Cheapest Car Insurance Quotes in Marthaville

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Marthaville Car Insurance

^$ 34

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Marthaville

The car insurance rate in Marthaville is $1311 for a six-month policy, which is $196 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $424, making it a popular choice for budget-conscious drivers. Rates in Marthaville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Marthaville

$1311

Avg. Car Insurance in Louisiana

$1507

National Average

$1140

Cheapest Car Insurance Companies in Marthaville

1st place: Louisiana Farm Bureau

At $424 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Farm Bureau

Farm Bureau offers auto insurance rates at $925 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $961 for six months, making it the third cheapest auto insurance company in Marthaville.

Marthaville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Marthaville, LA is Louisiana Farm Bureau, offering policies at just $424 for a six-month term. This is followed by Farm Bureau, which has an average six-month premium of $925.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1871 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marthaville drivers find the best deals.

Cheap Car Insurance Companies in Marthaville, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$424	$70
Farm Bureau	$925	$156
Southern Farm Bureau	$961	$160
USAA	$1250	$211
Progressive	$1375	$231
State Farm	$1457	$245
Safeway	$1529	$258
SafeAuto	$1643	$279
Encompass	$1680	$280
Allstate	$1871	$315

Key Takeaways

Way's key takeaways about car insurance in Marthaville

The auto insurance costs in Marthaville fall around $424 for six months.
The cheapest auto insurance company in Marthaville is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Marthaville at $109 per month.

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Cheapest Minimum Liability Car Insurance in Marthaville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Marthaville are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Marthaville. Their Average 6 Month Premium is $202. AAA is the most expensive at $418 for the same period.

Cheapest Liability Coverage in Marthaville, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$202	$34
Farm Bureau	$315	$53
Southern Farm Bureau	$336	$56
State Farm	$413	$70
USAA	$413	$70
Progressive	$434	$73
Allstate	$563	$95
SafeAuto	$589	$100
Safeway	$620	$104
AAA	$418	$70

Cheapest Full Coverage Car Insurance in Marthaville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Marthaville is Louisiana Farm Bureau at $70 per month and $424 for six months.

Cheapest Full Coverage Car Insurance Quotes in Marthaville, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$424	$70
Farm Bureau	$925	$156
Southern Farm Bureau	$961	$160
USAA	$1250	$211
Progressive	$1375	$231
State Farm	$1457	$245
Safeway	$1529	$258
SafeAuto	$1643	$279
Encompass	$1680	$280
Allstate	$1871	$315

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Average Car Insurance in Marthaville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Marthaville, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Marthaville, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Marthaville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Marthaville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$868
30s	USAA	$705
40s	USAA	$649
50s	USAA	$620
60s	USAA	$662
70s	USAA	$679

Cheapest Car Insurance Rates for Teen Drivers in Marthaville,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Marthaville at $55 per month. At $641 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$331	$55
Farm Bureau	$1452	$247
State Farm	$1865	$314
USAA	$2367	$403
Safeway	$3602	$600
Allstate	$3871	$658
Progressive	$4092	$689
AAA	$641	$109

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Marthaville.

As young drivers face the highest rates in Marthaville, USAA offers the cheapest auto insurance rates at $868 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Marthaville, Louisiana Farm Bureau is the cheapest car insurance provider. At $362 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Marthaville is State Farm, offering rates of around $5648 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$362	$62
Allstate	$1282	$214
Farm Bureau	$1338	$228
Safeway	$1494	$249
Progressive	$1509	$254
USAA	$1566	$261
State Farm	$5648	$960

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Car Insurance Rates with An Accident in Marthaville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Marthaville, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Marthaville

The cheapest car insurance companies after an at-fault accident in Marthaville include Louisiana Farm Bureau and State Farm, offering $264 and $786, respectively. Allstate is an expensive provider with an average six-month premium of $1452.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$264	$44
State Farm	$786	$132
Farm Bureau	$956	$159
USAA	$1075	$181
Progressive	$1153	$194
Safeway	$1323	$223
Allstate	$1452	$244

Marthaville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Marthaville LA. For example, the car insurance in Marthaville after a DUI increases to $1230 for a six month policy. While the rate increases by $357 for a six-month policy in the case of a speeding ticket.

Marthaville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1426	$238
One Med/PIP claim	$1426	$243
Two Med/PIP claims	$1442	$240
Not-at-fault accident	$1447	$246
One comp claim	$1452	$242
Two comp claims	$1504	$256
Failure to wear a seat belt	$1680	$280
Failure to show documents	$1700	$289
Child safety restraint	$1726	$288
Driving without lights	$1726	$293
Driving with expired registration	$1757	$293
Driving too slowly	$1783	$303
Speeding 11 - 15 MPH over limit	$1783	$298
Speeding 16 - 20 MPH over limit	$1783	$303
Speeding 6 - 10 MPH over limit	$1783	$298
Speeding in school zone	$1783	$303
In 65 MPH zone	$1788	$298
Cell phone violation	$1804	$306
Texting while driving	$1804	$301
Wrong way/wrong lane	$1804	$306
At-fault accident - less than $1000	$1814	$302
Failure to stop at a red light	$1814	$309
Failure to yield	$1814	$302
Following too closely	$1814	$309
Illegal turn	$1814	$302
Improper passing	$1814	$309
Passing school bus	$1830	$305
Speeding 21 - 25 MPH over limit	$1830	$311
Open container	$1881	$313
Operating a vehicle without permission	$2011	$342
At-fault accident - $1000-$2000	$2062	$344
At-fault accident - greater than $2000	$2062	$351
Reckless driving	$2491	$415
Refusal to submit to a chemical test	$2533	$431
DUI	$2656	$443
Racing	$2677	$455
Leaving scene of an accident/hit and run	$2698	$450
Driving with a suspended license	$2708	$460

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Marthaville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Marthaville.

The cheapest car insurance premiums in Marthaville are offered by Louisiana Farm Bureau at $290 for a six-month policy. However, it can be as expensive as $703 with companies like AAA.

Marthaville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$290	$50
Farm Bureau	$992	$165
Southern Farm Bureau	$1194	$203
Progressive	$1359	$229
USAA	$1850	$311
Safeway	$1855	$312
State Farm	$1907	$321
Allstate	$2315	$390
AAA	$703	$119

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Marthaville are offered by Louisiana Farm Bureau at $238. However, it can be as expensive as $1659 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Marthaville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$238	$40
State Farm	$806	$136
Farm Bureau	$847	$144
Progressive	$1127	$190
USAA	$1241	$211
Safeway	$1529	$255
Allstate	$1659	$282

Car Insurance Price Trends in Marthaville, Louisiana

Car insurance rates in Marthaville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Marthaville rose by $264 in December compared to $260 of November. In other words, there has been an increase by $4 when you compare December and November.

The average cost of liability insurance in the Marthaville rose to $72 in December, compared to $66 in November. This represents an increase of $6 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Marthaville?

The car insurance in Marthaville is $34 per month, which is lower than the national average.

What is the cheapest car insurance in Marthaville?

The cheapest car insurance in Marthaville is $70 per month for full coverage.

How much is car insurance in Marthaville for teenagers?

Car insurance for teenagers costs $331 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Marthaville?

The average cost of car insurance is $1507 for a six-month policy. It will cost around $220 per month to insure your car in Marthaville.

Is car insurance expensive in Marthaville?

Car insurance can be expensive in Marthaville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Marthaville can be affordable.

What is the best car insurance in Marthaville, LA?

The best car insurance company in Marthaville LA is Louisiana Farm Bureau, offering $424 for a six-month policy.