Cheapest Car Insurance Quotes in Slaterville Springs

Finding the cheapest car insurance quotes in Slaterville Springs shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Slaterville Springs Car Insurance

^$ 35

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Slaterville Springs

The car insurance rate in Slaterville Springs is $926 for a six-month policy, which is $232 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $442, making it a popular choice for budget-conscious drivers. Rates in Slaterville Springs can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Slaterville Springs

$926

Avg. Car Insurance in New York

$1158

National Average

$1278

Cheapest Car Insurance Companies in Slaterville Springs

1st place: Kemper

At $442 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: New York Central Mutual Fire

New York Central Mutual Fire offers auto insurance rates at $585 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Progressive

Progressive offers auto insurance rates at $622 for six months, making it the third cheapest auto insurance company in Slaterville Springs.

Slaterville Springs Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Slaterville Springs, NY is Kemper, offering policies at just $442 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $585.

At the higher end of the spectrum, Chubb is the most expensive, with rates reaching $1421 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Slaterville Springs drivers find the best deals.

Cheap Car Insurance Companies in Slaterville Springs, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$442	$75
New York Central Mutual Fire	$585	$98
Progressive	$622	$105
American Family	$684	$115
NYCM	$827	$139
USAA	$917	$154
Erie	$936	$158
Nationwide	$1022	$170
Travelers	$1041	$175
State Farm	$1240	$209
Allstate	$1387	$234
Chubb	$1421	$237

Key Takeaways

Way's key takeaways about car insurance in Slaterville Springs

The auto insurance costs in Slaterville Springs fall around $442 for six months.
The cheapest auto insurance company in Slaterville Springs is New York Central Mutual Fire.
Teen drivers pay the highest rate in Slaterville Springs at $714 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Slaterville Springs

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Slaterville Springs are given below.

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in Slaterville Springs. Their Average 6 Month Premium is $209. Preferred Mutual is the most expensive at $551 for the same period.

Cheapest Liability Coverage in Slaterville Springs, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New York Central Mutual Fire	$209	$35
NYCM	$247	$41
Kemper	$257	$44
American Family	$309	$52
Progressive	$318	$54
USAA	$409	$69
Erie	$504	$86
Travelers	$542	$90
Allstate	$580	$98
State Farm	$618	$103
Nationwide	$399	$66
Utica National	$456	$78
Preferred Mutual	$551	$92

Cheapest Full Coverage Car Insurance in Slaterville Springs

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Slaterville Springs is Kemper at $75 per month and $442 for six months.

Cheapest Full Coverage Car Insurance Quotes in Slaterville Springs, NY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$442	$75
New York Central Mutual Fire	$585	$98
Progressive	$622	$105
American Family	$684	$115
NYCM	$827	$139
USAA	$917	$154
Erie	$936	$158
Nationwide	$1022	$170
Travelers	$1041	$175
State Farm	$1240	$209
Allstate	$1387	$234
Chubb	$1421	$237

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Slaterville Springs Instantly!

Average Car Insurance in Slaterville Springs by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Slaterville Springs, NY increasing?

Despite maintaining a clean driving record, your car insurance rates in Slaterville Springs, New York, may be increasing due to several external factors. New York has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Slaterville Springs's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Slaterville Springs

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Slaterville Springs,NY

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Slaterville Springs at $51 per month. At $4243 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$299	$51
American Family	$361	$61
NYCM	$798	$134
Progressive	$984	$166
New York Central Mutual Fire	$1041	$177
Erie	$2001	$334
USAA	$2200	$370
Travelers	$2894	$487
Nationwide	$3013	$512
Chubb	$3155	$526
Allstate	$3630	$611
State Farm	$4243	$714

Teen Car Insurance Rates in NY by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Slaterville Springs, Kemper is the cheapest car insurance provider. At $670 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Slaterville Springs is Progressive, offering rates of around $4015 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$670	$112
Nationwide	$1022	$174
Chubb	$1212	$204
USAA	$1473	$250
Erie	$1568	$264
American Family	$1592	$270
NYCM	$1782	$297
Allstate	$1943	$327
Mercury	$1982	$330
State Farm	$2048	$345
Travelers	$2371	$399
Progressive	$4015	$676

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Slaterville Springs.

Car Insurance Rates with An Accident in Slaterville Springs

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Slaterville Springs, NY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Slaterville Springs

The cheapest car insurance companies after an at-fault accident in Slaterville Springs include Kemper and American Family, offering $370 and $380, respectively. Preferred Mutual is an expensive provider with an average six-month premium of $461.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$370	$62
American Family	$380	$64
Progressive	$585	$98
NYCM	$594	$100
New York Central Mutual Fire	$703	$118
USAA	$798	$134
Erie	$1022	$172
Chubb	$1159	$195
Allstate	$1250	$210
Travelers	$1288	$217
Nationwide	$1350	$225
State Farm	$1578	$266
Utica National	$456	$78
Preferred Mutual	$461	$77

Slaterville Springs Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Slaterville Springs NY. For example, the car insurance in Slaterville Springs after a DUI increases to $571 for a six month policy. While the rate increases by $91 for a six-month policy in the case of a speeding ticket.

Slaterville Springs auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1002	$167
One Med/PIP claim	$1002	$170
One comp claim	$1012	$169
Two comp claims	$1022	$174
Two Med/PIP claims	$1022	$170
Not-at-fault accident	$1026	$174
Failure to show documents	$1041	$174
Failure to wear a seat belt	$1046	$178
Driving with expired registration	$1055	$176
At-fault accident - less than $1000	$1060	$180
Cell phone violation	$1060	$177
Child safety restraint	$1060	$180
Driving without lights	$1060	$177
Failure to stop at a red light	$1060	$180
Failure to yield	$1060	$177
Following too closely	$1060	$180
Illegal turn	$1060	$177
Improper passing	$1060	$180
Passing school bus	$1060	$177
Texting while driving	$1060	$180
Wrong way/wrong lane	$1060	$177
Driving too slowly	$1070	$182
Speeding in school zone	$1070	$178
At-fault accident - $1000-$2000	$1074	$182
Speeding 11 - 15 MPH over limit	$1093	$182
Speeding 6 - 10 MPH over limit	$1093	$186
Operating a vehicle without permission	$1112	$186
Open container	$1126	$191
In 65 MPH zone	$1174	$196
Speeding 16 - 20 MPH over limit	$1188	$202
Speeding 21 - 25 MPH over limit	$1230	$205
At-fault accident - greater than $2000	$1326	$226
Reckless driving	$1416	$236
Racing	$1473	$250
Driving with a suspended license	$1526	$254
Refusal to submit to a chemical test	$1558	$265
DUI	$1573	$262
Leaving scene of an accident/hit and run	$1597	$271

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Slaterville Springs after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Slaterville Springs.

The cheapest car insurance premiums in Slaterville Springs are offered by American Family at $361 for a six-month policy. However, it can be as expensive as $1782 with companies like Chubb.

Slaterville Springs car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$361	$61
Kemper	$380	$65
Progressive	$490	$82
NYCM	$742	$125
New York Central Mutual Fire	$855	$142
USAA	$974	$164
Travelers	$1274	$214
Allstate	$1506	$254
Erie	$1554	$259
Nationwide	$1687	$287
State Farm	$1773	$298
Chubb	$1782	$303

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Slaterville Springs are offered by American Family at $318. However, it can be as expensive as $2029 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Slaterville Springs after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$318	$53
Kemper	$318	$54
Progressive	$461	$78
NYCM	$746	$127
USAA	$865	$144
Erie	$1012	$172
Nationwide	$1022	$170
Travelers	$1178	$200
State Farm	$1426	$238
Chubb	$1687	$287
Allstate	$2029	$338

Car Insurance Price Trends in Slaterville Springs, New York

Car insurance rates in Slaterville Springs have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Slaterville Springs rose by $220 in January compared to $198 of December. In other words, there has been an increase by $22 when you compare January and December.

The average cost of liability insurance in the Slaterville Springs dipped to $64 in January, compared to $68 in December. This represents an decrease of $4 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Slaterville Springs?

The car insurance in Slaterville Springs is $35 per month, which is lower than the national average.

What is the cheapest car insurance in Slaterville Springs?

The cheapest car insurance in Slaterville Springs is $75 per month for full coverage.

How much is car insurance in Slaterville Springs for teenagers?

Car insurance for teenagers costs $299 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Slaterville Springs?

The average cost of car insurance is $1158 for a six-month policy. It will cost around $155 per month to insure your car in Slaterville Springs.

Is car insurance expensive in Slaterville Springs?

Car insurance can be expensive in Slaterville Springs if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Slaterville Springs can be affordable.

Cheapest Car Insurance Quotes in Slaterville Springs

Why you can trust Way?

How Much Is Car Insurance in Slaterville Springs

Avg. Car Insurance in Slaterville Springs

Avg. Car Insurance in New York

National Average

Cheapest Car Insurance Companies in Slaterville Springs

1st place: Kemper

2nd place: New York Central Mutual Fire

3rd place: Progressive

Slaterville Springs Car Insurance Rates by Company

Cheap Car Insurance Companies in Slaterville Springs, NY

Way's key takeaways about car insurance in Slaterville Springs

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Slaterville Springs

Cheapest Liability Coverage in Slaterville Springs, NY

Cheapest Full Coverage Car Insurance in Slaterville Springs

Cheapest Full Coverage Car Insurance Quotes in Slaterville Springs, NY

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Slaterville Springs by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Slaterville Springs, NY increasing?

Car Insurance Premiums by Age in Slaterville Springs

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Slaterville Springs,NY

If you are in your twenties N/A is the best choice for car insurance in Slaterville Springs.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Slaterville Springs

Cheapest Car Insurance Companies after an At-Fault Accident in Slaterville Springs

Slaterville Springs Car Insurance Rates by Violation

Slaterville Springs auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Slaterville Springs after a DUI

Slaterville Springs car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Slaterville Springs after Speeding ticket

Car Insurance Price Trends in Slaterville Springs, New York

Average Car Insurance Cost in Slaterville Springs by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Slaterville Springs, NY

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources