Cheapest Car Insurance Quotes in Turners Falls

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Turners Falls Car Insurance

^$ 15

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Turners Falls

The car insurance rate in Turners Falls is $1318 for a six-month policy, which is $214 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $384, making it a popular choice for budget-conscious drivers. Rates in Turners Falls can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Turners Falls

$1318

Avg. Car Insurance in Massachusetts

$1532

National Average

$1140

Cheapest Car Insurance Companies in Turners Falls

1st place: Safety Group

At $384 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $450 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Safety

Safety offers auto insurance rates at $572 for six months, making it the third cheapest auto insurance company in Turners Falls.

Turners Falls Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Turners Falls, MA is Safety Group, offering policies at just $384 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $450.

At the higher end of the spectrum, Amica Mutual is the most expensive, with rates reaching $4271 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Turners Falls drivers find the best deals.

Cheap Car Insurance Companies in Turners Falls, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$384	$64
Vermont Mutual	$450	$77
Safety	$572	$95
American Family	$643	$108
Hanover	$710	$120
Arbella	$721	$122
State Farm	$782	$132
Norfolk & Dedham	$858	$146
Farmers	$904	$151
Norfolk & Dedham Mutl Fire Ins	$909	$155
Travelers	$1017	$169
Plymouth Rock	$1180	$199
Progressive	$1717	$289
USAA	$2294	$386
Allstate	$3683	$620
Amica Mutual	$4271	$726

Key Takeaways

Way's key takeaways about car insurance in Turners Falls

The auto insurance costs in Turners Falls fall around $384 for six months.
The cheapest auto insurance company in Turners Falls is State Farm.
Teen drivers pay the highest rate in Turners Falls at $663 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Turners Falls

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Turners Falls are given below.

State Farm provides the cheapest minimum car insurance coverage in Turners Falls. Their Average 6 Month Premium is $87. Allstate is the most expensive at $393 for the same period.

Cheapest Liability Coverage in Turners Falls, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$87	$15
Safety Group	$123	$21
Vermont Mutual	$128	$22
American Family	$153	$26
Hanover	$174	$29
Plymouth Rock	$189	$32
Amica Mutual	$205	$34
Chubb	$205	$34
USAA	$219	$37
Norfolk & Dedham Mutl Fire Ins	$224	$38
Farmers	$235	$40
Safety	$245	$41
Norfolk & Dedham	$250	$42
The Hanover	$250	$42
Amica	$255	$43
Arbella	$266	$46
Travelers	$281	$47
Progressive	$378	$64
Allstate	$393	$65

Cheapest Full Coverage Car Insurance in Turners Falls

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Turners Falls is Safety Group at $64 per month and $384 for six months.

Cheapest Full Coverage Car Insurance Quotes in Turners Falls, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$384	$64
Vermont Mutual	$450	$77
Safety	$572	$95
American Family	$643	$108
Hanover	$710	$120
Arbella	$721	$122
State Farm	$782	$132
Norfolk & Dedham	$858	$146
Farmers	$904	$151
Norfolk & Dedham Mutl Fire Ins	$909	$155
Travelers	$1017	$169
Plymouth Rock	$1180	$199
Progressive	$1717	$289
USAA	$2294	$386
Allstate	$3683	$620
Amica Mutual	$4271	$726

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Average Car Insurance in Turners Falls by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Turners Falls, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in Turners Falls, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Turners Falls's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Turners Falls

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$309
30s	State Farm	$249
40s	State Farm	$249
50s	State Farm	$249
60s	State Farm	$220
70s	State Farm	$190

Cheapest Car Insurance Rates for Teen Drivers in Turners Falls,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the Turners Falls at $22 per month. At $3898 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$132	$22
Vermont Mutual	$143	$24
Hanover	$163	$28
American Family	$179	$30
Safety	$230	$39
Farmers	$266	$46
State Farm	$384	$65
Plymouth Rock	$613	$103
USAA	$940	$158
Amica Mutual	$2085	$354
Progressive	$2626	$438
Allstate	$3898	$663

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in Turners Falls.

As young drivers face the highest rates in Turners Falls, State Farm offers the cheapest auto insurance rates at $309 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Turners Falls.

Car Insurance Rates with An Accident in Turners Falls

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Turners Falls, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Turners Falls

The cheapest car insurance companies after an at-fault accident in Turners Falls include American Family and Safety Group, offering $210 and $235, respectively. Allstate is an expensive provider with an average six-month premium of $1757.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$210	$35
Safety Group	$235	$40
Vermont Mutual	$240	$40
State Farm	$255	$43
Norfolk & Dedham	$403	$67
The Hanover	$434	$74
Plymouth Rock	$470	$79
Arbella	$587	$99
Safety	$618	$104
USAA	$716	$120
Travelers	$950	$160
Hanover	$966	$163
Progressive	$1088	$183
Amica Mutual	$1140	$194
Farmers	$1665	$278
Allstate	$1757	$298

Turners Falls Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Turners Falls MA. For example, the car insurance in Turners Falls after a DUI increases to $639 for a six month policy. While the rate increases by $169 for a six-month policy in the case of a speeding ticket.

Turners Falls auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$679	$114
One Med/PIP claim	$679	$115
Not-at-fault accident	$700	$117
One comp claim	$700	$119
Two Med/PIP claims	$700	$117
Two comp claims	$725	$123
At-fault accident - less than $1000	$751	$126
Child safety restraint	$777	$132
Driving without lights	$777	$129
Failure to wear a seat belt	$787	$134
Cell phone violation	$843	$140
Texting while driving	$843	$144
Driving too slowly	$848	$141
Failure to stop at a red light	$848	$144
Failure to yield	$848	$141
Following too closely	$848	$144
Illegal turn	$848	$141
Improper passing	$848	$144
Speeding 11 - 15 MPH over limit	$848	$141
Speeding 16 - 20 MPH over limit	$848	$144
Speeding 6 - 10 MPH over limit	$848	$141
Speeding in school zone	$848	$144
Wrong way/wrong lane	$848	$141
In 65 MPH zone	$853	$145
Speeding 21 - 25 MPH over limit	$853	$142
Operating a vehicle without permission	$858	$146
Passing school bus	$894	$149
At-fault accident - $1000-$2000	$1053	$179
Failure to show documents	$1072	$179
At-fault accident - greater than $2000	$1078	$183
Driving with expired registration	$1083	$181
Open container	$1145	$194
Reckless driving	$1236	$206
Refusal to submit to a chemical test	$1262	$214
Driving with a suspended license	$1313	$218
Racing	$1313	$224
DUI	$1318	$219
Leaving scene of an accident/hit and run	$1333	$227

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Turners Falls after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Turners Falls.

The cheapest car insurance premiums in Turners Falls are offered by American Family at $255 for a six-month policy. However, it can be as expensive as $2181 with companies like Allstate.

Turners Falls car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$255	$43
Safety Group	$281	$48
Vermont Mutual	$292	$48
State Farm	$311	$52
Plymouth Rock	$567	$95
Progressive	$624	$105
Hanover	$792	$133
Arbella	$858	$144
USAA	$1216	$205
Safety	$1272	$216
Amica Mutual	$1487	$248
Travelers	$1558	$265
Farmers	$1931	$322
Allstate	$2181	$371

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Turners Falls are offered by State Farm at $113. However, it can be as expensive as $1343 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Turners Falls after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$113	$19
Safety Group	$148	$25
Vermont Mutual	$169	$28
American Family	$210	$35
Plymouth Rock	$506	$85
Safety	$716	$121
Arbella	$721	$120
USAA	$740	$126
Hanover	$884	$149
Progressive	$945	$161
Farmers	$1140	$190
Travelers	$1343	$229

Car Insurance Price Trends in Turners Falls, Massachusetts

Car insurance rates in Turners Falls have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Turners Falls dipped by $187 in December compared to $191 of November. In other words, there has been an decrease by $4 when you compare December and November.

The average cost of liability insurance in the Turners Falls rose to $37 in December, compared to $36 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Turners Falls?

The car insurance in Turners Falls is $15 per month, which is lower than the national average.

What is the cheapest car insurance in Turners Falls?

The cheapest car insurance in Turners Falls is $64 per month for full coverage.

How much is car insurance in Turners Falls for teenagers?

Car insurance for teenagers costs $132 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Turners Falls?

The average cost of car insurance is $1532 for a six-month policy. It will cost around $222 per month to insure your car in Turners Falls.

Is car insurance expensive in Turners Falls?

Car insurance can be expensive in Turners Falls if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Turners Falls can be affordable.

Cheapest Car Insurance Quotes in Turners Falls

Why you can trust Way?

How Much Is Car Insurance in Turners Falls

Avg. Car Insurance in Turners Falls

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in Turners Falls

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: Safety

Turners Falls Car Insurance Rates by Company

Cheap Car Insurance Companies in Turners Falls, MA

Way's key takeaways about car insurance in Turners Falls

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Turners Falls

Cheapest Liability Coverage in Turners Falls, MA

Cheapest Full Coverage Car Insurance in Turners Falls

Cheapest Full Coverage Car Insurance Quotes in Turners Falls, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Turners Falls by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Turners Falls, MA increasing?

Car Insurance Premiums by Age in Turners Falls

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Turners Falls,MA

If you are in your twenties State Farm is the best choice for car insurance in Turners Falls.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Turners Falls

Cheapest Car Insurance Companies after an At-Fault Accident in Turners Falls

Turners Falls Car Insurance Rates by Violation

Turners Falls auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Turners Falls after a DUI

Turners Falls car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Turners Falls after Speeding ticket

Car Insurance Price Trends in Turners Falls, Massachusetts

Average Car Insurance Cost in Turners Falls by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Turners Falls, MA

Car Insurance Rates by State in the USA (2025 Update)

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