an expensive provider with an average six-month premium of $876.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$704	$117
American Family	$722	$122
NYCM	$876	$147
Erie	$958	$163
Chubb	$1056	$176
Progressive	$1155	$195
New York Central Mutual Fire	$1336	$223
USAA	$1435	$242
Nationwide	$2158	$360
Allstate	$2177	$366
State Farm	$2628	$442
Travelers	$2672	$450
Utica National	$866	$147
Preferred Mutual	$876	$146

Glen Head Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Glen Head NY. For example, the car insurance in Glen Head after a DUI increases to $1083 for a six month policy. While the rate increases by $171 for a six-month policy in the case of a speeding ticket.

Glen Head auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1905	$318
One Med/PIP claim	$1905	$324
One comp claim	$1923	$321
Two comp claims	$1941	$330
Two Med/PIP claims	$1941	$324
Not-at-fault accident	$1950	$331
Failure to show documents	$1978	$330
Failure to wear a seat belt	$1987	$337
Driving with expired registration	$2005	$334
At-fault accident - less than $1000	$2014	$342
Cell phone violation	$2014	$336
Child safety restraint	$2014	$342
Driving without lights	$2014	$336
Failure to stop at a red light	$2014	$342
Failure to yield	$2014	$336
Following too closely	$2014	$342
Illegal turn	$2014	$336
Improper passing	$2014	$342
Passing school bus	$2014	$336
Texting while driving	$2014	$342
Wrong way/wrong lane	$2014	$336
Driving too slowly	$2032	$345
Speeding in school zone	$2032	$339
At-fault accident - $1000-$2000	$2040	$347
Speeding 11 - 15 MPH over limit	$2076	$347
Speeding 6 - 10 MPH over limit	$2076	$353
Operating a vehicle without permission	$2113	$353
Open container	$2140	$363
In 65 MPH zone	$2230	$372
Speeding 16 - 20 MPH over limit	$2257	$385
Speeding 21 - 25 MPH over limit	$2338	$389
At-fault accident - greater than $2000	$2519	$429
Reckless driving	$2690	$448
Racing	$2798	$476
Driving with a suspended license	$2899	$483
Refusal to submit to a chemical test	$2961	$503
DUI	$2988	$499
Leaving scene of an accident/hit and run	$3034	$515

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Glen Head after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Glen Head.

The cheapest car insurance premiums in Glen Head are offered by American Family at $686 for a six-month policy. However, it can be as expensive as $3061 with companies like State Farm.

Glen Head car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$686	$116
Kemper	$722	$123
Progressive	$876	$147
NYCM	$1102	$185
New York Central Mutual Fire	$1625	$271
USAA	$1733	$292
Allstate	$2573	$433
Travelers	$2645	$445
Nationwide	$2681	$447
State Farm	$3061	$515

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Glen Head are offered by American Family at $605. However, it can be as expensive as $3105 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Glen Head after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$605	$103
Kemper	$605	$100
Progressive	$749	$126
NYCM	$1002	$167
USAA	$1363	$233
Nationwide	$1879	$313
State Farm	$2032	$345
Travelers	$2970	$496
Allstate	$3105	$527

Car Insurance Price Trends in Glen Head, New York

Car insurance rates in Glen Head have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Glen Head dipped by $375 in December compared to $377 of November. In other words, there has been an decrease by $2 when you compare December and November.

The average cost of liability insurance in the Glen Head dipped to $129 in December, compared to $134 in November. This represents an decrease of $5 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Glen Head?

The car insurance in Glen Head is $67 per month, which is lower than the national average.

What is the cheapest car insurance in Glen Head?

The cheapest car insurance in Glen Head is $143 per month for full coverage.

How much is car insurance in Glen Head for teenagers?

Car insurance for teenagers costs $568 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Glen Head?

The average cost of car insurance is $1029 for a six-month policy. It will cost around $263 per month to insure your car in Glen Head.

Is car insurance expensive in Glen Head?

Car insurance can be expensive in Glen Head if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Glen Head can be affordable.

Cheapest Car Insurance Quotes in Glen Head

Why you can trust Way?

How Much Is Car Insurance in Glen Head

Avg. Car Insurance in Glen Head

Avg. Car Insurance in New York

National Average

Cheapest Car Insurance Companies in Glen Head

1st place: Kemper

2nd place: New York Central Mutual Fire

3rd place: Progressive

Glen Head Car Insurance Rates by Company

Cheap Car Insurance Companies in Glen Head, NY

Way's key takeaways about car insurance in Glen Head

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Glen Head

Cheapest Liability Coverage in Glen Head, NY

Cheapest Full Coverage Car Insurance in Glen Head

Cheapest Full Coverage Car Insurance Quotes in Glen Head, NY

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Glen Head by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Glen Head, NY increasing?

Car Insurance Premiums by Age in Glen Head

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Glen Head,NY

If you are in your twenties National Grange Mutual is the best choice for car insurance in Glen Head.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Glen Head

Cheapest Car Insurance Companies after an At-Fault Accident in Glen Head

Glen Head Car Insurance Rates by Violation

Glen Head auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Glen Head after a DUI

Glen Head car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Glen Head after Speeding ticket

Car Insurance Price Trends in Glen Head, New York

Average Car Insurance Cost in Glen Head by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Glen Head, NY

Car Insurance Rates by State in the USA (2025 Update)

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