Cheapest Car Insurance Quotes in Bronxville

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Bronxville Car Insurance

^$ 56

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bronxville

The car insurance rate in Bronxville is $1471 for a six-month policy, which is $313 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $701, making it a popular choice for budget-conscious drivers. Rates in Bronxville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bronxville

$1471

Avg. Car Insurance in New York

$1158

National Average

$1278

Cheapest Car Insurance Companies in Bronxville

1st place: Kemper

At $701 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: New York Central Mutual Fire

New York Central Mutual Fire offers auto insurance rates at $928 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Progressive

Progressive offers auto insurance rates at $988 for six months, making it the third cheapest auto insurance company in Bronxville.

Bronxville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bronxville, NY is Kemper, offering policies at just $701 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $928.

At the higher end of the spectrum, Chubb is the most expensive, with rates reaching $2256 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bronxville drivers find the best deals.

Cheap Car Insurance Companies in Bronxville, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$701	$119
New York Central Mutual Fire	$928	$155
Progressive	$988	$166
American Family	$1086	$183
NYCM	$1313	$221
USAA	$1455	$245
Erie	$1486	$250
Nationwide	$1622	$271
Travelers	$1652	$278
State Farm	$1969	$331
Allstate	$2202	$371
Chubb	$2256	$376

Key Takeaways

Way's key takeaways about car insurance in Bronxville

The auto insurance costs in Bronxville fall around $701 for six months.
The cheapest auto insurance company in Bronxville is New York Central Mutual Fire.
Teen drivers pay the highest rate in Bronxville at $1134 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Bronxville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bronxville are given below.

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in Bronxville. Their Average 6 Month Premium is $331. Preferred Mutual is the most expensive at $875 for the same period.

Cheapest Liability Coverage in Bronxville, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New York Central Mutual Fire	$331	$56
NYCM	$392	$65
Kemper	$408	$70
American Family	$490	$83
Progressive	$505	$85
USAA	$649	$109
Erie	$800	$136
Travelers	$860	$144
Allstate	$921	$156
State Farm	$980	$164
Nationwide	$634	$105
Utica National	$724	$123
Preferred Mutual	$875	$146

Cheapest Full Coverage Car Insurance in Bronxville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bronxville is Kemper at $119 per month and $701 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bronxville, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$701	$119
New York Central Mutual Fire	$928	$155
Progressive	$988	$166
American Family	$1086	$183
NYCM	$1313	$221
USAA	$1455	$245
Erie	$1486	$250
Nationwide	$1622	$271
Travelers	$1652	$278
State Farm	$1969	$331
Allstate	$2202	$371
Chubb	$2256	$376

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Average Car Insurance in Bronxville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bronxville, NY increasing?

Despite maintaining a clean driving record, your car insurance rates in Bronxville, New York, may be increasing due to several external factors. New York has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bronxville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bronxville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Bronxville,NY

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Bronxville at $81 per month. At $6736 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$475	$81
American Family	$573	$97
NYCM	$1267	$213
Progressive	$1562	$263
New York Central Mutual Fire	$1652	$281
Erie	$3176	$530
USAA	$3493	$588
Travelers	$4594	$773
Nationwide	$4783	$813
Chubb	$5009	$834
Allstate	$5763	$970
State Farm	$6736	$1134

Teen Car Insurance Rates in NY by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bronxville, Kemper is the cheapest car insurance provider. At $1064 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bronxville is Progressive, offering rates of around $6374 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1064	$178
Nationwide	$1622	$276
Chubb	$1924	$324
USAA	$2338	$398
Erie	$2489	$419
American Family	$2527	$429
NYCM	$2830	$471
Allstate	$3085	$519
Mercury	$3146	$525
State Farm	$3251	$547
Travelers	$3764	$634
Progressive	$6374	$1073

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Save up to $971/yr on car insurance rates in Bronxville.

Car Insurance Rates with An Accident in Bronxville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bronxville, NY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bronxville

The cheapest car insurance companies after an at-fault accident in Bronxville include Kemper and American Family, offering $588 and $603, respectively. Preferred Mutual is an expensive provider with an average six-month premium of $732.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$588	$98
American Family	$603	$102
Progressive	$928	$156
NYCM	$944	$159
New York Central Mutual Fire	$1116	$187
USAA	$1267	$213
Erie	$1622	$273
Chubb	$1840	$310
Allstate	$1984	$334
Travelers	$2045	$344
Nationwide	$2142	$357
State Farm	$2504	$422
Utica National	$724	$123
Preferred Mutual	$732	$122

Bronxville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bronxville NY. For example, the car insurance in Bronxville after a DUI increases to $906 for a six month policy. While the rate increases by $144 for a six-month policy in the case of a speeding ticket.

Bronxville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1591	$265
One Med/PIP claim	$1591	$271
One comp claim	$1607	$268
Two comp claims	$1622	$276
Two Med/PIP claims	$1622	$271
Not-at-fault accident	$1629	$277
Failure to show documents	$1652	$276
Failure to wear a seat belt	$1660	$282
Driving with expired registration	$1675	$279
At-fault accident - less than $1000	$1683	$286
Cell phone violation	$1683	$281
Child safety restraint	$1683	$286
Driving without lights	$1683	$281
Failure to stop at a red light	$1683	$286
Failure to yield	$1683	$281
Following too closely	$1683	$286
Illegal turn	$1683	$281
Improper passing	$1683	$286
Passing school bus	$1683	$281
Texting while driving	$1683	$286
Wrong way/wrong lane	$1683	$281
Driving too slowly	$1698	$288
Speeding in school zone	$1698	$283
At-fault accident - $1000-$2000	$1704	$290
Speeding 11 - 15 MPH over limit	$1735	$290
Speeding 6 - 10 MPH over limit	$1735	$295
Operating a vehicle without permission	$1765	$295
Open container	$1788	$304
In 65 MPH zone	$1863	$311
Speeding 16 - 20 MPH over limit	$1886	$321
Speeding 21 - 25 MPH over limit	$1953	$325
At-fault accident - greater than $2000	$2104	$358
Reckless driving	$2248	$375
Racing	$2338	$398
Driving with a suspended license	$2422	$404
Refusal to submit to a chemical test	$2474	$420
DUI	$2497	$417
Leaving scene of an accident/hit and run	$2535	$431

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bronxville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bronxville.

The cheapest car insurance premiums in Bronxville are offered by American Family at $573 for a six-month policy. However, it can be as expensive as $2830 with companies like Chubb.

Bronxville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$573	$97
Kemper	$603	$103
Progressive	$777	$131
NYCM	$1177	$198
New York Central Mutual Fire	$1358	$226
USAA	$1547	$260
Travelers	$2022	$340
Allstate	$2391	$403
Erie	$2466	$411
Nationwide	$2678	$456
State Farm	$2814	$474
Chubb	$2830	$481

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bronxville are offered by American Family at $505. However, it can be as expensive as $3221 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Bronxville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$505	$84
Kemper	$505	$86
Progressive	$732	$123
NYCM	$1185	$202
USAA	$1373	$229
Erie	$1607	$273
Nationwide	$1622	$271
Travelers	$1871	$318
State Farm	$2263	$377
Chubb	$2678	$456
Allstate	$3221	$537

Car Insurance Price Trends in Bronxville, New York

Car insurance rates in Bronxville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bronxville rose by $349 in January compared to $314 of December. In other words, there has been an increase by $35 when you compare January and December.

The average cost of liability insurance in the Bronxville dipped to $102 in January, compared to $108 in December. This represents an decrease of $6 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Bronxville?

The car insurance in Bronxville is $56 per month, which is lower than the national average.

What is the cheapest car insurance in Bronxville?

The cheapest car insurance in Bronxville is $119 per month for full coverage.

How much is car insurance in Bronxville for teenagers?

Car insurance for teenagers costs $475 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bronxville?

The average cost of car insurance is $1158 for a six-month policy. It will cost around $246 per month to insure your car in Bronxville.

Is car insurance expensive in Bronxville?

Car insurance can be expensive in Bronxville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bronxville can be affordable.

Cheapest Car Insurance Quotes in Bronxville

Why you can trust Way?

How Much Is Car Insurance in Bronxville

Avg. Car Insurance in Bronxville

Avg. Car Insurance in New York

National Average

Cheapest Car Insurance Companies in Bronxville

1st place: Kemper

2nd place: New York Central Mutual Fire

3rd place: Progressive

Bronxville Car Insurance Rates by Company

Cheap Car Insurance Companies in Bronxville, NY

Way's key takeaways about car insurance in Bronxville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Bronxville

Cheapest Liability Coverage in Bronxville, NY

Cheapest Full Coverage Car Insurance in Bronxville

Cheapest Full Coverage Car Insurance Quotes in Bronxville, NY

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Bronxville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Bronxville, NY increasing?

Car Insurance Premiums by Age in Bronxville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Bronxville,NY

If you are in your twenties N/A is the best choice for car insurance in Bronxville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Bronxville

Cheapest Car Insurance Companies after an At-Fault Accident in Bronxville

Bronxville Car Insurance Rates by Violation

Bronxville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Bronxville after a DUI

Bronxville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Bronxville after Speeding ticket

Car Insurance Price Trends in Bronxville, New York

Average Car Insurance Cost in Bronxville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Bronxville, NY

Car Insurance Rates by State in the USA (2025 Update)

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