Cheapest Car Insurance Quotes in Marksville

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Marksville Car Insurance

^$ 47

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Marksville

The car insurance rate in Marksville is $2028 for a six-month policy, which is $338 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $584, making it a popular choice for budget-conscious drivers. Rates in Marksville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Marksville

$2028

Avg. Car Insurance in Louisiana

$1690

National Average

$1278

Cheapest Car Insurance Companies in Marksville

1st place: Louisiana Farm Bureau

At $584 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $1326 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $1760 for six months, making it the third cheapest auto insurance company in Marksville.

Marksville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Marksville, LA is Louisiana Farm Bureau, offering policies at just $584 for a six-month term. This is followed by Southern Farm Bureau, which has an average six-month premium of $1326.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2844 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marksville drivers find the best deals.

Cheap Car Insurance Companies in Marksville, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$584	$100
Southern Farm Bureau	$1326	$221
USAA	$1760	$296
Progressive	$1981	$334
Farm Bureau	$2068	$348
State Farm	$2182	$367
Safeway	$2231	$376
SafeAuto	$2267	$378
Encompass	$2317	$394
Allstate	$2759	$464
AAA	$2844	$484

Key Takeaways

Way's key takeaways about car insurance in Marksville

The auto insurance costs in Marksville fall around $584 for six months.
The cheapest auto insurance company in Marksville is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Marksville at $1436 per month.

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Cheapest Minimum Liability Car Insurance in Marksville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Marksville are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Marksville. Their Average 6 Month Premium is $278. Safeway is the most expensive at $870 for the same period.

Cheapest Liability Coverage in Marksville, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$278	$47
Southern Farm Bureau	$463	$79
USAA	$584	$98
Progressive	$599	$101
State Farm	$628	$106
Farm Bureau	$720	$121
AAA	$742	$124
Allstate	$749	$126
SafeAuto	$812	$136
Safeway	$870	$146

Cheapest Full Coverage Car Insurance in Marksville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Marksville is Louisiana Farm Bureau at $100 per month and $584 for six months.

Cheapest Full Coverage Car Insurance Quotes in Marksville, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$584	$100
Southern Farm Bureau	$1326	$221
USAA	$1760	$296
Progressive	$1981	$334
Farm Bureau	$2068	$348
State Farm	$2182	$367
Safeway	$2231	$376
SafeAuto	$2267	$378
Encompass	$2317	$394
Allstate	$2759	$464
AAA	$2844	$484

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Average Car Insurance in Marksville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Marksville, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Marksville, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Marksville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Marksville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1198
30s	USAA	$972
40s	USAA	$895
50s	USAA	$856
60s	USAA	$913
70s	USAA	$936

Cheapest Car Insurance Rates for Teen Drivers in Marksville,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Marksville at $76 per month. At $8447 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$456	$76
State Farm	$3472	$584
USAA	$3707	$618
Safeway	$5666	$964
Allstate	$6301	$1050
Progressive	$6544	$1102
Farm Bureau	$7414	$1236
AAA	$8447	$1436

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Marksville.

As young drivers face the highest rates in Marksville, USAA offers the cheapest auto insurance rates at $1198 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Marksville, Louisiana Farm Bureau is the cheapest car insurance provider. At $499 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Marksville is State Farm, offering rates of around $11106 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$499	$85
Allstate	$2124	$354
Progressive	$2381	$401
USAA	$2417	$403
Safeway	$2424	$412
Farm Bureau	$4597	$767
AAA	$8069	$1372
State Farm	$11106	$1850

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Car Insurance Rates with An Accident in Marksville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Marksville, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Marksville

The cheapest car insurance companies after an at-fault accident in Marksville include Louisiana Farm Bureau and State Farm, offering $364 and $1426, respectively. AAA is an expensive provider with an average six-month premium of $4555.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$364	$60
State Farm	$1426	$240
USAA	$1604	$270
Progressive	$1760	$296
Safeway	$2053	$346
Farm Bureau	$2224	$378
Allstate	$2260	$380
AAA	$4555	$774

Marksville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Marksville LA. For example, the car insurance in Marksville after a DUI increases to $1697 for a six month policy. While the rate increases by $492 for a six-month policy in the case of a speeding ticket.

Marksville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1967	$328
One Med/PIP claim	$1967	$335
Two Med/PIP claims	$1988	$331
Not-at-fault accident	$1996	$340
One comp claim	$2003	$334
Two comp claims	$2075	$353
Failure to wear a seat belt	$2317	$386
Failure to show documents	$2345	$398
Child safety restraint	$2381	$397
Driving without lights	$2381	$404
Driving with expired registration	$2424	$404
Driving too slowly	$2459	$418
Speeding 11 - 15 MPH over limit	$2459	$410
Speeding 16 - 20 MPH over limit	$2459	$418
Speeding 6 - 10 MPH over limit	$2459	$410
Speeding in school zone	$2459	$418
In 65 MPH zone	$2466	$412
Cell phone violation	$2488	$422
Texting while driving	$2488	$415
Wrong way/wrong lane	$2488	$422
At-fault accident - less than $1000	$2502	$416
Failure to stop at a red light	$2502	$426
Failure to yield	$2502	$416
Following too closely	$2502	$426
Illegal turn	$2502	$416
Improper passing	$2502	$426
Passing school bus	$2524	$420
Speeding 21 - 25 MPH over limit	$2524	$430
Open container	$2594	$432
Operating a vehicle without permission	$2773	$472
At-fault accident - $1000-$2000	$2844	$474
At-fault accident - greater than $2000	$2844	$484
Reckless driving	$3436	$572
Refusal to submit to a chemical test	$3493	$594
DUI	$3664	$611
Racing	$3692	$628
Leaving scene of an accident/hit and run	$3721	$620
Driving with a suspended license	$3736	$635

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Marksville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Marksville.

The cheapest car insurance premiums in Marksville are offered by Louisiana Farm Bureau at $400 for a six-month policy. However, it can be as expensive as $4213 with companies like AAA.

Marksville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$400	$66
Southern Farm Bureau	$1646	$280
Progressive	$2010	$338
Farm Bureau	$2224	$378
USAA	$2716	$457
Safeway	$2808	$473
State Farm	$3130	$527
Allstate	$3436	$578
AAA	$4213	$702

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Marksville are offered by Louisiana Farm Bureau at $328. However, it can be as expensive as $3956 with companies like AAA for a similar six-month premium.

Cheapest Car Insurance in Marksville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$328	$55
State Farm	$1469	$247
Progressive	$1775	$299
USAA	$1925	$328
Farm Bureau	$2224	$371
Safeway	$2473	$420
Allstate	$2766	$461
AAA	$3956	$673

Car Insurance Price Trends in Marksville, Louisiana

Car insurance rates in Marksville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Marksville rose by $446 in January compared to $365 of December. In other words, there has been an increase by $81 when you compare January and December.

The average cost of liability insurance in the Marksville rose to $107 in January, compared to $102 in December. This represents an increase of $5 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Marksville?

The car insurance in Marksville is $47 per month, which is lower than the national average.

What is the cheapest car insurance in Marksville?

The cheapest car insurance in Marksville is $100 per month for full coverage.

How much is car insurance in Marksville for teenagers?

Car insurance for teenagers costs $456 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Marksville?

The average cost of car insurance is $1690 for a six-month policy. It will cost around $341 per month to insure your car in Marksville.

Is car insurance expensive in Marksville?

Car insurance can be expensive in Marksville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Marksville can be affordable.

What is the best car insurance in Marksville, LA?

The best car insurance company in Marksville LA is Louisiana Farm Bureau, offering $584 for a six-month policy.