Cheapest Car Insurance Quotes in Arnaudville

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Arnaudville Car Insurance

^$ 40

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Arnaudville

The car insurance rate in Arnaudville is $1724 for a six-month policy, which is $34 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $497, making it a popular choice for budget-conscious drivers. Rates in Arnaudville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Arnaudville

$1724

Avg. Car Insurance in Louisiana

$1690

National Average

$1278

Cheapest Car Insurance Companies in Arnaudville

1st place: Louisiana Farm Bureau

At $497 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $1127 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $1496 for six months, making it the third cheapest auto insurance company in Arnaudville.

Arnaudville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Arnaudville, LA is Louisiana Farm Bureau, offering policies at just $497 for a six-month term. This is followed by Southern Farm Bureau, which has an average six-month premium of $1127.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2417 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Arnaudville drivers find the best deals.

Cheap Car Insurance Companies in Arnaudville, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$497	$85
Southern Farm Bureau	$1127	$188
USAA	$1496	$252
Progressive	$1684	$284
Farm Bureau	$1757	$296
State Farm	$1854	$312
Safeway	$1896	$319
SafeAuto	$1927	$321
Encompass	$1970	$335
Allstate	$2345	$395
AAA	$2417	$411

Key Takeaways

Way's key takeaways about car insurance in Arnaudville

The auto insurance costs in Arnaudville fall around $497 for six months.
The cheapest auto insurance company in Arnaudville is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Arnaudville at $1221 per month.

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Cheapest Minimum Liability Car Insurance in Arnaudville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Arnaudville are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Arnaudville. Their Average 6 Month Premium is $237. Safeway is the most expensive at $740 for the same period.

Cheapest Liability Coverage in Arnaudville, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$237	$40
Southern Farm Bureau	$394	$67
USAA	$497	$84
Progressive	$509	$86
State Farm	$533	$90
Farm Bureau	$612	$103
AAA	$630	$105
Allstate	$636	$107
SafeAuto	$691	$115
Safeway	$740	$124

Cheapest Full Coverage Car Insurance in Arnaudville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Arnaudville is Louisiana Farm Bureau at $85 per month and $497 for six months.

Cheapest Full Coverage Car Insurance Quotes in Arnaudville, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$497	$85
Southern Farm Bureau	$1127	$188
USAA	$1496	$252
Progressive	$1684	$284
Farm Bureau	$1757	$296
State Farm	$1854	$312
Safeway	$1896	$319
SafeAuto	$1927	$321
Encompass	$1970	$335
Allstate	$2345	$395
AAA	$2417	$411

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Average Car Insurance in Arnaudville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Arnaudville, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Arnaudville, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Arnaudville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Arnaudville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1018
30s	USAA	$826
40s	USAA	$761
50s	USAA	$727
60s	USAA	$776
70s	USAA	$796

Cheapest Car Insurance Rates for Teen Drivers in Arnaudville,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Arnaudville at $64 per month. At $7180 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$388	$64
State Farm	$2951	$497
USAA	$3151	$525
Safeway	$4816	$819
Allstate	$5356	$893
Progressive	$5562	$936
Farm Bureau	$6302	$1051
AAA	$7180	$1221

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Arnaudville.

As young drivers face the highest rates in Arnaudville, USAA offers the cheapest auto insurance rates at $1018 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Arnaudville, Louisiana Farm Bureau is the cheapest car insurance provider. At $424 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Arnaudville is State Farm, offering rates of around $9440 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$424	$72
Allstate	$1805	$301
Progressive	$2024	$341
USAA	$2054	$343
Safeway	$2060	$350
Farm Bureau	$3908	$652
AAA	$6858	$1166
State Farm	$9440	$1573

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Car Insurance Rates with An Accident in Arnaudville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Arnaudville, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Arnaudville

The cheapest car insurance companies after an at-fault accident in Arnaudville include Louisiana Farm Bureau and State Farm, offering $309 and $1212, respectively. AAA is an expensive provider with an average six-month premium of $3872.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$309	$51
State Farm	$1212	$204
USAA	$1364	$230
Progressive	$1496	$252
Safeway	$1745	$294
Farm Bureau	$1890	$321
Allstate	$1921	$323
AAA	$3872	$658

Arnaudville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Arnaudville LA. For example, the car insurance in Arnaudville after a DUI increases to $1442 for a six month policy. While the rate increases by $418 for a six-month policy in the case of a speeding ticket.

Arnaudville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1672	$278
One Med/PIP claim	$1672	$285
Two Med/PIP claims	$1690	$282
Not-at-fault accident	$1696	$289
One comp claim	$1702	$284
Two comp claims	$1764	$300
Failure to wear a seat belt	$1970	$328
Failure to show documents	$1993	$339
Child safety restraint	$2024	$338
Driving without lights	$2024	$344
Driving with expired registration	$2060	$344
Driving too slowly	$2090	$355
Speeding 11 - 15 MPH over limit	$2090	$349
Speeding 16 - 20 MPH over limit	$2090	$355
Speeding 6 - 10 MPH over limit	$2090	$349
Speeding in school zone	$2090	$355
In 65 MPH zone	$2096	$350
Cell phone violation	$2114	$359
Texting while driving	$2114	$353
Wrong way/wrong lane	$2114	$359
At-fault accident - less than $1000	$2127	$354
Failure to stop at a red light	$2127	$362
Failure to yield	$2127	$354
Following too closely	$2127	$362
Illegal turn	$2127	$354
Improper passing	$2127	$362
Passing school bus	$2145	$357
Speeding 21 - 25 MPH over limit	$2145	$365
Open container	$2205	$367
Operating a vehicle without permission	$2357	$401
At-fault accident - $1000-$2000	$2417	$403
At-fault accident - greater than $2000	$2417	$411
Reckless driving	$2920	$487
Refusal to submit to a chemical test	$2969	$505
DUI	$3114	$519
Racing	$3139	$533
Leaving scene of an accident/hit and run	$3163	$527
Driving with a suspended license	$3175	$540

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Arnaudville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Arnaudville.

The cheapest car insurance premiums in Arnaudville are offered by Louisiana Farm Bureau at $340 for a six-month policy. However, it can be as expensive as $3581 with companies like AAA.

Arnaudville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$340	$56
Southern Farm Bureau	$1399	$238
Progressive	$1709	$288
Farm Bureau	$1890	$321
USAA	$2308	$389
Safeway	$2387	$402
State Farm	$2660	$448
Allstate	$2920	$492
AAA	$3581	$597

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Arnaudville are offered by Louisiana Farm Bureau at $278. However, it can be as expensive as $3363 with companies like AAA for a similar six-month premium.

Cheapest Car Insurance in Arnaudville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$278	$47
State Farm	$1248	$210
Progressive	$1509	$254
USAA	$1636	$278
Farm Bureau	$1890	$315
Safeway	$2102	$357
Allstate	$2351	$392
AAA	$3363	$572

Car Insurance Price Trends in Arnaudville, Louisiana

Car insurance rates in Arnaudville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Arnaudville rose by $379 in January compared to $310 of December. In other words, there has been an increase by $69 when you compare January and December.

The average cost of liability insurance in the Arnaudville rose to $91 in January, compared to $87 in December. This represents an increase of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Arnaudville?

The car insurance in Arnaudville is $40 per month, which is lower than the national average.

What is the cheapest car insurance in Arnaudville?

The cheapest car insurance in Arnaudville is $85 per month for full coverage.

How much is car insurance in Arnaudville for teenagers?

Car insurance for teenagers costs $388 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Arnaudville?

The average cost of car insurance is $1690 for a six-month policy. It will cost around $290 per month to insure your car in Arnaudville.

Is car insurance expensive in Arnaudville?

Car insurance can be expensive in Arnaudville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Arnaudville can be affordable.

What is the best car insurance in Arnaudville, LA?

The best car insurance company in Arnaudville LA is Louisiana Farm Bureau, offering $497 for a six-month policy.