Cheapest Car Insurance Quotes in Marrero

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Marrero Car Insurance

^$ 55

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Marrero

The car insurance rate in Marrero is $2400 for a six-month policy, which is $710 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $692, making it a popular choice for budget-conscious drivers. Rates in Marrero can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Marrero

$2400

Avg. Car Insurance in Louisiana

$1690

National Average

$1278

Cheapest Car Insurance Companies in Marrero

1st place: Louisiana Farm Bureau

At $692 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $1569 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $2083 for six months, making it the third cheapest auto insurance company in Marrero.

Marrero Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Marrero, LA is Louisiana Farm Bureau, offering policies at just $692 for a six-month term. This is followed by Southern Farm Bureau, which has an average six-month premium of $1569.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $3365 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marrero drivers find the best deals.

Cheap Car Insurance Companies in Marrero, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$692	$118
Southern Farm Bureau	$1569	$261
USAA	$2083	$351
Progressive	$2344	$395
Farm Bureau	$2447	$412
State Farm	$2582	$435
Safeway	$2640	$444
SafeAuto	$2682	$447
Encompass	$2742	$466
Allstate	$3265	$550
AAA	$3365	$572

Key Takeaways

Way's key takeaways about car insurance in Marrero

The auto insurance costs in Marrero fall around $692 for six months.
The cheapest auto insurance company in Marrero is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Marrero at $1700 per month.

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Cheapest Minimum Liability Car Insurance in Marrero

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Marrero are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Marrero. Their Average 6 Month Premium is $329. Safeway is the most expensive at $1030 for the same period.

Cheapest Liability Coverage in Marrero, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$329	$55
Southern Farm Bureau	$548	$94
USAA	$692	$116
Progressive	$709	$119
State Farm	$743	$125
Farm Bureau	$852	$143
AAA	$878	$146
Allstate	$886	$149
SafeAuto	$961	$160
Safeway	$1030	$173

Cheapest Full Coverage Car Insurance in Marrero

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Marrero is Louisiana Farm Bureau at $118 per month and $692 for six months.

Cheapest Full Coverage Car Insurance Quotes in Marrero, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$692	$118
Southern Farm Bureau	$1569	$261
USAA	$2083	$351
Progressive	$2344	$395
Farm Bureau	$2447	$412
State Farm	$2582	$435
Safeway	$2640	$444
SafeAuto	$2682	$447
Encompass	$2742	$466
Allstate	$3265	$550
AAA	$3365	$572

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Average Car Insurance in Marrero by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Marrero, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Marrero, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Marrero's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Marrero

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1417
30s	USAA	$1150
40s	USAA	$1059
50s	USAA	$1012
60s	USAA	$1081
70s	USAA	$1108

Cheapest Car Insurance Rates for Teen Drivers in Marrero,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Marrero at $89 per month. At $9995 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$540	$89
State Farm	$4108	$692
USAA	$4386	$731
Safeway	$6705	$1140
Allstate	$7456	$1243
Progressive	$7743	$1304
Farm Bureau	$8773	$1463
AAA	$9995	$1700

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Marrero.

As young drivers face the highest rates in Marrero, USAA offers the cheapest auto insurance rates at $1417 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Marrero, Louisiana Farm Bureau is the cheapest car insurance provider. At $591 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Marrero is State Farm, offering rates of around $13142 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$591	$101
Allstate	$2513	$419
Progressive	$2817	$474
USAA	$2860	$477
Safeway	$2868	$487
Farm Bureau	$5440	$907
AAA	$9548	$1623
State Farm	$13142	$2190

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Car Insurance Rates with An Accident in Marrero

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Marrero, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Marrero

The cheapest car insurance companies after an at-fault accident in Marrero include Louisiana Farm Bureau and State Farm, offering $430 and $1687, respectively. AAA is an expensive provider with an average six-month premium of $5390.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$430	$71
State Farm	$1687	$284
USAA	$1899	$320
Progressive	$2083	$351
Safeway	$2430	$409
Farm Bureau	$2631	$447
Allstate	$2674	$450
AAA	$5390	$916

Marrero Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Marrero LA. For example, the car insurance in Marrero after a DUI increases to $2008 for a six month policy. While the rate increases by $583 for a six-month policy in the case of a speeding ticket.

Marrero auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2327	$388
One Med/PIP claim	$2327	$396
Two Med/PIP claims	$2353	$392
Not-at-fault accident	$2361	$402
One comp claim	$2370	$395
Two comp claims	$2455	$417
Failure to wear a seat belt	$2742	$457
Failure to show documents	$2775	$471
Child safety restraint	$2817	$470
Driving without lights	$2817	$479
Driving with expired registration	$2868	$479
Driving too slowly	$2910	$494
Speeding 11 - 15 MPH over limit	$2910	$486
Speeding 16 - 20 MPH over limit	$2910	$494
Speeding 6 - 10 MPH over limit	$2910	$486
Speeding in school zone	$2910	$494
In 65 MPH zone	$2918	$487
Cell phone violation	$2944	$500
Texting while driving	$2944	$491
Wrong way/wrong lane	$2944	$500
At-fault accident - less than $1000	$2961	$493
Failure to stop at a red light	$2961	$504
Failure to yield	$2961	$493
Following too closely	$2961	$504
Illegal turn	$2961	$493
Improper passing	$2961	$504
Passing school bus	$2986	$497
Speeding 21 - 25 MPH over limit	$2986	$508
Open container	$3070	$511
Operating a vehicle without permission	$3282	$558
At-fault accident - $1000-$2000	$3365	$561
At-fault accident - greater than $2000	$3365	$572
Reckless driving	$4065	$677
Refusal to submit to a chemical test	$4134	$703
DUI	$4335	$723
Racing	$4369	$743
Leaving scene of an accident/hit and run	$4403	$734
Driving with a suspended license	$4420	$751

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Marrero after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Marrero.

The cheapest car insurance premiums in Marrero are offered by Louisiana Farm Bureau at $473 for a six-month policy. However, it can be as expensive as $4986 with companies like AAA.

Marrero car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$473	$78
Southern Farm Bureau	$1948	$331
Progressive	$2379	$400
Farm Bureau	$2631	$447
USAA	$3213	$541
Safeway	$3323	$559
State Farm	$3703	$623
Allstate	$4065	$684
AAA	$4986	$831

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Marrero are offered by Louisiana Farm Bureau at $388. However, it can be as expensive as $4682 with companies like AAA for a similar six-month premium.

Cheapest Car Insurance in Marrero after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$388	$65
State Farm	$1738	$293
Progressive	$2100	$354
USAA	$2278	$388
Farm Bureau	$2631	$439
Safeway	$2927	$497
Allstate	$3273	$545
AAA	$4682	$797

Car Insurance Price Trends in Marrero, Louisiana

Car insurance rates in Marrero have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Marrero rose by $528 in January compared to $432 of December. In other words, there has been an increase by $96 when you compare January and December.

The average cost of liability insurance in the Marrero rose to $126 in January, compared to $121 in December. This represents an increase of $5 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Marrero?

The car insurance in Marrero is $55 per month, which is lower than the national average.

What is the cheapest car insurance in Marrero?

The cheapest car insurance in Marrero is $118 per month for full coverage.

How much is car insurance in Marrero for teenagers?

Car insurance for teenagers costs $540 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Marrero?

The average cost of car insurance is $1690 for a six-month policy. It will cost around $403 per month to insure your car in Marrero.

Is car insurance expensive in Marrero?

Car insurance can be expensive in Marrero if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Marrero can be affordable.

What is the best car insurance in Marrero, LA?

The best car insurance company in Marrero LA is Louisiana Farm Bureau, offering $692 for a six-month policy.