Cheapest Car Insurance Quotes in Kenner

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Kenner Car Insurance

^$ 50

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kenner

The car insurance rate in Kenner is $2180 for a six-month policy, which is $490 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $628, making it a popular choice for budget-conscious drivers. Rates in Kenner can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kenner

$2180

Avg. Car Insurance in Louisiana

$1690

National Average

$1278

Cheapest Car Insurance Companies in Kenner

1st place: Louisiana Farm Bureau

At $628 for a six month policy, Louisiana Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Southern Farm Bureau

Southern Farm Bureau offers auto insurance rates at $1425 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $1892 for six months, making it the third cheapest auto insurance company in Kenner.

Kenner Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kenner, LA is Louisiana Farm Bureau, offering policies at just $628 for a six-month term. This is followed by Southern Farm Bureau, which has an average six-month premium of $1425.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $3057 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kenner drivers find the best deals.

Cheap Car Insurance Companies in Kenner, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$628	$107
Southern Farm Bureau	$1425	$237
USAA	$1892	$319
Progressive	$2130	$359
Farm Bureau	$2223	$374
State Farm	$2345	$395
Safeway	$2398	$404
SafeAuto	$2437	$406
Encompass	$2491	$423
Allstate	$2966	$499
AAA	$3057	$520

Key Takeaways

Way's key takeaways about car insurance in Kenner

The auto insurance costs in Kenner fall around $628 for six months.
The cheapest auto insurance company in Kenner is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Kenner at $1544 per month.

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Cheapest Minimum Liability Car Insurance in Kenner

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kenner are given below.

Louisiana Farm Bureau provides the cheapest minimum car insurance coverage in Kenner. Their Average 6 Month Premium is $299. Safeway is the most expensive at $935 for the same period.

Cheapest Liability Coverage in Kenner, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$299	$50
Southern Farm Bureau	$498	$85
USAA	$628	$106
Progressive	$644	$108
State Farm	$675	$114
Farm Bureau	$774	$130
AAA	$797	$133
Allstate	$805	$135
SafeAuto	$873	$146
Safeway	$935	$157

Cheapest Full Coverage Car Insurance in Kenner

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kenner is Louisiana Farm Bureau at $107 per month and $628 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kenner, LA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$628	$107
Southern Farm Bureau	$1425	$237
USAA	$1892	$319
Progressive	$2130	$359
Farm Bureau	$2223	$374
State Farm	$2345	$395
Safeway	$2398	$404
SafeAuto	$2437	$406
Encompass	$2491	$423
Allstate	$2966	$499
AAA	$3057	$520

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Average Car Insurance in Kenner by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kenner, LA increasing?

Despite maintaining a clean driving record, your car insurance rates in Kenner, Louisiana, may be increasing due to several external factors. Louisiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kenner's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kenner

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1287
30s	USAA	$1045
40s	USAA	$962
50s	USAA	$920
60s	USAA	$982
70s	USAA	$1006

Cheapest Car Insurance Rates for Teen Drivers in Kenner,LA

If you are planning to get a car insurance policy for your teenage dependent, Louisiana Farm Bureau provides the cheapest car insurance in the Kenner at $81 per month. At $9080 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$490	$81
State Farm	$3732	$628
USAA	$3985	$664
Safeway	$6091	$1036
Allstate	$6774	$1129
Progressive	$7034	$1184
Farm Bureau	$7970	$1329
AAA	$9080	$1544

Teen Car Insurance Rates in LA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Kenner.

As young drivers face the highest rates in Kenner, USAA offers the cheapest auto insurance rates at $1287 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kenner, Louisiana Farm Bureau is the cheapest car insurance provider. At $537 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kenner is State Farm, offering rates of around $11939 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$537	$92
Allstate	$2283	$381
Progressive	$2559	$431
USAA	$2598	$433
Safeway	$2606	$442
Farm Bureau	$4942	$824
AAA	$8674	$1474
State Farm	$11939	$1989

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Car Insurance Rates with An Accident in Kenner

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kenner, LA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kenner

The cheapest car insurance companies after an at-fault accident in Kenner include Louisiana Farm Bureau and State Farm, offering $391 and $1533, respectively. AAA is an expensive provider with an average six-month premium of $4897.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$391	$65
State Farm	$1533	$258
USAA	$1725	$290
Progressive	$1892	$319
Safeway	$2207	$372
Farm Bureau	$2390	$406
Allstate	$2429	$409
AAA	$4897	$832

Kenner Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kenner LA. For example, the car insurance in Kenner after a DUI increases to $1824 for a six month policy. While the rate increases by $529 for a six-month policy in the case of a speeding ticket.

Kenner auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2114	$352
One Med/PIP claim	$2114	$360
Two Med/PIP claims	$2138	$356
Not-at-fault accident	$2145	$365
One comp claim	$2153	$359
Two comp claims	$2230	$379
Failure to wear a seat belt	$2491	$415
Failure to show documents	$2521	$428
Child safety restraint	$2559	$427
Driving without lights	$2559	$435
Driving with expired registration	$2606	$435
Driving too slowly	$2643	$449
Speeding 11 - 15 MPH over limit	$2643	$441
Speeding 16 - 20 MPH over limit	$2643	$449
Speeding 6 - 10 MPH over limit	$2643	$441
Speeding in school zone	$2643	$449
In 65 MPH zone	$2651	$442
Cell phone violation	$2674	$454
Texting while driving	$2674	$446
Wrong way/wrong lane	$2674	$454
At-fault accident - less than $1000	$2690	$448
Failure to stop at a red light	$2690	$458
Failure to yield	$2690	$448
Following too closely	$2690	$458
Illegal turn	$2690	$448
Improper passing	$2690	$458
Passing school bus	$2713	$452
Speeding 21 - 25 MPH over limit	$2713	$462
Open container	$2789	$464
Operating a vehicle without permission	$2981	$507
At-fault accident - $1000-$2000	$3057	$510
At-fault accident - greater than $2000	$3057	$520
Reckless driving	$3693	$615
Refusal to submit to a chemical test	$3755	$639
DUI	$3938	$657
Racing	$3969	$675
Leaving scene of an accident/hit and run	$4000	$667
Driving with a suspended license	$4016	$682

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kenner after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kenner.

The cheapest car insurance premiums in Kenner are offered by Louisiana Farm Bureau at $430 for a six-month policy. However, it can be as expensive as $4529 with companies like AAA.

Kenner car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$430	$71
Southern Farm Bureau	$1770	$301
Progressive	$2161	$364
Farm Bureau	$2390	$406
USAA	$2919	$491
Safeway	$3019	$508
State Farm	$3364	$566
Allstate	$3693	$622
AAA	$4529	$755

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kenner are offered by Louisiana Farm Bureau at $352. However, it can be as expensive as $4253 with companies like AAA for a similar six-month premium.

Cheapest Car Insurance in Kenner after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Louisiana Farm Bureau	$352	$59
State Farm	$1579	$266
Progressive	$1908	$321
USAA	$2069	$352
Farm Bureau	$2390	$399
Safeway	$2659	$452
Allstate	$2973	$495
AAA	$4253	$724

Car Insurance Price Trends in Kenner, Louisiana

Car insurance rates in Kenner have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kenner rose by $480 in February compared to $392 of January. In other words, there has been an increase by $88 when you compare February and January.

The average cost of liability insurance in the Kenner rose to $115 in February, compared to $110 in January. This represents an increase of $5 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in Kenner?

The car insurance in Kenner is $50 per month, which is lower than the national average.

What is the cheapest car insurance in Kenner?

The cheapest car insurance in Kenner is $107 per month for full coverage.

How much is car insurance in Kenner for teenagers?

Car insurance for teenagers costs $490 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kenner?

The average cost of car insurance is $1690 for a six-month policy. It will cost around $366 per month to insure your car in Kenner.

Is car insurance expensive in Kenner?

Car insurance can be expensive in Kenner if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kenner can be affordable.

What is the best car insurance in Kenner, LA?

The best car insurance company in Kenner LA is Louisiana Farm Bureau, offering $628 for a six-month policy.