Cheapest Car Insurance Quotes in Littleton Common

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Littleton Common Car Insurance

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Littleton Common

The car insurance rate in Littleton Common is $1295 for a six-month policy, which is $211 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $384, making it a popular choice for budget-conscious drivers. Rates in Littleton Common can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Littleton Common

$1295

Avg. Car Insurance in Massachusetts

$1506

National Average

$1278

Cheapest Car Insurance Companies in Littleton Common

1st place: Safety Group

At $384 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $450 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $643 for six months, making it the third cheapest auto insurance company in Littleton Common.

Littleton Common Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Littleton Common, MA is Safety Group, offering policies at just $384 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $450.

At the higher end of the spectrum, Norfolk & Dedham Mutl Fire Ins is the most expensive, with rates reaching $909 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Littleton Common drivers find the best deals.

Cheap Car Insurance Companies in Littleton Common, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$384	$64
Vermont Mutual	$450	$77
American Family	$643	$108
Hanover	$766	$129
State Farm	$782	$132
Safety	$787	$134
Arbella	$832	$138
Norfolk & Dedham	$858	$146
Norfolk and Dedham Mutual Fire Insurance Company	$909	$151
Farmers	$1017	$173
Travelers	$1185	$198
Plymouth Rock	$1201	$202
Progressive	$1747	$294
USAA	$2340	$394
Allstate	$2947	$496
Amica Mutual	$4271	$726
Norfolk & Dedham Mutl Fire Ins	$909	$155

Key Takeaways

Way's key takeaways about car insurance in Littleton Common

The auto insurance costs in Littleton Common fall around $384 for six months.
The cheapest auto insurance company in Littleton Common is State Farm.
Teen drivers pay the highest rate in Littleton Common at $649 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Littleton Common

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Littleton Common are given below.

State Farm provides the cheapest minimum car insurance coverage in Littleton Common. Their Average 6 Month Premium is $87. Norfolk & Dedham Mutl Fire Ins is the most expensive at $224 for the same period.

Cheapest Liability Coverage in Littleton Common, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$87	$15
Safety Group	$123	$21
Vermont Mutual	$128	$22
American Family	$153	$26
Amica Mutual	$205	$34
Chubb	$205	$34
Plymouth Rock	$205	$34
Norfolk and Dedham Mutual Fire Insurance Company	$224	$38
USAA	$240	$40
Hanover	$245	$41
Norfolk & Dedham	$250	$42
The Hanover	$250	$42
Amica	$255	$43
Farmers	$266	$46
Safety	$301	$51
Travelers	$332	$56
Arbella	$342	$57
Progressive	$414	$70
Allstate	$531	$89
Norfolk & Dedham Mutl Fire Ins	$224	$38

Cheapest Full Coverage Car Insurance in Littleton Common

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Littleton Common is Safety Group at $64 per month and $384 for six months.

Cheapest Full Coverage Car Insurance Quotes in Littleton Common, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$384	$64
Vermont Mutual	$450	$77
American Family	$643	$108
Hanover	$766	$129
State Farm	$782	$132
Safety	$787	$134
Arbella	$832	$138
Norfolk & Dedham	$858	$146
Norfolk and Dedham Mutual Fire Insurance Company	$909	$151
Farmers	$1017	$173
Travelers	$1185	$198
Plymouth Rock	$1201	$202
Progressive	$1747	$294
USAA	$2340	$394
Allstate	$2947	$496
Amica Mutual	$4271	$726
Norfolk & Dedham Mutl Fire Ins	$909	$155

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Average Car Insurance in Littleton Common by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Littleton Common, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in Littleton Common, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Littleton Common's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Littleton Common

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$314
30s	State Farm	$254
40s	State Farm	$254
50s	State Farm	$254
60s	State Farm	$224
70s	State Farm	$194

Cheapest Car Insurance Rates for Teen Drivers in Littleton Common,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the Littleton Common at $22 per month. At $3898 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$132	$22
Vermont Mutual	$143	$24
Hanover	$163	$28
American Family	$179	$30
Safety	$230	$39
Farmers	$266	$44
State Farm	$384	$65
Plymouth Rock	$613	$103
USAA	$940	$158
Amica Mutual	$2085	$347
Progressive	$2626	$446
Allstate	$3898	$649

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in Littleton Common.

As young drivers face the highest rates in Littleton Common, State Farm offers the cheapest auto insurance rates at $314 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Littleton Common.

Car Insurance Rates with An Accident in Littleton Common

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Littleton Common, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Littleton Common

The cheapest car insurance companies after an at-fault accident in Littleton Common include American Family and Safety Group, offering $210 and $235, respectively. Allstate is an expensive provider with an average six-month premium of $2094.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$210	$35
Safety Group	$235	$40
Vermont Mutual	$240	$40
State Farm	$255	$43
Norfolk & Dedham	$403	$67
The Hanover	$434	$74
Plymouth Rock	$490	$83
Arbella	$654	$110
USAA	$766	$129
Safety	$812	$137
Hanover	$1067	$180
Travelers	$1098	$185
Amica Mutual	$1140	$190
Progressive	$1185	$200
Farmers	$1875	$312
Allstate	$2094	$353

Littleton Common Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Littleton Common MA. For example, the car insurance in Littleton Common after a DUI increases to $639 for a six month policy. While the rate increases by $169 for a six-month policy in the case of a speeding ticket.

Littleton Common auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$679	$114
One Med/PIP claim	$679	$115
Not-at-fault accident	$700	$117
One comp claim	$700	$119
Two Med/PIP claims	$700	$117
Two comp claims	$725	$123
At-fault accident - less than $1000	$751	$126
Child safety restraint	$777	$132
Driving without lights	$777	$129
Failure to wear a seat belt	$787	$134
Cell phone violation	$843	$140
Texting while driving	$843	$144
Driving too slowly	$848	$141
Failure to stop at a red light	$848	$144
Failure to yield	$848	$141
Following too closely	$848	$144
Illegal turn	$848	$141
Improper passing	$848	$144
Speeding 11 - 15 MPH over limit	$848	$141
Speeding 16 - 20 MPH over limit	$848	$144
Speeding 6 - 10 MPH over limit	$848	$141
Speeding in school zone	$848	$144
Wrong way/wrong lane	$848	$141
In 65 MPH zone	$853	$145
Speeding 21 - 25 MPH over limit	$853	$142
Operating a vehicle without permission	$858	$146
Passing school bus	$894	$149
At-fault accident - $1000-$2000	$1053	$179
Failure to show documents	$1072	$179
At-fault accident - greater than $2000	$1078	$183
Driving with expired registration	$1083	$181
Open container	$1145	$194
Reckless driving	$1236	$206
Refusal to submit to a chemical test	$1262	$214
Driving with a suspended license	$1313	$218
Racing	$1313	$224
DUI	$1318	$219
Leaving scene of an accident/hit and run	$1333	$227

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Littleton Common after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Littleton Common.

The cheapest car insurance premiums in Littleton Common are offered by American Family at $255 for a six-month policy. However, it can be as expensive as $2595 with companies like Allstate.

Littleton Common car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$255	$43
Safety Group	$281	$48
Vermont Mutual	$292	$48
State Farm	$311	$52
Plymouth Rock	$608	$102
Progressive	$659	$111
Hanover	$879	$148
Arbella	$955	$161
USAA	$1303	$219
Amica Mutual	$1487	$253
Travelers	$1834	$305
Safety	$1895	$323
Farmers	$2176	$363
Allstate	$2595	$437

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Littleton Common are offered by State Farm at $113. However, it can be as expensive as $1569 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Littleton Common after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$113	$19
Safety Group	$148	$25
Vermont Mutual	$169	$28
American Family	$210	$35
Plymouth Rock	$582	$98
Arbella	$832	$142
USAA	$853	$142
Hanover	$980	$165
Safety	$1027	$171
Progressive	$1109	$188
Farmers	$1282	$213
Allstate	$1477	$251
Travelers	$1569	$261

Car Insurance Price Trends in Littleton Common, Massachusetts

Car insurance rates in Littleton Common have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Littleton Common rose by $198 in February compared to $187 of January. In other words, there has been an increase by $11 when you compare February and January.

The average cost of liability insurance in the Littleton Common rose to $43 in February, compared to $37 in January. This represents an increase of $6 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in Littleton Common?

The car insurance in Littleton Common is $15 per month, which is lower than the national average.

What is the cheapest car insurance in Littleton Common?

The cheapest car insurance in Littleton Common is $64 per month for full coverage.

How much is car insurance in Littleton Common for teenagers?

Car insurance for teenagers costs $132 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Littleton Common?

The average cost of car insurance is $1506 for a six-month policy. It will cost around $218 per month to insure your car in Littleton Common.

Is car insurance expensive in Littleton Common?

Car insurance can be expensive in Littleton Common if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Littleton Common can be affordable.

Cheapest Car Insurance Quotes in Littleton Common

Why you can trust Way?

How Much Is Car Insurance in Littleton Common

Avg. Car Insurance in Littleton Common

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in Littleton Common

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: American Family

Littleton Common Car Insurance Rates by Company

Cheap Car Insurance Companies in Littleton Common, MA

Way's key takeaways about car insurance in Littleton Common

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Littleton Common

Cheapest Liability Coverage in Littleton Common, MA

Cheapest Full Coverage Car Insurance in Littleton Common

Cheapest Full Coverage Car Insurance Quotes in Littleton Common, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Littleton Common by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Littleton Common, MA increasing?

Car Insurance Premiums by Age in Littleton Common

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Littleton Common,MA

If you are in your twenties State Farm is the best choice for car insurance in Littleton Common.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Littleton Common

Cheapest Car Insurance Companies after an At-Fault Accident in Littleton Common

Littleton Common Car Insurance Rates by Violation

Littleton Common auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Littleton Common after a DUI

Littleton Common car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Littleton Common after Speeding ticket

Car Insurance Price Trends in Littleton Common, Massachusetts

Average Car Insurance Cost in Littleton Common by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Littleton Common, MA

Car Insurance Rates by State in the USA (2025 Update)

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