Cheapest Car Insurance Quotes in Williston Park

Finding the cheapest car insurance quotes in Williston Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Williston Park Car Insurance

^$ 67

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Williston Park

The car insurance rate in Williston Park is $1772 for a six-month policy, which is $614 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $845, making it a popular choice for budget-conscious drivers. Rates in Williston Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Williston Park

$1772

Avg. Car Insurance in New York

$1158

National Average

$1278

Cheapest Car Insurance Companies in Williston Park

1st place: Kemper

At $845 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: New York Central Mutual Fire

New York Central Mutual Fire offers auto insurance rates at $1118 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Progressive

Progressive offers auto insurance rates at $1190 for six months, making it the third cheapest auto insurance company in Williston Park.

Williston Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Williston Park, NY is Kemper, offering policies at just $845 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $1118.

At the higher end of the spectrum, Chubb is the most expensive, with rates reaching $2717 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Williston Park drivers find the best deals.

Cheap Car Insurance Companies in Williston Park, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$845	$144
New York Central Mutual Fire	$1118	$187
Progressive	$1190	$200
American Family	$1308	$220
NYCM	$1582	$266
USAA	$1753	$295
Erie	$1790	$301
Nationwide	$1954	$326
Travelers	$1991	$335
State Farm	$2372	$399
Allstate	$2653	$447
Chubb	$2717	$453

Key Takeaways

Way's key takeaways about car insurance in Williston Park

The auto insurance costs in Williston Park fall around $845 for six months.
The cheapest auto insurance company in Williston Park is New York Central Mutual Fire.
Teen drivers pay the highest rate in Williston Park at $1366 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Williston Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Williston Park are given below.

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in Williston Park. Their Average 6 Month Premium is $399. Preferred Mutual is the most expensive at $1054 for the same period.

Cheapest Liability Coverage in Williston Park, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New York Central Mutual Fire	$399	$67
NYCM	$473	$78
Kemper	$491	$84
American Family	$591	$99
Progressive	$609	$103
USAA	$782	$132
Erie	$964	$164
Travelers	$1036	$173
Allstate	$1109	$188
State Farm	$1181	$197
Nationwide	$763	$127
Utica National	$872	$148
Preferred Mutual	$1054	$176

Cheapest Full Coverage Car Insurance in Williston Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Williston Park is Kemper at $144 per month and $845 for six months.

Cheapest Full Coverage Car Insurance Quotes in Williston Park, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$845	$144
New York Central Mutual Fire	$1118	$187
Progressive	$1190	$200
American Family	$1308	$220
NYCM	$1582	$266
USAA	$1753	$295
Erie	$1790	$301
Nationwide	$1954	$326
Travelers	$1991	$335
State Farm	$2372	$399
Allstate	$2653	$447
Chubb	$2717	$453

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Williston Park Instantly!

Average Car Insurance in Williston Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Williston Park, NY increasing?

Despite maintaining a clean driving record, your car insurance rates in Williston Park, New York, may be increasing due to several external factors. New York has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Williston Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Williston Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Williston Park,NY

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Williston Park at $98 per month. At $8115 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$572	$98
American Family	$690	$116
NYCM	$1527	$257
Progressive	$1882	$317
New York Central Mutual Fire	$1991	$338
Erie	$3827	$638
USAA	$4208	$708
Travelers	$5534	$932
Nationwide	$5762	$979
Chubb	$6034	$1005
Allstate	$6943	$1169
State Farm	$8115	$1366

Teen Car Insurance Rates in NY by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Williston Park, Kemper is the cheapest car insurance provider. At $1282 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Williston Park is Progressive, offering rates of around $7679 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1282	$214
Nationwide	$1954	$332
Chubb	$2318	$390
USAA	$2817	$479
Erie	$2999	$505
American Family	$3045	$517
NYCM	$3409	$568
Allstate	$3716	$626
Mercury	$3790	$632
State Farm	$3917	$659
Travelers	$4535	$763
Progressive	$7679	$1293

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Williston Park.

Car Insurance Rates with An Accident in Williston Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Williston Park, NY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Williston Park

The cheapest car insurance companies after an at-fault accident in Williston Park include Kemper and American Family, offering $708 and $727, respectively. Preferred Mutual is an expensive provider with an average six-month premium of $881.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$708	$118
American Family	$727	$122
Progressive	$1118	$188
NYCM	$1137	$191
New York Central Mutual Fire	$1345	$225
USAA	$1527	$257
Erie	$1954	$329
Chubb	$2217	$373
Allstate	$2390	$402
Travelers	$2463	$415
Nationwide	$2581	$430
State Farm	$3017	$508
Utica National	$872	$148
Preferred Mutual	$881	$147

Williston Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Williston Park NY. For example, the car insurance in Williston Park after a DUI increases to $1091 for a six month policy. While the rate increases by $173 for a six-month policy in the case of a speeding ticket.

Williston Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1917	$320
One Med/PIP claim	$1917	$326
One comp claim	$1935	$323
Two comp claims	$1954	$332
Two Med/PIP claims	$1954	$326
Not-at-fault accident	$1963	$334
Failure to show documents	$1991	$332
Failure to wear a seat belt	$2000	$340
Driving with expired registration	$2018	$337
At-fault accident - less than $1000	$2027	$344
Cell phone violation	$2027	$338
Child safety restraint	$2027	$344
Driving without lights	$2027	$338
Failure to stop at a red light	$2027	$344
Failure to yield	$2027	$338
Following too closely	$2027	$344
Illegal turn	$2027	$338
Improper passing	$2027	$344
Passing school bus	$2027	$338
Texting while driving	$2027	$344
Wrong way/wrong lane	$2027	$338
Driving too slowly	$2046	$347
Speeding in school zone	$2046	$341
At-fault accident - $1000-$2000	$2053	$349
Speeding 11 - 15 MPH over limit	$2090	$349
Speeding 6 - 10 MPH over limit	$2090	$355
Operating a vehicle without permission	$2127	$355
Open container	$2154	$366
In 65 MPH zone	$2245	$375
Speeding 16 - 20 MPH over limit	$2272	$387
Speeding 21 - 25 MPH over limit	$2353	$392
At-fault accident - greater than $2000	$2535	$431
Reckless driving	$2708	$451
Racing	$2817	$479
Driving with a suspended license	$2918	$487
Refusal to submit to a chemical test	$2980	$506
DUI	$3008	$502
Leaving scene of an accident/hit and run	$3054	$519

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Williston Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Williston Park.

The cheapest car insurance premiums in Williston Park are offered by American Family at $690 for a six-month policy. However, it can be as expensive as $3409 with companies like Chubb.

Williston Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$690	$116
Kemper	$727	$124
Progressive	$936	$158
NYCM	$1418	$239
New York Central Mutual Fire	$1636	$272
USAA	$1864	$314
Travelers	$2436	$410
Allstate	$2881	$485
Erie	$2971	$496
Nationwide	$3227	$549
State Farm	$3390	$571
Chubb	$3409	$580

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Williston Park are offered by American Family at $609. However, it can be as expensive as $3880 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Williston Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$609	$101
Kemper	$609	$104
Progressive	$881	$148
NYCM	$1427	$243
USAA	$1654	$275
Erie	$1935	$329
Nationwide	$1954	$326
Travelers	$2254	$383
State Farm	$2726	$454
Chubb	$3227	$549
Allstate	$3880	$647

Car Insurance Price Trends in Williston Park, New York

Car insurance rates in Williston Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Williston Park rose by $421 in January compared to $378 of December. In other words, there has been an increase by $43 when you compare January and December.

The average cost of liability insurance in the Williston Park dipped to $122 in January, compared to $130 in December. This represents an decrease of $8 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Williston Park?

The car insurance in Williston Park is $67 per month, which is lower than the national average.

What is the cheapest car insurance in Williston Park?

The cheapest car insurance in Williston Park is $144 per month for full coverage.

How much is car insurance in Williston Park for teenagers?

Car insurance for teenagers costs $572 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Williston Park?

The average cost of car insurance is $1158 for a six-month policy. It will cost around $297 per month to insure your car in Williston Park.

Is car insurance expensive in Williston Park?

Car insurance can be expensive in Williston Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Williston Park can be affordable.

Cheapest Car Insurance Quotes in Williston Park

Why you can trust Way?

How Much Is Car Insurance in Williston Park

Avg. Car Insurance in Williston Park

Avg. Car Insurance in New York

National Average

Cheapest Car Insurance Companies in Williston Park

1st place: Kemper

2nd place: New York Central Mutual Fire

3rd place: Progressive

Williston Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Williston Park, NY

Way's key takeaways about car insurance in Williston Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Williston Park

Cheapest Liability Coverage in Williston Park, NY

Cheapest Full Coverage Car Insurance in Williston Park

Cheapest Full Coverage Car Insurance Quotes in Williston Park, NY

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Williston Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Williston Park, NY increasing?

Car Insurance Premiums by Age in Williston Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Williston Park,NY

If you are in your twenties N/A is the best choice for car insurance in Williston Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Williston Park

Cheapest Car Insurance Companies after an At-Fault Accident in Williston Park

Williston Park Car Insurance Rates by Violation

Williston Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Williston Park after a DUI

Williston Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Williston Park after Speeding ticket

Car Insurance Price Trends in Williston Park, New York

Average Car Insurance Cost in Williston Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Williston Park, NY

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources