Cheapest Car Insurance Quotes in Anacoco

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Anacoco Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Anacoco

The car insurance rate in Anacoco is $1191 for a six-month policy, which is $316 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $385, making it a popular choice for budget-conscious drivers. Rates in Anacoco can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Anacoco

$1191

Avg. Car Insurance in Louisiana

$1507

National Average

$1140

Cheapest Car Insurance Companies in Anacoco

1st place: Louisiana Farm Bureau

At $385 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Farm Bureau

Farm Bureau offers auto insurance rates at $840 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $873 for six months, making it the third cheapest auto insurance company in Anacoco.

Anacoco Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Anacoco, LA is Louisiana Farm Bureau, offering policies at just $385 for a six-month term. This is followed by Farm Bureau, which has an average six-month premium of $840.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1699 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Anacoco drivers find the best deals.

Cheap Car Insurance Companies in Anacoco, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$385	$64
Farm Bureau	$840	$141
Southern Farm Bureau	$873	$145
USAA	$1135	$191
Progressive	$1248	$210
State Farm	$1323	$223
Safeway	$1389	$234
SafeAuto	$1492	$254
Encompass	$1525	$254
Allstate	$1699	$286

Key Takeaways

Way's key takeaways about car insurance in Anacoco

The auto insurance costs in Anacoco fall around $385 for six months.
The cheapest auto insurance company in Anacoco is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Anacoco at $99 per month.

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Cheapest Minimum Liability Car Insurance in Anacoco

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Anacoco are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Anacoco. Their Average 6 Month Premium is $183. AAA is the most expensive at $380 for the same period.

Cheapest Liability Coverage in Anacoco, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$183	$31
Farm Bureau	$286	$48
Southern Farm Bureau	$305	$51
State Farm	$375	$63
USAA	$375	$63
Progressive	$394	$66
Allstate	$511	$86
SafeAuto	$535	$91
Safeway	$563	$95
AAA	$380	$63

Cheapest Full Coverage Car Insurance in Anacoco

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Anacoco is Louisiana Farm Bureau at $64 per month and $385 for six months.

Cheapest Full Coverage Car Insurance Quotes in Anacoco, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$385	$64
Farm Bureau	$840	$141
Southern Farm Bureau	$873	$145
USAA	$1135	$191
Progressive	$1248	$210
State Farm	$1323	$223
Safeway	$1389	$234
SafeAuto	$1492	$254
Encompass	$1525	$254
Allstate	$1699	$286

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Average Car Insurance in Anacoco by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Anacoco, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Anacoco, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Anacoco's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Anacoco

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$788
30s	USAA	$640
40s	USAA	$589
50s	USAA	$563
60s	USAA	$601
70s	USAA	$616

Cheapest Car Insurance Rates for Teen Drivers in Anacoco,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Anacoco at $50 per month. At $582 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$300	$50
Farm Bureau	$1319	$224
State Farm	$1694	$285
USAA	$2150	$366
Safeway	$3271	$545
Allstate	$3515	$597
Progressive	$3716	$626
AAA	$582	$99

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Anacoco.

As young drivers face the highest rates in Anacoco, USAA offers the cheapest auto insurance rates at $788 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Anacoco, Louisiana Farm Bureau is the cheapest car insurance provider. At $329 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Anacoco is State Farm, offering rates of around $5129 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$329	$56
Allstate	$1164	$194
Farm Bureau	$1215	$207
Safeway	$1356	$226
Progressive	$1370	$231
USAA	$1422	$237
State Farm	$5129	$872

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Car Insurance Rates with An Accident in Anacoco

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Anacoco, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Anacoco

The cheapest car insurance companies after an at-fault accident in Anacoco include Louisiana Farm Bureau and State Farm, offering $239 and $713, respectively. Allstate is an expensive provider with an average six-month premium of $1319.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$239	$40
State Farm	$713	$120
Farm Bureau	$868	$145
USAA	$976	$164
Progressive	$1047	$176
Safeway	$1202	$202
Allstate	$1319	$222

Anacoco Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Anacoco LA. For example, the car insurance in Anacoco after a DUI increases to $1117 for a six month policy. While the rate increases by $324 for a six-month policy in the case of a speeding ticket.

Anacoco auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1295	$216
One Med/PIP claim	$1295	$220
Two Med/PIP claims	$1309	$218
Not-at-fault accident	$1314	$224
One comp claim	$1319	$220
Two comp claims	$1366	$232
Failure to wear a seat belt	$1525	$254
Failure to show documents	$1544	$262
Child safety restraint	$1567	$261
Driving without lights	$1567	$266
Driving with expired registration	$1596	$266
Driving too slowly	$1619	$275
Speeding 11 - 15 MPH over limit	$1619	$270
Speeding 16 - 20 MPH over limit	$1619	$275
Speeding 6 - 10 MPH over limit	$1619	$270
Speeding in school zone	$1619	$275
In 65 MPH zone	$1623	$271
Cell phone violation	$1638	$278
Texting while driving	$1638	$273
Wrong way/wrong lane	$1638	$278
At-fault accident - less than $1000	$1647	$274
Failure to stop at a red light	$1647	$280
Failure to yield	$1647	$274
Following too closely	$1647	$280
Illegal turn	$1647	$274
Improper passing	$1647	$280
Passing school bus	$1661	$277
Speeding 21 - 25 MPH over limit	$1661	$283
Open container	$1708	$284
Operating a vehicle without permission	$1826	$310
At-fault accident - $1000-$2000	$1872	$312
At-fault accident - greater than $2000	$1872	$318
Reckless driving	$2262	$377
Refusal to submit to a chemical test	$2300	$391
DUI	$2412	$402
Racing	$2431	$413
Leaving scene of an accident/hit and run	$2450	$408
Driving with a suspended license	$2459	$418

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Anacoco after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Anacoco.

The cheapest car insurance premiums in Anacoco are offered by Louisiana Farm Bureau at $263 for a six-month policy. However, it can be as expensive as $638 with companies like AAA.

Anacoco car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$263	$45
Farm Bureau	$901	$150
Southern Farm Bureau	$1084	$184
Progressive	$1234	$208
USAA	$1680	$283
Safeway	$1684	$284
State Farm	$1732	$292
Allstate	$2102	$354
AAA	$638	$108

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Anacoco are offered by Louisiana Farm Bureau at $216. However, it can be as expensive as $1507 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Anacoco after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$216	$36
State Farm	$732	$123
Farm Bureau	$769	$131
Progressive	$1023	$172
USAA	$1127	$191
Safeway	$1389	$231
Allstate	$1507	$256

Car Insurance Price Trends in Anacoco, Louisiana

Car insurance rates in Anacoco have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Anacoco rose by $239 in December compared to $236 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Anacoco rose to $66 in December, compared to $60 in November. This represents an increase of $6 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Anacoco?

The car insurance in Anacoco is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Anacoco?

The cheapest car insurance in Anacoco is $64 per month for full coverage.

How much is car insurance in Anacoco for teenagers?

Car insurance for teenagers costs $300 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Anacoco?

The average cost of car insurance is $1507 for a six-month policy. It will cost around $200 per month to insure your car in Anacoco.

Is car insurance expensive in Anacoco?

Car insurance can be expensive in Anacoco if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Anacoco can be affordable.

What is the best car insurance in Anacoco, LA?

The best car insurance company in Anacoco LA is Louisiana Farm Bureau, offering $385 for a six-month policy.