Cheapest Car Insurance Quotes in Brownfields

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Brownfields Car Insurance

^$ 50

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Brownfields

The car insurance rate in Brownfields is $2146 for a six-month policy, which is $456 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $618, making it a popular choice for budget-conscious drivers. Rates in Brownfields can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Brownfields

$2146

Avg. Car Insurance in Louisiana

$1690

National Average

$1278

Cheapest Car Insurance Companies in Brownfields

1st place: Louisiana Farm Bureau

At $618 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $1403 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $1863 for six months, making it the third cheapest auto insurance company in Brownfields.

Brownfields Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Brownfields, LA is Louisiana Farm Bureau, offering policies at just $618 for a six-month term. This is followed by Southern Farm Bureau, which has an average six-month premium of $1403.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $3010 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Brownfields drivers find the best deals.

Cheap Car Insurance Companies in Brownfields, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$618	$105
Southern Farm Bureau	$1403	$234
USAA	$1863	$314
Progressive	$2097	$353
Farm Bureau	$2188	$368
State Farm	$2309	$389
Safeway	$2361	$398
SafeAuto	$2399	$400
Encompass	$2452	$417
Allstate	$2920	$491
AAA	$3010	$512

Key Takeaways

Way's key takeaways about car insurance in Brownfields

The auto insurance costs in Brownfields fall around $618 for six months.
The cheapest auto insurance company in Brownfields is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Brownfields at $1520 per month.

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Cheapest Minimum Liability Car Insurance in Brownfields

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Brownfields are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Brownfields. Their Average 6 Month Premium is $295. Safeway is the most expensive at $921 for the same period.

Cheapest Liability Coverage in Brownfields, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$295	$50
Southern Farm Bureau	$490	$84
USAA	$618	$104
Progressive	$634	$107
State Farm	$664	$112
Farm Bureau	$762	$128
AAA	$785	$131
Allstate	$792	$133
SafeAuto	$860	$144
Safeway	$921	$155

Cheapest Full Coverage Car Insurance in Brownfields

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Brownfields is Louisiana Farm Bureau at $105 per month and $618 for six months.

Cheapest Full Coverage Car Insurance Quotes in Brownfields, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$618	$105
Southern Farm Bureau	$1403	$234
USAA	$1863	$314
Progressive	$2097	$353
Farm Bureau	$2188	$368
State Farm	$2309	$389
Safeway	$2361	$398
SafeAuto	$2399	$400
Encompass	$2452	$417
Allstate	$2920	$491
AAA	$3010	$512

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Average Car Insurance in Brownfields by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Brownfields, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Brownfields, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Brownfields's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Brownfields

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1267
30s	USAA	$1029
40s	USAA	$947
50s	USAA	$906
60s	USAA	$966
70s	USAA	$991

Cheapest Car Insurance Rates for Teen Drivers in Brownfields,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Brownfields at $80 per month. At $8940 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$483	$80
State Farm	$3674	$618
USAA	$3923	$654
Safeway	$5997	$1020
Allstate	$6669	$1111
Progressive	$6925	$1166
Farm Bureau	$7846	$1308
AAA	$8940	$1520

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Brownfields.

As young drivers face the highest rates in Brownfields, USAA offers the cheapest auto insurance rates at $1267 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Brownfields, Louisiana Farm Bureau is the cheapest car insurance provider. At $528 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Brownfields is State Farm, offering rates of around $11754 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$528	$90
Allstate	$2248	$375
Progressive	$2520	$424
USAA	$2558	$427
Safeway	$2565	$436
Farm Bureau	$4865	$812
AAA	$8539	$1452
State Farm	$11754	$1958

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Car Insurance Rates with An Accident in Brownfields

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Brownfields, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Brownfields

The cheapest car insurance companies after an at-fault accident in Brownfields include Louisiana Farm Bureau and State Farm, offering $385 and $1509, respectively. AAA is an expensive provider with an average six-month premium of $4821.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$385	$64
State Farm	$1509	$254
USAA	$1698	$286
Progressive	$1863	$314
Safeway	$2173	$366
Farm Bureau	$2353	$400
Allstate	$2391	$403
AAA	$4821	$819

Brownfields Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Brownfields LA. For example, the car insurance in Brownfields after a DUI increases to $1795 for a six month policy. While the rate increases by $520 for a six-month policy in the case of a speeding ticket.

Brownfields auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2082	$347
One Med/PIP claim	$2082	$354
Two Med/PIP claims	$2104	$351
Not-at-fault accident	$2112	$359
One comp claim	$2120	$353
Two comp claims	$2196	$373
Failure to wear a seat belt	$2452	$409
Failure to show documents	$2482	$422
Child safety restraint	$2520	$420
Driving without lights	$2520	$428
Driving with expired registration	$2565	$428
Driving too slowly	$2602	$442
Speeding 11 - 15 MPH over limit	$2602	$434
Speeding 16 - 20 MPH over limit	$2602	$442
Speeding 6 - 10 MPH over limit	$2602	$434
Speeding in school zone	$2602	$442
In 65 MPH zone	$2610	$436
Cell phone violation	$2633	$447
Texting while driving	$2633	$439
Wrong way/wrong lane	$2633	$447
At-fault accident - less than $1000	$2648	$441
Failure to stop at a red light	$2648	$451
Failure to yield	$2648	$441
Following too closely	$2648	$451
Illegal turn	$2648	$441
Improper passing	$2648	$451
Passing school bus	$2671	$445
Speeding 21 - 25 MPH over limit	$2671	$455
Open container	$2746	$457
Operating a vehicle without permission	$2935	$499
At-fault accident - $1000-$2000	$3010	$502
At-fault accident - greater than $2000	$3010	$512
Reckless driving	$3636	$606
Refusal to submit to a chemical test	$3697	$629
DUI	$3877	$646
Racing	$3908	$664
Leaving scene of an accident/hit and run	$3938	$657
Driving with a suspended license	$3954	$672

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Brownfields after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Brownfields.

The cheapest car insurance premiums in Brownfields are offered by Louisiana Farm Bureau at $423 for a six-month policy. However, it can be as expensive as $4459 with companies like AAA.

Brownfields car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$423	$70
Southern Farm Bureau	$1742	$296
Progressive	$2127	$358
Farm Bureau	$2353	$400
USAA	$2874	$484
Safeway	$2972	$500
State Farm	$3312	$558
Allstate	$3636	$612
AAA	$4459	$743

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Brownfields are offered by Louisiana Farm Bureau at $347. However, it can be as expensive as $4187 with companies like AAA for a similar six-month premium.

Cheapest Car Insurance in Brownfields after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$347	$58
State Farm	$1554	$262
Progressive	$1878	$316
USAA	$2037	$347
Farm Bureau	$2353	$392
Safeway	$2617	$445
Allstate	$2927	$488
AAA	$4187	$712

Car Insurance Price Trends in Brownfields, Louisiana

Car insurance rates in Brownfields have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Brownfields rose by $472 in January compared to $386 of December. In other words, there has been an increase by $86 when you compare January and December.

The average cost of liability insurance in the Brownfields rose to $113 in January, compared to $108 in December. This represents an increase of $5 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Brownfields?

The car insurance in Brownfields is $50 per month, which is lower than the national average.

What is the cheapest car insurance in Brownfields?

The cheapest car insurance in Brownfields is $105 per month for full coverage.

How much is car insurance in Brownfields for teenagers?

Car insurance for teenagers costs $483 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Brownfields?

The average cost of car insurance is $1690 for a six-month policy. It will cost around $361 per month to insure your car in Brownfields.

Is car insurance expensive in Brownfields?

Car insurance can be expensive in Brownfields if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Brownfields can be affordable.

What is the best car insurance in Brownfields, LA?

The best car insurance company in Brownfields LA is Louisiana Farm Bureau, offering $618 for a six-month policy.