Cheapest Car Insurance Quotes in Kenner

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Kenner Car Insurance

^$ 50

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kenner

The car insurance rate in Kenner is $1966 for a six-month policy, which is $442 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $628, making it a popular choice for budget-conscious drivers. Rates in Kenner can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kenner

$1966

Avg. Car Insurance in Louisiana

$1524

National Average

$1140

Cheapest Car Insurance Companies in Kenner

1st place: Louisiana Farm Bureau

At $628 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $1425 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $1587 for six months, making it the third cheapest auto insurance company in Kenner.

Kenner Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kenner, LA is Louisiana Farm Bureau, offering policies at just $628 for a six-month term. This is followed by Southern Farm Bureau, which has an average six-month premium of $1425.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2774 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kenner drivers find the best deals.

Cheap Car Insurance Companies in Kenner, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$628	$104
Southern Farm Bureau	$1425	$243
Farm Bureau	$1587	$267
USAA	$1854	$312
Progressive	$2038	$343
State Farm	$2161	$364
Safeway	$2268	$382
SafeAuto	$2437	$414
Encompass	$2491	$415
Allstate	$2774	$467

Key Takeaways

Way's key takeaways about car insurance in Kenner

The auto insurance costs in Kenner fall around $628 for six months.
The cheapest auto insurance company in Kenner is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Kenner at $161 per month.

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Cheapest Minimum Liability Car Insurance in Kenner

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kenner are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Kenner. Their Average 6 Month Premium is $299. AAA is the most expensive at $620 for the same period.

Cheapest Liability Coverage in Kenner, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$299	$50
Southern Farm Bureau	$498	$85
Farm Bureau	$605	$102
State Farm	$613	$103
USAA	$613	$103
Progressive	$644	$108
Allstate	$835	$141
SafeAuto	$873	$148
Safeway	$920	$155
AAA	$620	$103

Cheapest Full Coverage Car Insurance in Kenner

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kenner is Louisiana Farm Bureau at $104 per month and $628 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kenner, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$628	$104
Southern Farm Bureau	$1425	$243
Farm Bureau	$1587	$267
USAA	$1854	$312
Progressive	$2038	$343
State Farm	$2161	$364
Safeway	$2268	$382
SafeAuto	$2437	$414
Encompass	$2491	$415
Allstate	$2774	$467

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Average Car Insurance in Kenner by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kenner, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Kenner, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kenner's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kenner

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1287
30s	USAA	$1045
40s	USAA	$962
50s	USAA	$920
60s	USAA	$982
70s	USAA	$1006

Cheapest Car Insurance Rates for Teen Drivers in Kenner,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Kenner at $81 per month. At $951 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$490	$81
Farm Bureau	$2153	$366
State Farm	$2766	$466
USAA	$3510	$597
Safeway	$5341	$890
Allstate	$5739	$975
Progressive	$6068	$1022
AAA	$951	$161

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Kenner.

As young drivers face the highest rates in Kenner, USAA offers the cheapest auto insurance rates at $1287 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kenner, Louisiana Farm Bureau is the cheapest car insurance provider. At $537 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kenner is State Farm, offering rates of around $8375 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$537	$92
Allstate	$1900	$317
Farm Bureau	$1984	$338
Safeway	$2215	$369
Progressive	$2237	$377
USAA	$2322	$387
State Farm	$8375	$1424

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Car Insurance Rates with An Accident in Kenner

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kenner, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kenner

The cheapest car insurance companies after an at-fault accident in Kenner include Louisiana Farm Bureau and State Farm, offering $391 and $1165, respectively. Allstate is an expensive provider with an average six-month premium of $2153.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$391	$65
State Farm	$1165	$196
Farm Bureau	$1418	$236
USAA	$1594	$268
Progressive	$1709	$288
Safeway	$1962	$330
Allstate	$2153	$362

Kenner Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kenner LA. For example, the car insurance in Kenner after a DUI increases to $1824 for a six month policy. While the rate increases by $529 for a six-month policy in the case of a speeding ticket.

Kenner auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2114	$352
One Med/PIP claim	$2114	$360
Two Med/PIP claims	$2138	$356
Not-at-fault accident	$2145	$365
One comp claim	$2153	$359
Two comp claims	$2230	$379
Failure to wear a seat belt	$2491	$415
Failure to show documents	$2521	$428
Child safety restraint	$2559	$427
Driving without lights	$2559	$435
Driving with expired registration	$2606	$435
Driving too slowly	$2643	$449
Speeding 11 - 15 MPH over limit	$2643	$441
Speeding 16 - 20 MPH over limit	$2643	$449
Speeding 6 - 10 MPH over limit	$2643	$441
Speeding in school zone	$2643	$449
In 65 MPH zone	$2651	$442
Cell phone violation	$2674	$454
Texting while driving	$2674	$446
Wrong way/wrong lane	$2674	$454
At-fault accident - less than $1000	$2690	$448
Failure to stop at a red light	$2690	$458
Failure to yield	$2690	$448
Following too closely	$2690	$458
Illegal turn	$2690	$448
Improper passing	$2690	$458
Passing school bus	$2713	$452
Speeding 21 - 25 MPH over limit	$2713	$462
Open container	$2789	$464
Operating a vehicle without permission	$2981	$507
At-fault accident - $1000-$2000	$3057	$510
At-fault accident - greater than $2000	$3057	$520
Reckless driving	$3693	$615
Refusal to submit to a chemical test	$3755	$639
DUI	$3938	$657
Racing	$3969	$675
Leaving scene of an accident/hit and run	$4000	$667
Driving with a suspended license	$4016	$682

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kenner after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kenner.

The cheapest car insurance premiums in Kenner are offered by Louisiana Farm Bureau at $430 for a six-month policy. However, it can be as expensive as $1042 with companies like AAA.

Kenner car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$430	$74
Farm Bureau	$1471	$245
Southern Farm Bureau	$1770	$301
Progressive	$2015	$339
USAA	$2744	$462
Safeway	$2750	$463
State Farm	$2828	$476
Allstate	$3433	$578
AAA	$1042	$177

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kenner are offered by Louisiana Farm Bureau at $352. However, it can be as expensive as $2460 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Kenner after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$352	$59
State Farm	$1196	$201
Farm Bureau	$1256	$214
Progressive	$1671	$281
USAA	$1840	$312
Safeway	$2268	$378
Allstate	$2460	$418

Car Insurance Price Trends in Kenner, Louisiana

Car insurance rates in Kenner have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kenner rose by $392 in December compared to $391 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Kenner rose to $110 in December, compared to $107 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Kenner?

The car insurance in Kenner is $50 per month, which is lower than the national average.

What is the cheapest car insurance in Kenner?

The cheapest car insurance in Kenner is $104 per month for full coverage.

How much is car insurance in Kenner for teenagers?

Car insurance for teenagers costs $490 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kenner?

The average cost of car insurance is $1524 for a six-month policy. It will cost around $330 per month to insure your car in Kenner.

Is car insurance expensive in Kenner?

Car insurance can be expensive in Kenner if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kenner can be affordable.

What is the best car insurance in Kenner, LA?

The best car insurance company in Kenner LA is Louisiana Farm Bureau, offering $628 for a six-month policy.