Cheapest Car Insurance Quotes in Violet

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406,175 Policies Sold

Violet Car Insurance

^$ 59

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Violet

The car insurance rate in Violet is $2535 for a six-month policy, which is $845 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $731, making it a popular choice for budget-conscious drivers. Rates in Violet can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Violet

$2535

Avg. Car Insurance in Louisiana

$1690

National Average

$1278

Cheapest Car Insurance Companies in Violet

1st place: Louisiana Farm Bureau

At $731 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $1658 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $2201 for six months, making it the third cheapest auto insurance company in Violet.

Violet Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Violet, LA is Louisiana Farm Bureau, offering policies at just $731 for a six-month term. This is followed by Southern Farm Bureau, which has an average six-month premium of $1658.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $3555 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Violet drivers find the best deals.

Cheap Car Insurance Companies in Violet, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$731	$125
Southern Farm Bureau	$1658	$276
USAA	$2201	$371
Progressive	$2477	$417
Farm Bureau	$2585	$435
State Farm	$2727	$459
Safeway	$2789	$470
SafeAuto	$2834	$473
Encompass	$2897	$492
Allstate	$3449	$581
AAA	$3555	$605

Key Takeaways

Way's key takeaways about car insurance in Violet

The auto insurance costs in Violet fall around $731 for six months.
The cheapest auto insurance company in Violet is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Violet at $1796 per month.

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Cheapest Minimum Liability Car Insurance in Violet

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Violet are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Violet. Their Average 6 Month Premium is $348. Safeway is the most expensive at $1088 for the same period.

Cheapest Liability Coverage in Violet, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$348	$59
Southern Farm Bureau	$579	$99
USAA	$731	$123
Progressive	$749	$126
State Farm	$785	$132
Farm Bureau	$900	$152
AAA	$927	$155
Allstate	$936	$158
SafeAuto	$1016	$170
Safeway	$1088	$183

Cheapest Full Coverage Car Insurance in Violet

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Violet is Louisiana Farm Bureau at $125 per month and $731 for six months.

Cheapest Full Coverage Car Insurance Quotes in Violet, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$731	$125
Southern Farm Bureau	$1658	$276
USAA	$2201	$371
Progressive	$2477	$417
Farm Bureau	$2585	$435
State Farm	$2727	$459
Safeway	$2789	$470
SafeAuto	$2834	$473
Encompass	$2897	$492
Allstate	$3449	$581
AAA	$3555	$605

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Average Car Insurance in Violet by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Violet, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Violet, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Violet's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Violet

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1497
30s	USAA	$1215
40s	USAA	$1119
50s	USAA	$1070
60s	USAA	$1142
70s	USAA	$1170

Cheapest Car Insurance Rates for Teen Drivers in Violet,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Violet at $95 per month. At $10559 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$570	$95
State Farm	$4340	$731
USAA	$4634	$773
Safeway	$7083	$1205
Allstate	$7877	$1313
Progressive	$8180	$1377
Farm Bureau	$9267	$1545
AAA	$10559	$1796

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Violet.

As young drivers face the highest rates in Violet, USAA offers the cheapest auto insurance rates at $1497 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Violet, Louisiana Farm Bureau is the cheapest car insurance provider. At $624 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Violet is State Farm, offering rates of around $13883 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$624	$107
Allstate	$2655	$443
Progressive	$2976	$501
USAA	$3021	$504
Safeway	$3030	$515
Farm Bureau	$5747	$959
AAA	$10086	$1715
State Farm	$13883	$2313

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Car Insurance Rates with An Accident in Violet

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Violet, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Violet

The cheapest car insurance companies after an at-fault accident in Violet include Louisiana Farm Bureau and State Farm, offering $455 and $1782, respectively. AAA is an expensive provider with an average six-month premium of $5694.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$455	$75
State Farm	$1782	$300
USAA	$2006	$338
Progressive	$2201	$371
Safeway	$2567	$432
Farm Bureau	$2780	$473
Allstate	$2825	$476
AAA	$5694	$968

Violet Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Violet LA. For example, the car insurance in Violet after a DUI increases to $2121 for a six month policy. While the rate increases by $615 for a six-month policy in the case of a speeding ticket.

Violet auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2459	$410
One Med/PIP claim	$2459	$419
Two Med/PIP claims	$2486	$414
Not-at-fault accident	$2495	$425
One comp claim	$2504	$417
Two comp claims	$2594	$441
Failure to wear a seat belt	$2897	$483
Failure to show documents	$2931	$498
Child safety restraint	$2976	$497
Driving without lights	$2976	$506
Driving with expired registration	$3030	$506
Driving too slowly	$3074	$522
Speeding 11 - 15 MPH over limit	$3074	$513
Speeding 16 - 20 MPH over limit	$3074	$522
Speeding 6 - 10 MPH over limit	$3074	$513
Speeding in school zone	$3074	$522
In 65 MPH zone	$3083	$515
Cell phone violation	$3110	$528
Texting while driving	$3110	$519
Wrong way/wrong lane	$3110	$528
At-fault accident - less than $1000	$3128	$521
Failure to stop at a red light	$3128	$533
Failure to yield	$3128	$521
Following too closely	$3128	$533
Illegal turn	$3128	$521
Improper passing	$3128	$533
Passing school bus	$3155	$525
Speeding 21 - 25 MPH over limit	$3155	$537
Open container	$3243	$540
Operating a vehicle without permission	$3467	$590
At-fault accident - $1000-$2000	$3555	$593
At-fault accident - greater than $2000	$3555	$605
Reckless driving	$4295	$716
Refusal to submit to a chemical test	$4367	$743
DUI	$4580	$764
Racing	$4616	$785
Leaving scene of an accident/hit and run	$4652	$776
Driving with a suspended license	$4670	$794

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Violet after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Violet.

The cheapest car insurance premiums in Violet are offered by Louisiana Farm Bureau at $500 for a six-month policy. However, it can be as expensive as $5267 with companies like AAA.

Violet car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$500	$83
Southern Farm Bureau	$2058	$350
Progressive	$2513	$423
Farm Bureau	$2780	$473
USAA	$3395	$572
Safeway	$3510	$591
State Farm	$3912	$659
Allstate	$4295	$723
AAA	$5267	$878

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Violet are offered by Louisiana Farm Bureau at $410. However, it can be as expensive as $4946 with companies like AAA for a similar six-month premium.

Cheapest Car Insurance in Violet after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$410	$69
State Farm	$1836	$309
Progressive	$2219	$374
USAA	$2406	$410
Farm Bureau	$2780	$464
Safeway	$3092	$525
Allstate	$3458	$576
AAA	$4946	$842

Car Insurance Price Trends in Violet, Louisiana

Car insurance rates in Violet have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Violet rose by $558 in January compared to $456 of December. In other words, there has been an increase by $102 when you compare January and December.

The average cost of liability insurance in the Violet rose to $134 in January, compared to $128 in December. This represents an increase of $6 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Violet?

The car insurance in Violet is $59 per month, which is lower than the national average.

What is the cheapest car insurance in Violet?

The cheapest car insurance in Violet is $125 per month for full coverage.

How much is car insurance in Violet for teenagers?

Car insurance for teenagers costs $570 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Violet?

The average cost of car insurance is $1690 for a six-month policy. It will cost around $426 per month to insure your car in Violet.

Is car insurance expensive in Violet?

Car insurance can be expensive in Violet if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Violet can be affordable.

What is the best car insurance in Violet, LA?

The best car insurance company in Violet LA is Louisiana Farm Bureau, offering $731 for a six-month policy.