Cheapest Car Insurance Quotes in Buzzards Bay

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Buzzards Bay Car Insurance

^$ 18

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Buzzards Bay

The car insurance rate in Buzzards Bay is $1578 for a six-month policy, which is $46 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $459, making it a popular choice for budget-conscious drivers. Rates in Buzzards Bay can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Buzzards Bay

$1578

Avg. Car Insurance in Massachusetts

$1532

National Average

$1140

Cheapest Car Insurance Companies in Buzzards Bay

1st place: Safety Group

At $459 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $539 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Safety

Safety offers auto insurance rates at $685 for six months, making it the third cheapest auto insurance company in Buzzards Bay.

Buzzards Bay Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Buzzards Bay, MA is Safety Group, offering policies at just $459 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $539.

At the higher end of the spectrum, Amica Mutual is the most expensive, with rates reaching $5115 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Buzzards Bay drivers find the best deals.

Cheap Car Insurance Companies in Buzzards Bay, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$459	$76
Vermont Mutual	$539	$92
Safety	$685	$114
American Family	$770	$130
Hanover	$851	$143
Arbella	$863	$146
State Farm	$936	$158
Norfolk & Dedham	$1028	$175
Farmers	$1083	$180
Norfolk & Dedham Mutl Fire Ins	$1089	$185
Travelers	$1217	$203
Plymouth Rock	$1413	$238
Progressive	$2056	$346
USAA	$2747	$462
Allstate	$4411	$743
Amica Mutual	$5115	$869

Key Takeaways

Way's key takeaways about car insurance in Buzzards Bay

The auto insurance costs in Buzzards Bay fall around $459 for six months.
The cheapest auto insurance company in Buzzards Bay is State Farm.
Teen drivers pay the highest rate in Buzzards Bay at $794 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Buzzards Bay

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Buzzards Bay are given below.

State Farm provides the cheapest minimum car insurance coverage in Buzzards Bay. Their Average 6 Month Premium is $104. Allstate is the most expensive at $471 for the same period.

Cheapest Liability Coverage in Buzzards Bay, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$104	$18
Safety Group	$147	$25
Vermont Mutual	$153	$26
American Family	$183	$31
Hanover	$208	$35
Plymouth Rock	$227	$38
Amica Mutual	$245	$41
Chubb	$245	$41
USAA	$263	$44
Norfolk & Dedham Mutl Fire Ins	$269	$45
Farmers	$281	$47
Safety	$294	$49
Norfolk & Dedham	$300	$50
The Hanover	$300	$50
Amica	$306	$52
Arbella	$318	$55
Travelers	$337	$57
Progressive	$453	$76
Allstate	$471	$78

Cheapest Full Coverage Car Insurance in Buzzards Bay

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Buzzards Bay is Safety Group at $76 per month and $459 for six months.

Cheapest Full Coverage Car Insurance Quotes in Buzzards Bay, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$459	$76
Vermont Mutual	$539	$92
Safety	$685	$114
American Family	$770	$130
Hanover	$851	$143
Arbella	$863	$146
State Farm	$936	$158
Norfolk & Dedham	$1028	$175
Farmers	$1083	$180
Norfolk & Dedham Mutl Fire Ins	$1089	$185
Travelers	$1217	$203
Plymouth Rock	$1413	$238
Progressive	$2056	$346
USAA	$2747	$462
Allstate	$4411	$743
Amica Mutual	$5115	$869

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Average Car Insurance in Buzzards Bay by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Buzzards Bay, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in Buzzards Bay, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Buzzards Bay's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Buzzards Bay

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$370
30s	State Farm	$299
40s	State Farm	$299
50s	State Farm	$299
60s	State Farm	$264
70s	State Farm	$228

Cheapest Car Insurance Rates for Teen Drivers in Buzzards Bay,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the Buzzards Bay at $27 per month. At $4668 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$159	$27
Vermont Mutual	$171	$29
Hanover	$196	$33
American Family	$214	$36
Safety	$275	$46
Farmers	$318	$55
State Farm	$459	$77
Plymouth Rock	$734	$124
USAA	$1126	$190
Amica Mutual	$2497	$424
Progressive	$3145	$524
Allstate	$4668	$794

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in Buzzards Bay.

As young drivers face the highest rates in Buzzards Bay, State Farm offers the cheapest auto insurance rates at $370 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Buzzards Bay.

Car Insurance Rates with An Accident in Buzzards Bay

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Buzzards Bay, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Buzzards Bay

The cheapest car insurance companies after an at-fault accident in Buzzards Bay include American Family and Safety Group, offering $251 and $281, respectively. Allstate is an expensive provider with an average six-month premium of $2104.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$251	$42
Safety Group	$281	$47
Vermont Mutual	$287	$48
State Farm	$306	$52
Norfolk & Dedham	$483	$80
The Hanover	$520	$89
Plymouth Rock	$562	$95
Arbella	$703	$118
Safety	$741	$125
USAA	$857	$144
Travelers	$1138	$192
Hanover	$1157	$195
Progressive	$1303	$219
Amica Mutual	$1365	$232
Farmers	$1994	$333
Allstate	$2104	$357

Buzzards Bay Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Buzzards Bay MA. For example, the car insurance in Buzzards Bay after a DUI increases to $765 for a six month policy. While the rate increases by $202 for a six-month policy in the case of a speeding ticket.

Buzzards Bay auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$814	$136
One Med/PIP claim	$814	$138
Not-at-fault accident	$838	$140
One comp claim	$838	$142
Two Med/PIP claims	$838	$140
Two comp claims	$868	$147
At-fault accident - less than $1000	$899	$150
Child safety restraint	$930	$159
Driving without lights	$930	$155
Failure to wear a seat belt	$942	$161
Cell phone violation	$1009	$168
Texting while driving	$1009	$172
Driving too slowly	$1016	$169
Failure to stop at a red light	$1016	$173
Failure to yield	$1016	$169
Following too closely	$1016	$173
Illegal turn	$1016	$169
Improper passing	$1016	$173
Speeding 11 - 15 MPH over limit	$1016	$169
Speeding 16 - 20 MPH over limit	$1016	$173
Speeding 6 - 10 MPH over limit	$1016	$169
Speeding in school zone	$1016	$173
Wrong way/wrong lane	$1016	$169
In 65 MPH zone	$1022	$174
Speeding 21 - 25 MPH over limit	$1022	$170
Operating a vehicle without permission	$1028	$175
Passing school bus	$1071	$178
At-fault accident - $1000-$2000	$1261	$214
Failure to show documents	$1284	$214
At-fault accident - greater than $2000	$1291	$219
Driving with expired registration	$1297	$216
Open container	$1371	$233
Reckless driving	$1480	$247
Refusal to submit to a chemical test	$1511	$256
Driving with a suspended license	$1573	$262
Racing	$1573	$268
DUI	$1579	$263
Leaving scene of an accident/hit and run	$1597	$272

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Buzzards Bay after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Buzzards Bay.

The cheapest car insurance premiums in Buzzards Bay are offered by American Family at $306 for a six-month policy. However, it can be as expensive as $2612 with companies like Allstate.

Buzzards Bay car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$306	$52
Safety Group	$337	$58
Vermont Mutual	$349	$58
State Farm	$373	$63
Plymouth Rock	$679	$114
Progressive	$747	$126
Hanover	$949	$160
Arbella	$1028	$173
USAA	$1456	$245
Safety	$1523	$259
Amica Mutual	$1781	$297
Travelers	$1866	$317
Farmers	$2312	$385
Allstate	$2612	$444

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Buzzards Bay are offered by State Farm at $135. However, it can be as expensive as $1609 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Buzzards Bay after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$135	$23
Safety Group	$177	$30
Vermont Mutual	$202	$34
American Family	$251	$42
Plymouth Rock	$606	$102
Safety	$857	$145
Arbella	$863	$144
USAA	$887	$150
Hanover	$1059	$178
Progressive	$1132	$193
Farmers	$1365	$228
Travelers	$1609	$274

Car Insurance Price Trends in Buzzards Bay, Massachusetts

Car insurance rates in Buzzards Bay have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Buzzards Bay dipped by $225 in December compared to $229 of November. In other words, there has been an decrease by $4 when you compare December and November.

The average cost of liability insurance in the Buzzards Bay rose to $44 in December, compared to $43 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Buzzards Bay?

The car insurance in Buzzards Bay is $18 per month, which is lower than the national average.

What is the cheapest car insurance in Buzzards Bay?

The cheapest car insurance in Buzzards Bay is $76 per month for full coverage.

How much is car insurance in Buzzards Bay for teenagers?

Car insurance for teenagers costs $159 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Buzzards Bay?

The average cost of car insurance is $1532 for a six-month policy. It will cost around $266 per month to insure your car in Buzzards Bay.

Is car insurance expensive in Buzzards Bay?

Car insurance can be expensive in Buzzards Bay if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Buzzards Bay can be affordable.

Cheapest Car Insurance Quotes in Buzzards Bay

Why you can trust Way?

How Much Is Car Insurance in Buzzards Bay

Avg. Car Insurance in Buzzards Bay

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in Buzzards Bay

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: Safety

Buzzards Bay Car Insurance Rates by Company

Cheap Car Insurance Companies in Buzzards Bay, MA

Way's key takeaways about car insurance in Buzzards Bay

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Buzzards Bay

Cheapest Liability Coverage in Buzzards Bay, MA

Cheapest Full Coverage Car Insurance in Buzzards Bay

Cheapest Full Coverage Car Insurance Quotes in Buzzards Bay, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Buzzards Bay by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Buzzards Bay, MA increasing?

Car Insurance Premiums by Age in Buzzards Bay

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Buzzards Bay,MA

If you are in your twenties State Farm is the best choice for car insurance in Buzzards Bay.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Buzzards Bay

Cheapest Car Insurance Companies after an At-Fault Accident in Buzzards Bay

Buzzards Bay Car Insurance Rates by Violation

Buzzards Bay auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Buzzards Bay after a DUI

Buzzards Bay car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Buzzards Bay after Speeding ticket

Car Insurance Price Trends in Buzzards Bay, Massachusetts

Average Car Insurance Cost in Buzzards Bay by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Buzzards Bay, MA

Car Insurance Rates by State in the USA (2025 Update)

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