Cheapest Car Insurance Quotes in Chauvin

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Chauvin Car Insurance

^$ 39

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Chauvin

The car insurance rate in Chauvin is $1707 for a six-month policy, which is $17 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $492, making it a popular choice for budget-conscious drivers. Rates in Chauvin can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Chauvin

$1707

Avg. Car Insurance in Louisiana

$1690

National Average

$1278

Cheapest Car Insurance Companies in Chauvin

1st place: Louisiana Farm Bureau

At $492 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $1116 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $1482 for six months, making it the third cheapest auto insurance company in Chauvin.

Chauvin Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Chauvin, LA is Louisiana Farm Bureau, offering policies at just $492 for a six-month term. This is followed by Southern Farm Bureau, which has an average six-month premium of $1116.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2394 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Chauvin drivers find the best deals.

Cheap Car Insurance Companies in Chauvin, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$492	$84
Southern Farm Bureau	$1116	$186
USAA	$1482	$249
Progressive	$1668	$281
Farm Bureau	$1740	$293
State Farm	$1836	$309
Safeway	$1878	$316
SafeAuto	$1908	$318
Encompass	$1950	$331
Allstate	$2322	$391
AAA	$2394	$407

Key Takeaways

Way's key takeaways about car insurance in Chauvin

The auto insurance costs in Chauvin fall around $492 for six months.
The cheapest auto insurance company in Chauvin is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Chauvin at $1209 per month.

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Cheapest Minimum Liability Car Insurance in Chauvin

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Chauvin are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Chauvin. Their Average 6 Month Premium is $234. Safeway is the most expensive at $732 for the same period.

Cheapest Liability Coverage in Chauvin, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$234	$39
Southern Farm Bureau	$390	$67
USAA	$492	$83
Progressive	$504	$85
State Farm	$528	$89
Farm Bureau	$606	$102
AAA	$624	$104
Allstate	$630	$106
SafeAuto	$684	$114
Safeway	$732	$123

Cheapest Full Coverage Car Insurance in Chauvin

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Chauvin is Louisiana Farm Bureau at $84 per month and $492 for six months.

Cheapest Full Coverage Car Insurance Quotes in Chauvin, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$492	$84
Southern Farm Bureau	$1116	$186
USAA	$1482	$249
Progressive	$1668	$281
Farm Bureau	$1740	$293
State Farm	$1836	$309
Safeway	$1878	$316
SafeAuto	$1908	$318
Encompass	$1950	$331
Allstate	$2322	$391
AAA	$2394	$407

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Average Car Insurance in Chauvin by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Chauvin, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Chauvin, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Chauvin's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Chauvin

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1008
30s	USAA	$818
40s	USAA	$753
50s	USAA	$720
60s	USAA	$769
70s	USAA	$788

Cheapest Car Insurance Rates for Teen Drivers in Chauvin,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Chauvin at $64 per month. At $7109 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$384	$64
State Farm	$2922	$492
USAA	$3120	$520
Safeway	$4769	$811
Allstate	$5304	$884
Progressive	$5508	$927
Farm Bureau	$6240	$1040
AAA	$7109	$1209

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Chauvin.

As young drivers face the highest rates in Chauvin, USAA offers the cheapest auto insurance rates at $1008 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Chauvin, Louisiana Farm Bureau is the cheapest car insurance provider. At $420 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Chauvin is State Farm, offering rates of around $9348 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$420	$72
Allstate	$1788	$298
Progressive	$2004	$337
USAA	$2034	$339
Safeway	$2040	$346
Farm Bureau	$3869	$645
AAA	$6791	$1154
State Farm	$9348	$1557

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Car Insurance Rates with An Accident in Chauvin

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Chauvin, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Chauvin

The cheapest car insurance companies after an at-fault accident in Chauvin include Louisiana Farm Bureau and State Farm, offering $306 and $1200, respectively. AAA is an expensive provider with an average six-month premium of $3834.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$306	$51
State Farm	$1200	$202
USAA	$1350	$227
Progressive	$1482	$249
Safeway	$1728	$291
Farm Bureau	$1872	$318
Allstate	$1902	$320
AAA	$3834	$651

Chauvin Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Chauvin LA. For example, the car insurance in Chauvin after a DUI increases to $1429 for a six month policy. While the rate increases by $414 for a six-month policy in the case of a speeding ticket.

Chauvin auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1655	$276
One Med/PIP claim	$1655	$282
Two Med/PIP claims	$1674	$279
Not-at-fault accident	$1680	$286
One comp claim	$1686	$281
Two comp claims	$1746	$297
Failure to wear a seat belt	$1950	$325
Failure to show documents	$1974	$335
Child safety restraint	$2004	$334
Driving without lights	$2004	$340
Driving with expired registration	$2040	$340
Driving too slowly	$2069	$351
Speeding 11 - 15 MPH over limit	$2069	$345
Speeding 16 - 20 MPH over limit	$2069	$351
Speeding 6 - 10 MPH over limit	$2069	$345
Speeding in school zone	$2069	$351
In 65 MPH zone	$2076	$346
Cell phone violation	$2094	$356
Texting while driving	$2094	$349
Wrong way/wrong lane	$2094	$356
At-fault accident - less than $1000	$2106	$350
Failure to stop at a red light	$2106	$359
Failure to yield	$2106	$350
Following too closely	$2106	$359
Illegal turn	$2106	$350
Improper passing	$2106	$359
Passing school bus	$2124	$354
Speeding 21 - 25 MPH over limit	$2124	$362
Open container	$2184	$364
Operating a vehicle without permission	$2334	$397
At-fault accident - $1000-$2000	$2394	$399
At-fault accident - greater than $2000	$2394	$407
Reckless driving	$2892	$482
Refusal to submit to a chemical test	$2940	$500
DUI	$3084	$514
Racing	$3108	$528
Leaving scene of an accident/hit and run	$3132	$522
Driving with a suspended license	$3144	$534

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Chauvin after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Chauvin.

The cheapest car insurance premiums in Chauvin are offered by Louisiana Farm Bureau at $336 for a six-month policy. However, it can be as expensive as $3546 with companies like AAA.

Chauvin car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$336	$56
Southern Farm Bureau	$1386	$235
Progressive	$1692	$285
Farm Bureau	$1872	$318
USAA	$2286	$385
Safeway	$2363	$398
State Farm	$2634	$443
Allstate	$2892	$487
AAA	$3546	$591

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Chauvin are offered by Louisiana Farm Bureau at $276. However, it can be as expensive as $3330 with companies like AAA for a similar six-month premium.

Cheapest Car Insurance in Chauvin after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$276	$46
State Farm	$1236	$208
Progressive	$1494	$251
USAA	$1620	$276
Farm Bureau	$1872	$312
Safeway	$2082	$354
Allstate	$2328	$388
AAA	$3330	$567

Car Insurance Price Trends in Chauvin, Louisiana

Car insurance rates in Chauvin have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Chauvin rose by $376 in January compared to $307 of December. In other words, there has been an increase by $69 when you compare January and December.

The average cost of liability insurance in the Chauvin rose to $90 in January, compared to $86 in December. This represents an increase of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Chauvin?

The car insurance in Chauvin is $39 per month, which is lower than the national average.

What is the cheapest car insurance in Chauvin?

The cheapest car insurance in Chauvin is $84 per month for full coverage.

How much is car insurance in Chauvin for teenagers?

Car insurance for teenagers costs $384 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Chauvin?

The average cost of car insurance is $1690 for a six-month policy. It will cost around $287 per month to insure your car in Chauvin.

Is car insurance expensive in Chauvin?

Car insurance can be expensive in Chauvin if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Chauvin can be affordable.

What is the best car insurance in Chauvin, LA?

The best car insurance company in Chauvin LA is Louisiana Farm Bureau, offering $492 for a six-month policy.