Cheapest Car Insurance Quotes in Hanscom AFB

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Hanscom AFB Car Insurance

^$ 16

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hanscom AFB

The car insurance rate in Hanscom AFB is $1486 for a six-month policy, which is $46 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $433, making it a popular choice for budget-conscious drivers. Rates in Hanscom AFB can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hanscom AFB

$1486

Avg. Car Insurance in Massachusetts

$1532

National Average

$1140

Cheapest Car Insurance Companies in Hanscom AFB

1st place: Safety Group

At $433 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $507 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Safety

Safety offers auto insurance rates at $645 for six months, making it the third cheapest auto insurance company in Hanscom AFB.

Hanscom AFB Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hanscom AFB, MA is Safety Group, offering policies at just $433 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $507.

At the higher end of the spectrum, Amica Mutual is the most expensive, with rates reaching $4817 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hanscom AFB drivers find the best deals.

Cheap Car Insurance Companies in Hanscom AFB, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$433	$72
Vermont Mutual	$507	$86
Safety	$645	$108
American Family	$726	$122
Hanover	$801	$135
Arbella	$813	$138
State Farm	$882	$148
Norfolk & Dedham	$968	$165
Farmers	$1019	$170
Norfolk & Dedham Mutl Fire Ins	$1025	$175
Travelers	$1147	$191
Plymouth Rock	$1331	$224
Progressive	$1936	$326
USAA	$2587	$436
Allstate	$4155	$699
Amica Mutual	$4817	$819

Key Takeaways

Way's key takeaways about car insurance in Hanscom AFB

The auto insurance costs in Hanscom AFB fall around $433 for six months.
The cheapest auto insurance company in Hanscom AFB is State Farm.
Teen drivers pay the highest rate in Hanscom AFB at $748 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Hanscom AFB

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hanscom AFB are given below.

State Farm provides the cheapest minimum car insurance coverage in Hanscom AFB. Their Average 6 Month Premium is $98. Allstate is the most expensive at $443 for the same period.

Cheapest Liability Coverage in Hanscom AFB, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$98	$16
Safety Group	$139	$23
Vermont Mutual	$145	$24
American Family	$173	$29
Hanover	$196	$33
Plymouth Rock	$213	$36
Amica Mutual	$231	$39
Chubb	$231	$39
USAA	$247	$42
Norfolk & Dedham Mutl Fire Ins	$253	$43
Farmers	$265	$45
Safety	$276	$47
Norfolk & Dedham	$282	$48
The Hanover	$282	$48
Amica	$288	$49
Arbella	$300	$51
Travelers	$317	$53
Progressive	$427	$72
Allstate	$443	$74

Cheapest Full Coverage Car Insurance in Hanscom AFB

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hanscom AFB is Safety Group at $72 per month and $433 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hanscom AFB, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$433	$72
Vermont Mutual	$507	$86
Safety	$645	$108
American Family	$726	$122
Hanover	$801	$135
Arbella	$813	$138
State Farm	$882	$148
Norfolk & Dedham	$968	$165
Farmers	$1019	$170
Norfolk & Dedham Mutl Fire Ins	$1025	$175
Travelers	$1147	$191
Plymouth Rock	$1331	$224
Progressive	$1936	$326
USAA	$2587	$436
Allstate	$4155	$699
Amica Mutual	$4817	$819

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Average Car Insurance in Hanscom AFB by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hanscom AFB, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in Hanscom AFB, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hanscom AFB's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hanscom AFB

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$348
30s	State Farm	$281
40s	State Farm	$281
50s	State Farm	$281
60s	State Farm	$248
70s	State Farm	$214

Cheapest Car Insurance Rates for Teen Drivers in Hanscom AFB,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the Hanscom AFB at $25 per month. At $4396 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$149	$25
Vermont Mutual	$161	$27
Hanover	$184	$31
American Family	$202	$34
Safety	$259	$44
Farmers	$300	$51
State Farm	$433	$73
Plymouth Rock	$692	$116
USAA	$1060	$178
Amica Mutual	$2351	$400
Progressive	$2961	$494
Allstate	$4396	$748

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in Hanscom AFB.

As young drivers face the highest rates in Hanscom AFB, State Farm offers the cheapest auto insurance rates at $348 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Hanscom AFB.

Car Insurance Rates with An Accident in Hanscom AFB

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hanscom AFB, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hanscom AFB

The cheapest car insurance companies after an at-fault accident in Hanscom AFB include American Family and Safety Group, offering $237 and $265, respectively. Allstate is an expensive provider with an average six-month premium of $1982.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$237	$40
Safety Group	$265	$45
Vermont Mutual	$271	$46
State Farm	$288	$49
Norfolk & Dedham	$455	$76
The Hanover	$490	$83
Plymouth Rock	$530	$89
Arbella	$663	$112
Safety	$697	$117
USAA	$807	$136
Travelers	$1072	$180
Hanover	$1089	$183
Progressive	$1227	$207
Amica Mutual	$1285	$218
Farmers	$1878	$313
Allstate	$1982	$337

Hanscom AFB Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hanscom AFB MA. For example, the car insurance in Hanscom AFB after a DUI increases to $721 for a six month policy. While the rate increases by $190 for a six-month policy in the case of a speeding ticket.

Hanscom AFB auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$766	$128
One Med/PIP claim	$766	$130
Not-at-fault accident	$790	$132
One comp claim	$790	$134
Two Med/PIP claims	$790	$132
Two comp claims	$818	$139
At-fault accident - less than $1000	$847	$142
Child safety restraint	$876	$149
Driving without lights	$876	$146
Failure to wear a seat belt	$888	$151
Cell phone violation	$951	$158
Texting while driving	$951	$162
Driving too slowly	$956	$159
Failure to stop at a red light	$956	$163
Failure to yield	$956	$159
Following too closely	$956	$163
Illegal turn	$956	$159
Improper passing	$956	$163
Speeding 11 - 15 MPH over limit	$956	$159
Speeding 16 - 20 MPH over limit	$956	$163
Speeding 6 - 10 MPH over limit	$956	$159
Speeding in school zone	$956	$163
Wrong way/wrong lane	$956	$159
In 65 MPH zone	$962	$164
Speeding 21 - 25 MPH over limit	$962	$160
Operating a vehicle without permission	$968	$165
Passing school bus	$1009	$168
At-fault accident - $1000-$2000	$1187	$202
Failure to show documents	$1210	$202
At-fault accident - greater than $2000	$1215	$207
Driving with expired registration	$1221	$204
Open container	$1291	$219
Reckless driving	$1394	$233
Refusal to submit to a chemical test	$1423	$242
Driving with a suspended license	$1481	$246
Racing	$1481	$252
DUI	$1487	$247
Leaving scene of an accident/hit and run	$1504	$256

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hanscom AFB after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hanscom AFB.

The cheapest car insurance premiums in Hanscom AFB are offered by American Family at $288 for a six-month policy. However, it can be as expensive as $2460 with companies like Allstate.

Hanscom AFB car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$288	$49
Safety Group	$317	$54
Vermont Mutual	$329	$54
State Farm	$351	$59
Plymouth Rock	$639	$108
Progressive	$703	$118
Hanover	$893	$150
Arbella	$968	$163
USAA	$1372	$231
Safety	$1435	$243
Amica Mutual	$1677	$279
Travelers	$1758	$299
Farmers	$2178	$363
Allstate	$2460	$418

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hanscom AFB are offered by State Farm at $127. However, it can be as expensive as $1515 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Hanscom AFB after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$127	$21
Safety Group	$167	$28
Vermont Mutual	$190	$32
American Family	$237	$40
Plymouth Rock	$570	$96
Safety	$807	$137
Arbella	$813	$136
USAA	$835	$142
Hanover	$997	$168
Progressive	$1066	$181
Farmers	$1285	$214
Travelers	$1515	$258

Car Insurance Price Trends in Hanscom AFB, Massachusetts

Car insurance rates in Hanscom AFB have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hanscom AFB dipped by $211 in December compared to $215 of November. In other words, there has been an decrease by $4 when you compare December and November.

The average cost of liability insurance in the Hanscom AFB rose to $42 in December, compared to $41 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Hanscom AFB?

The car insurance in Hanscom AFB is $16 per month, which is lower than the national average.

What is the cheapest car insurance in Hanscom AFB?

The cheapest car insurance in Hanscom AFB is $72 per month for full coverage.

How much is car insurance in Hanscom AFB for teenagers?

Car insurance for teenagers costs $149 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hanscom AFB?

The average cost of car insurance is $1532 for a six-month policy. It will cost around $250 per month to insure your car in Hanscom AFB.

Is car insurance expensive in Hanscom AFB?

Car insurance can be expensive in Hanscom AFB if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hanscom AFB can be affordable.

Cheapest Car Insurance Quotes in Hanscom AFB

Why you can trust Way?

How Much Is Car Insurance in Hanscom AFB

Avg. Car Insurance in Hanscom AFB

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in Hanscom AFB

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: Safety

Hanscom AFB Car Insurance Rates by Company

Cheap Car Insurance Companies in Hanscom AFB, MA

Way's key takeaways about car insurance in Hanscom AFB

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hanscom AFB

Cheapest Liability Coverage in Hanscom AFB, MA

Cheapest Full Coverage Car Insurance in Hanscom AFB

Cheapest Full Coverage Car Insurance Quotes in Hanscom AFB, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hanscom AFB by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hanscom AFB, MA increasing?

Car Insurance Premiums by Age in Hanscom AFB

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hanscom AFB,MA

If you are in your twenties State Farm is the best choice for car insurance in Hanscom AFB.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hanscom AFB

Cheapest Car Insurance Companies after an At-Fault Accident in Hanscom AFB

Hanscom AFB Car Insurance Rates by Violation

Hanscom AFB auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hanscom AFB after a DUI

Hanscom AFB car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hanscom AFB after Speeding ticket

Car Insurance Price Trends in Hanscom AFB, Massachusetts

Average Car Insurance Cost in Hanscom AFB by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hanscom AFB, MA

Car Insurance Rates by State in the USA (2025 Update)

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