Cheapest Car Insurance Quotes in Jefferson Heights

Cheapest Minimum Liability Car Insurance in Jefferson Heights

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Jefferson Heights are given below. 

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in Jefferson Heights. Their Average 6 Month Premium is $248. Preferred Mutual is the most expensive at $655 for the same period. 

Cheapest Liability Coverage in Jefferson Heights, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New York Central Mutual Fire	$248	$42
NYCM	$294	$48
Kemper	$305	$52
American Family	$367	$62
Progressive	$378	$64
USAA	$485	$82
Erie	$599	$102
Travelers	$643	$107
Allstate	$689	$117
State Farm	$733	$123
Nationwide	$474	$79
Utica National	$542	$92
Preferred Mutual	$655	$109

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Cheapest Full Coverage Car Insurance in Jefferson Heights

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Jefferson Heights is Kemper at $89 per month and $524 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Jefferson Heights, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$524	$89
New York Central Mutual Fire	$694	$116
Progressive	$739	$124
American Family	$812	$137
NYCM	$982	$165
USAA	$1089	$183
Erie	$1112	$187
Nationwide	$1213	$202
Travelers	$1236	$208
State Farm	$1473	$248
Allstate	$1647	$277
Chubb	$1687	$281

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Car Insurance Premiums by Age in Jefferson Heights

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Jefferson Heights Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Jefferson Heights NY. For example, the car insurance in Jefferson Heights after a DUI increases to $678 for a six month policy. While the rate increases by $108 for a six-month policy in the case of a speeding ticket.  

Jefferson Heights auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1190	$199
One Med/PIP claim	$1190	$202
One comp claim	$1202	$200
Two comp claims	$1213	$206
Two Med/PIP claims	$1213	$202
Not-at-fault accident	$1219	$207
Failure to show documents	$1236	$206
Failure to wear a seat belt	$1242	$211
Driving with expired registration	$1253	$209
At-fault accident - less than $1000	$1259	$214
Cell phone violation	$1259	$210
Child safety restraint	$1259	$214
Driving without lights	$1259	$210
Failure to stop at a red light	$1259	$214
Failure to yield	$1259	$210
Following too closely	$1259	$214
Illegal turn	$1259	$210
Improper passing	$1259	$214
Passing school bus	$1259	$210
Texting while driving	$1259	$214
Wrong way/wrong lane	$1259	$210
Driving too slowly	$1270	$216
Speeding in school zone	$1270	$212
At-fault accident - $1000-$2000	$1275	$217
Speeding 11 - 15 MPH over limit	$1298	$217
Speeding 6 - 10 MPH over limit	$1298	$220
Operating a vehicle without permission	$1321	$220
Open container	$1338	$227
In 65 MPH zone	$1394	$233
Speeding 16 - 20 MPH over limit	$1411	$240
Speeding 21 - 25 MPH over limit	$1461	$243
At-fault accident - greater than $2000	$1574	$268
Reckless driving	$1682	$280
Racing	$1749	$297
Driving with a suspended license	$1812	$302
Refusal to submit to a chemical test	$1851	$314
DUI	$1868	$312
Leaving scene of an accident/hit and run	$1896	$322

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