Cheapest Car Insurance Quotes in Marrero

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Marrero Car Insurance

^$ 55

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Marrero

The car insurance rate in Marrero is $2140 for a six-month policy, which is $633 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $692, making it a popular choice for budget-conscious drivers. Rates in Marrero can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Marrero

$2140

Avg. Car Insurance in Louisiana

$1507

National Average

$1140

Cheapest Car Insurance Companies in Marrero

1st place: Louisiana Farm Bureau

At $692 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Farm Bureau

Farm Bureau offers auto insurance rates at $1509 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $1569 for six months, making it the third cheapest auto insurance company in Marrero.

Marrero Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Marrero, LA is Louisiana Farm Bureau, offering policies at just $692 for a six-month term. This is followed by Farm Bureau, which has an average six-month premium of $1509.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $3053 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marrero drivers find the best deals.

Cheap Car Insurance Companies in Marrero, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$692	$115
Farm Bureau	$1509	$254
Southern Farm Bureau	$1569	$261
USAA	$2041	$344
Progressive	$2244	$378
State Farm	$2379	$400
Safeway	$2496	$420
SafeAuto	$2682	$456
Encompass	$2742	$457
Allstate	$3053	$514

Key Takeaways

Way's key takeaways about car insurance in Marrero

The auto insurance costs in Marrero fall around $692 for six months.
The cheapest auto insurance company in Marrero is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Marrero at $178 per month.

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Cheapest Minimum Liability Car Insurance in Marrero

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Marrero are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Marrero. Their Average 6 Month Premium is $329. AAA is the most expensive at $683 for the same period.

Cheapest Liability Coverage in Marrero, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$329	$55
Farm Bureau	$514	$87
Southern Farm Bureau	$548	$91
State Farm	$675	$114
USAA	$675	$114
Progressive	$709	$119
Allstate	$919	$155
SafeAuto	$961	$163
Safeway	$1012	$170
AAA	$683	$114

Cheapest Full Coverage Car Insurance in Marrero

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Marrero is Louisiana Farm Bureau at $115 per month and $692 for six months.

Cheapest Full Coverage Car Insurance Quotes in Marrero, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$692	$115
Farm Bureau	$1509	$254
Southern Farm Bureau	$1569	$261
USAA	$2041	$344
Progressive	$2244	$378
State Farm	$2379	$400
Safeway	$2496	$420
SafeAuto	$2682	$456
Encompass	$2742	$457
Allstate	$3053	$514

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Average Car Insurance in Marrero by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Marrero, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Marrero, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Marrero's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Marrero

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1417
30s	USAA	$1150
40s	USAA	$1059
50s	USAA	$1012
60s	USAA	$1081
70s	USAA	$1108

Cheapest Car Insurance Rates for Teen Drivers in Marrero,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Marrero at $89 per month. At $1047 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$540	$89
Farm Bureau	$2370	$403
State Farm	$3044	$513
USAA	$3864	$657
Safeway	$5879	$980
Allstate	$6318	$1074
Progressive	$6680	$1125
AAA	$1047	$178

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Marrero.

As young drivers face the highest rates in Marrero, USAA offers the cheapest auto insurance rates at $1417 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Marrero, Louisiana Farm Bureau is the cheapest car insurance provider. At $591 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Marrero is State Farm, offering rates of around $9219 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$591	$101
Allstate	$2092	$349
Farm Bureau	$2184	$372
Safeway	$2438	$406
Progressive	$2462	$415
USAA	$2556	$426
State Farm	$9219	$1568

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Car Insurance Rates with An Accident in Marrero

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Marrero, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Marrero

The cheapest car insurance companies after an at-fault accident in Marrero include Louisiana Farm Bureau and State Farm, offering $430 and $1282, respectively. Allstate is an expensive provider with an average six-month premium of $2370.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$430	$71
State Farm	$1282	$216
Farm Bureau	$1561	$260
USAA	$1755	$295
Progressive	$1882	$317
Safeway	$2160	$364
Allstate	$2370	$399

Marrero Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Marrero LA. For example, the car insurance in Marrero after a DUI increases to $2008 for a six month policy. While the rate increases by $583 for a six-month policy in the case of a speeding ticket.

Marrero auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2327	$388
One Med/PIP claim	$2327	$396
Two Med/PIP claims	$2353	$392
Not-at-fault accident	$2361	$402
One comp claim	$2370	$395
Two comp claims	$2455	$417
Failure to wear a seat belt	$2742	$457
Failure to show documents	$2775	$471
Child safety restraint	$2817	$470
Driving without lights	$2817	$479
Driving with expired registration	$2868	$479
Driving too slowly	$2910	$494
Speeding 11 - 15 MPH over limit	$2910	$486
Speeding 16 - 20 MPH over limit	$2910	$494
Speeding 6 - 10 MPH over limit	$2910	$486
Speeding in school zone	$2910	$494
In 65 MPH zone	$2918	$487
Cell phone violation	$2944	$500
Texting while driving	$2944	$491
Wrong way/wrong lane	$2944	$500
At-fault accident - less than $1000	$2961	$493
Failure to stop at a red light	$2961	$504
Failure to yield	$2961	$493
Following too closely	$2961	$504
Illegal turn	$2961	$493
Improper passing	$2961	$504
Passing school bus	$2986	$497
Speeding 21 - 25 MPH over limit	$2986	$508
Open container	$3070	$511
Operating a vehicle without permission	$3282	$558
At-fault accident - $1000-$2000	$3365	$561
At-fault accident - greater than $2000	$3365	$572
Reckless driving	$4065	$677
Refusal to submit to a chemical test	$4134	$703
DUI	$4335	$723
Racing	$4369	$743
Leaving scene of an accident/hit and run	$4403	$734
Driving with a suspended license	$4420	$751

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Marrero after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Marrero.

The cheapest car insurance premiums in Marrero are offered by Louisiana Farm Bureau at $473 for a six-month policy. However, it can be as expensive as $1147 with companies like AAA.

Marrero car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$473	$81
Farm Bureau	$1619	$270
Southern Farm Bureau	$1948	$331
Progressive	$2218	$373
USAA	$3020	$508
Safeway	$3027	$510
State Farm	$3113	$524
Allstate	$3779	$636
AAA	$1147	$195

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Marrero are offered by Louisiana Farm Bureau at $388. However, it can be as expensive as $2708 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Marrero after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$388	$65
State Farm	$1316	$222
Farm Bureau	$1383	$236
Progressive	$1839	$310
USAA	$2025	$344
Safeway	$2496	$416
Allstate	$2708	$460

Car Insurance Price Trends in Marrero, Louisiana

Car insurance rates in Marrero have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Marrero rose by $430 in December compared to $425 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Marrero rose to $118 in December, compared to $108 in November. This represents an increase of $10 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Marrero?

The car insurance in Marrero is $55 per month, which is lower than the national average.

What is the cheapest car insurance in Marrero?

The cheapest car insurance in Marrero is $115 per month for full coverage.

How much is car insurance in Marrero for teenagers?

Car insurance for teenagers costs $540 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Marrero?

The average cost of car insurance is $1507 for a six-month policy. It will cost around $359 per month to insure your car in Marrero.

Is car insurance expensive in Marrero?

Car insurance can be expensive in Marrero if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Marrero can be affordable.

What is the best car insurance in Marrero, LA?

The best car insurance company in Marrero LA is Louisiana Farm Bureau, offering $692 for a six-month policy.