Cheapest Car Insurance Quotes in East Atlantic Beach

Cheapest Minimum Liability Car Insurance in East Atlantic Beach

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Atlantic Beach are given below. 

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in East Atlantic Beach. Their Average 6 Month Premium is $465. Preferred Mutual is the most expensive at $1226 for the same period. 

Cheapest Liability Coverage in East Atlantic Beach, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New York Central Mutual Fire	$465	$78
NYCM	$550	$91
Kemper	$571	$98
American Family	$687	$116
Progressive	$708	$119
USAA	$910	$153
Erie	$1121	$190
Travelers	$1205	$201
Allstate	$1291	$219
State Farm	$1374	$230
Nationwide	$888	$148
Utica National	$1015	$173
Preferred Mutual	$1226	$205

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Cheapest Full Coverage Car Insurance in East Atlantic Beach

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Atlantic Beach is Kemper at $167 per month and $983 for six months. 

Cheapest Full Coverage Car Insurance Quotes in East Atlantic Beach, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$983	$167
New York Central Mutual Fire	$1301	$217
Progressive	$1385	$233
American Family	$1522	$256
NYCM	$1841	$310
USAA	$2040	$344
Erie	$2083	$351
Nationwide	$2273	$379
Travelers	$2316	$390
State Farm	$2759	$465
Allstate	$3087	$520
Chubb	$3161	$527

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Car Insurance Premiums by Age in East Atlantic Beach

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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East Atlantic Beach Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Atlantic Beach NY. For example, the car insurance in East Atlantic Beach after a DUI increases to $1269 for a six month policy. While the rate increases by $201 for a six-month policy in the case of a speeding ticket.  

East Atlantic Beach auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2230	$372
One Med/PIP claim	$2230	$379
One comp claim	$2252	$376
Two comp claims	$2273	$386
Two Med/PIP claims	$2273	$379
Not-at-fault accident	$2284	$388
Failure to show documents	$2316	$386
Failure to wear a seat belt	$2326	$395
Driving with expired registration	$2348	$392
At-fault accident - less than $1000	$2359	$401
Cell phone violation	$2359	$393
Child safety restraint	$2359	$401
Driving without lights	$2359	$393
Failure to stop at a red light	$2359	$401
Failure to yield	$2359	$393
Following too closely	$2359	$401
Illegal turn	$2359	$393
Improper passing	$2359	$401
Passing school bus	$2359	$393
Texting while driving	$2359	$401
Wrong way/wrong lane	$2359	$393
Driving too slowly	$2380	$404
Speeding in school zone	$2380	$397
At-fault accident - $1000-$2000	$2389	$406
Speeding 11 - 15 MPH over limit	$2431	$406
Speeding 6 - 10 MPH over limit	$2431	$413
Operating a vehicle without permission	$2474	$413
Open container	$2506	$425
In 65 MPH zone	$2611	$436
Speeding 16 - 20 MPH over limit	$2643	$450
Speeding 21 - 25 MPH over limit	$2738	$456
At-fault accident - greater than $2000	$2949	$502
Reckless driving	$3151	$525
Racing	$3277	$557
Driving with a suspended license	$3394	$566
Refusal to submit to a chemical test	$3467	$589
DUI	$3499	$584
Leaving scene of an accident/hit and run	$3553	$603

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