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The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
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Table of Contents
Cost of Car Insurance in Sunset
The car insurance rate in the Sunset is
, which is state average.
offers the cheapest insurance rates in
the city at for a six-month
policy.
Avg. Car Insurance in Sunset
Avg. Car Insurance in Louisiana
National Average
Cheapest Car Insurance Companies in Sunset
1st place:
At for a six
month policy, offers
the cheapest
auto
insurance rates in the city.
2nd place:
offers auto
insurance rates at for a
six-month policy,
making it one of the cheapest to insure with.
3rd place:
offers auto insurance
rates at
for six months, making it
the third cheapest auto insurance company in Sunset.
Sunset Car Insurance Rates by Company
Based on our research, the cheapest car insurance companies in
Sunset LA include , offering
for a six-month
policy. This is followed by ,
with an average six-month premium of .
is the most expensive, at .
Cheap Car Insurance Companies in Sunset, LA
Key Takeaways
Way's key takeaways about car insurance in Sunset
The auto insurance costs in Sunset fall around for six
months.
The cheapest auto insurance company in Sunset is .
Teen drivers pay the highest rate in Sunset at per
month.
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Cheapest Minimum Liability Car Insurance in Sunset
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Sunset are given below.
provides
the cheapest minimum car insurance
coverage in Sunset. Their Average 6 Month Premium is .
is the most
expensive at for the same
period.
Cheapest Liability Coverage in Sunset, LA
Cheapest Full Coverage Car Insurance in Sunset
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Sunset is
at per month and
for six months.
Cheapest Full Coverage Car Insurance Quotes in Sunset,
LA
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Average Car Insurance in Sunset by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Sunset, LA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Sunset, Louisiana, may be increasing due to several external factors.
Louisiana has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Sunset's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Sunset
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Cheapest Car Insurance Rates for Teen Drivers in
Sunset,LA
If you are planning to get a car insurance policy for your teenage
dependent, provides the cheapest car
insurance in the Sunset at
per
month. At for a six-month premium,
offers the most expensive rate for
teen drivers.
Teen Car Insurance Rates in LA by Age
Way Tip
If you are in your twenties is
the best choice for car
insurance in Sunset.
As young drivers face the highest rates in Sunset,
offers the cheapest auto insurance rates at for six months.
Car Insurance Rates by Credit Score
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Sunset,
is
the cheapest car insurance provider. At for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Sunset is , offering
rates of around for six
months.
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Car Insurance Rates with An Accident in Sunset
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Sunset, LA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Sunset
The cheapest car insurance companies after an at-fault accident in
Sunset include
and , offering
and ,
respectively. is an expensive provider
with an average six-month premium of
.
Sunset Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in Sunset LA. For example, the car
insurance in Sunset
after a DUI increases to for a six
month policy. While the rate increases by for a six-month policy in the case of
a speeding ticket.
Sunset auto insurance quotes by violations
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Sunset after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Sunset.
The cheapest car insurance premiums in
Sunset are
offered by at for a six-month policy.
However, it can be as
expensive as with companies
like .
Sunset car insurance quotes with a DUI
Cheapest car insurance after a speeding ticket
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Sunset are offered by
at . However,
it can be as expensive as
with companies like for a similar
six-month premium.
Cheapest Car Insurance in Sunset after Speeding ticket
Car Insurance Price Trends in Sunset,
Louisiana
Car insurance rates in Sunset have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Sunset by
in
compared to of . In other words, there has been an by when you
compare and .
The average cost of liability insurance in the Sunset to in ,
compared to in .
This represents an of
when comparing and .
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Sunset. At for a
six-month policy, insuring
your car at is the cheapest
in the city.
Frequently Asked Questions
How much is car insurance in Sunset?
The car insurance in Sunset is $ than the national average.
What is the cheapest car insurance in Sunset?
The cheapest car insurance in Sunset
is per month
for full coverage.
How much is car insurance in Sunset for teenagers?
Car insurance for teenagers costs per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Sunset?
The average cost of car insurance is for a six-month
policy. It will cost around per month to insure your
car in Sunset.
Is car insurance expensive in Sunset?
Car insurance can be expensive in Sunset if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Sunset can be
affordable.
What is the best car insurance in Sunset,
LA?
The best car insurance company in Sunset
LA is
, offering for a
six-month policy.
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