Cheapest Car Insurance Quotes in Fleischmanns

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Fleischmanns Car Insurance

^$ 40

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Fleischmanns

The car insurance rate in Fleischmanns is $1054 for a six-month policy, which is $104 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $502, making it a popular choice for budget-conscious drivers. Rates in Fleischmanns can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Fleischmanns

$1054

Avg. Car Insurance in New York

$1158

National Average

$1278

Cheapest Car Insurance Companies in Fleischmanns

1st place: Kemper

At $502 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: New York Central Mutual Fire

New York Central Mutual Fire offers auto insurance rates at $665 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Progressive

Progressive offers auto insurance rates at $708 for six months, making it the third cheapest auto insurance company in Fleischmanns.

Fleischmanns Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Fleischmanns, NY is Kemper, offering policies at just $502 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $665.

At the higher end of the spectrum, Chubb is the most expensive, with rates reaching $1616 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Fleischmanns drivers find the best deals.

Cheap Car Insurance Companies in Fleischmanns, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$502	$86
New York Central Mutual Fire	$665	$111
Progressive	$708	$119
American Family	$778	$131
NYCM	$941	$158
USAA	$1043	$176
Erie	$1065	$179
Nationwide	$1162	$194
Travelers	$1184	$199
State Farm	$1411	$238
Allstate	$1578	$266
Chubb	$1616	$269

Key Takeaways

Way's key takeaways about car insurance in Fleischmanns

The auto insurance costs in Fleischmanns fall around $502 for six months.
The cheapest auto insurance company in Fleischmanns is New York Central Mutual Fire.
Teen drivers pay the highest rate in Fleischmanns at $813 per month.

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Cheapest Minimum Liability Car Insurance in Fleischmanns

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Fleischmanns are given below.

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in Fleischmanns. Their Average 6 Month Premium is $238. Preferred Mutual is the most expensive at $627 for the same period.

Cheapest Liability Coverage in Fleischmanns, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New York Central Mutual Fire	$238	$40
NYCM	$281	$46
Kemper	$292	$50
American Family	$351	$59
Progressive	$362	$61
USAA	$465	$78
Erie	$573	$97
Travelers	$616	$103
Allstate	$660	$112
State Farm	$703	$117
Nationwide	$454	$76
Utica National	$519	$88
Preferred Mutual	$627	$105

Cheapest Full Coverage Car Insurance in Fleischmanns

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Fleischmanns is Kemper at $86 per month and $502 for six months.

Cheapest Full Coverage Car Insurance Quotes in Fleischmanns, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$502	$86
New York Central Mutual Fire	$665	$111
Progressive	$708	$119
American Family	$778	$131
NYCM	$941	$158
USAA	$1043	$176
Erie	$1065	$179
Nationwide	$1162	$194
Travelers	$1184	$199
State Farm	$1411	$238
Allstate	$1578	$266
Chubb	$1616	$269

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Average Car Insurance in Fleischmanns by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Fleischmanns, NY increasing?

Despite maintaining a clean driving record, your car insurance rates in Fleischmanns, New York, may be increasing due to several external factors. New York has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Fleischmanns's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Fleischmanns

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Fleischmanns,NY

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Fleischmanns at $58 per month. At $4827 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$340	$58
American Family	$410	$69
NYCM	$908	$153
Progressive	$1119	$188
New York Central Mutual Fire	$1184	$201
Erie	$2276	$379
USAA	$2503	$421
Travelers	$3291	$554
Nationwide	$3427	$582
Chubb	$3589	$598
Allstate	$4130	$695
State Farm	$4827	$813

Teen Car Insurance Rates in NY by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Fleischmanns, Kemper is the cheapest car insurance provider. At $763 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Fleischmanns is Progressive, offering rates of around $4567 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$763	$127
Nationwide	$1162	$197
Chubb	$1379	$232
USAA	$1675	$285
Erie	$1784	$300
American Family	$1811	$308
NYCM	$2027	$338
Allstate	$2210	$372
Mercury	$2254	$376
State Farm	$2330	$392
Travelers	$2697	$454
Progressive	$4567	$769

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Save up to $971/yr on car insurance rates in Fleischmanns.

Car Insurance Rates with An Accident in Fleischmanns

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Fleischmanns, NY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Fleischmanns

The cheapest car insurance companies after an at-fault accident in Fleischmanns include Kemper and American Family, offering $421 and $432, respectively. Preferred Mutual is an expensive provider with an average six-month premium of $524.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$421	$70
American Family	$432	$73
Progressive	$665	$112
NYCM	$676	$114
New York Central Mutual Fire	$800	$134
USAA	$908	$153
Erie	$1162	$196
Chubb	$1319	$222
Allstate	$1421	$239
Travelers	$1465	$247
Nationwide	$1535	$256
State Farm	$1795	$302
Utica National	$519	$88
Preferred Mutual	$524	$87

Fleischmanns Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Fleischmanns NY. For example, the car insurance in Fleischmanns after a DUI increases to $649 for a six month policy. While the rate increases by $103 for a six-month policy in the case of a speeding ticket.

Fleischmanns auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1140	$190
One Med/PIP claim	$1140	$194
One comp claim	$1151	$192
Two comp claims	$1162	$197
Two Med/PIP claims	$1162	$194
Not-at-fault accident	$1168	$198
Failure to show documents	$1184	$197
Failure to wear a seat belt	$1189	$202
Driving with expired registration	$1200	$200
At-fault accident - less than $1000	$1206	$205
Cell phone violation	$1206	$201
Child safety restraint	$1206	$205
Driving without lights	$1206	$201
Failure to stop at a red light	$1206	$205
Failure to yield	$1206	$201
Following too closely	$1206	$205
Illegal turn	$1206	$201
Improper passing	$1206	$205
Passing school bus	$1206	$201
Texting while driving	$1206	$205
Wrong way/wrong lane	$1206	$201
Driving too slowly	$1217	$207
Speeding in school zone	$1217	$203
At-fault accident - $1000-$2000	$1221	$207
Speeding 11 - 15 MPH over limit	$1243	$207
Speeding 6 - 10 MPH over limit	$1243	$211
Operating a vehicle without permission	$1265	$211
Open container	$1281	$217
In 65 MPH zone	$1335	$223
Speeding 16 - 20 MPH over limit	$1351	$230
Speeding 21 - 25 MPH over limit	$1400	$233
At-fault accident - greater than $2000	$1508	$257
Reckless driving	$1611	$268
Racing	$1675	$285
Driving with a suspended license	$1735	$289
Refusal to submit to a chemical test	$1773	$301
DUI	$1789	$298
Leaving scene of an accident/hit and run	$1816	$308

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Fleischmanns after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Fleischmanns.

The cheapest car insurance premiums in Fleischmanns are offered by American Family at $410 for a six-month policy. However, it can be as expensive as $2027 with companies like Chubb.

Fleischmanns car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$410	$69
Kemper	$432	$74
Progressive	$557	$94
NYCM	$844	$142
New York Central Mutual Fire	$973	$162
USAA	$1108	$187
Travelers	$1449	$244
Allstate	$1714	$288
Erie	$1767	$295
Nationwide	$1919	$327
State Farm	$2017	$339
Chubb	$2027	$345

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Fleischmanns are offered by American Family at $362. However, it can be as expensive as $2308 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Fleischmanns after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$362	$60
Kemper	$362	$62
Progressive	$524	$88
NYCM	$849	$145
USAA	$984	$164
Erie	$1151	$196
Nationwide	$1162	$194
Travelers	$1340	$228
State Farm	$1622	$270
Chubb	$1919	$327
Allstate	$2308	$385

Car Insurance Price Trends in Fleischmanns, New York

Car insurance rates in Fleischmanns have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Fleischmanns rose by $250 in January compared to $225 of December. In other words, there has been an increase by $25 when you compare January and December.

The average cost of liability insurance in the Fleischmanns dipped to $73 in January, compared to $77 in December. This represents an decrease of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Fleischmanns?

The car insurance in Fleischmanns is $40 per month, which is lower than the national average.

What is the cheapest car insurance in Fleischmanns?

The cheapest car insurance in Fleischmanns is $86 per month for full coverage.

How much is car insurance in Fleischmanns for teenagers?

Car insurance for teenagers costs $340 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Fleischmanns?

The average cost of car insurance is $1158 for a six-month policy. It will cost around $177 per month to insure your car in Fleischmanns.

Is car insurance expensive in Fleischmanns?

Car insurance can be expensive in Fleischmanns if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Fleischmanns can be affordable.

Cheapest Car Insurance Quotes in Fleischmanns

Why you can trust Way?

How Much Is Car Insurance in Fleischmanns

Avg. Car Insurance in Fleischmanns

Avg. Car Insurance in New York

National Average

Cheapest Car Insurance Companies in Fleischmanns

1st place: Kemper

2nd place: New York Central Mutual Fire

3rd place: Progressive

Fleischmanns Car Insurance Rates by Company

Cheap Car Insurance Companies in Fleischmanns, NY

Way's key takeaways about car insurance in Fleischmanns

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Fleischmanns

Cheapest Liability Coverage in Fleischmanns, NY

Cheapest Full Coverage Car Insurance in Fleischmanns

Cheapest Full Coverage Car Insurance Quotes in Fleischmanns, NY

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Fleischmanns by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Fleischmanns, NY increasing?

Car Insurance Premiums by Age in Fleischmanns

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Fleischmanns,NY

If you are in your twenties N/A is the best choice for car insurance in Fleischmanns.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Fleischmanns

Cheapest Car Insurance Companies after an At-Fault Accident in Fleischmanns

Fleischmanns Car Insurance Rates by Violation

Fleischmanns auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Fleischmanns after a DUI

Fleischmanns car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Fleischmanns after Speeding ticket

Car Insurance Price Trends in Fleischmanns, New York

Average Car Insurance Cost in Fleischmanns by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Fleischmanns, NY

Car Insurance Rates by State in the USA (2025 Update)

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