Cheapest Car Insurance Quotes in East Douglas

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East Douglas Car Insurance

^$ 16

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Douglas

The car insurance rate in East Douglas is $1416 for a six-month policy, which is $90 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $419, making it a popular choice for budget-conscious drivers. Rates in East Douglas can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Douglas

$1416

Avg. Car Insurance in Massachusetts

$1506

National Average

$1278

Cheapest Car Insurance Companies in East Douglas

1st place: Safety Group

At $419 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $492 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $703 for six months, making it the third cheapest auto insurance company in East Douglas.

East Douglas Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Douglas, MA is Safety Group, offering policies at just $419 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $492.

At the higher end of the spectrum, Norfolk & Dedham Mutl Fire Ins is the most expensive, with rates reaching $994 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Douglas drivers find the best deals.

Cheap Car Insurance Companies in East Douglas, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$419	$70
Vermont Mutual	$492	$84
American Family	$703	$118
Hanover	$838	$141
State Farm	$854	$144
Safety	$860	$147
Arbella	$910	$151
Norfolk & Dedham	$938	$160
Norfolk and Dedham Mutual Fire Insurance Company	$994	$165
Farmers	$1111	$189
Travelers	$1295	$216
Plymouth Rock	$1312	$221
Progressive	$1909	$321
USAA	$2558	$431
Allstate	$3221	$542
Amica Mutual	$4668	$793
Norfolk & Dedham Mutl Fire Ins	$994	$169

Key Takeaways

Way's key takeaways about car insurance in East Douglas

The auto insurance costs in East Douglas fall around $419 for six months.
The cheapest auto insurance company in East Douglas is State Farm.
Teen drivers pay the highest rate in East Douglas at $710 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in East Douglas

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Douglas are given below.

State Farm provides the cheapest minimum car insurance coverage in East Douglas. Their Average 6 Month Premium is $95. Norfolk & Dedham Mutl Fire Ins is the most expensive at $245 for the same period.

Cheapest Liability Coverage in East Douglas, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$95	$16
Safety Group	$134	$23
Vermont Mutual	$140	$24
American Family	$167	$28
Amica Mutual	$224	$38
Chubb	$224	$38
Plymouth Rock	$224	$38
Norfolk and Dedham Mutual Fire Insurance Company	$245	$41
USAA	$262	$44
Hanover	$268	$45
Norfolk & Dedham	$274	$46
The Hanover	$274	$46
Amica	$279	$47
Farmers	$290	$50
Safety	$329	$55
Travelers	$363	$61
Arbella	$374	$62
Progressive	$452	$76
Allstate	$581	$98
Norfolk & Dedham Mutl Fire Ins	$245	$41

Cheapest Full Coverage Car Insurance in East Douglas

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Douglas is Safety Group at $70 per month and $419 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Douglas, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$419	$70
Vermont Mutual	$492	$84
American Family	$703	$118
Hanover	$838	$141
State Farm	$854	$144
Safety	$860	$147
Arbella	$910	$151
Norfolk & Dedham	$938	$160
Norfolk and Dedham Mutual Fire Insurance Company	$994	$165
Farmers	$1111	$189
Travelers	$1295	$216
Plymouth Rock	$1312	$221
Progressive	$1909	$321
USAA	$2558	$431
Allstate	$3221	$542
Amica Mutual	$4668	$793
Norfolk & Dedham Mutl Fire Ins	$994	$169

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Average Car Insurance in East Douglas by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Douglas, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in East Douglas, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Douglas's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Douglas

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$343
30s	State Farm	$277
40s	State Farm	$277
50s	State Farm	$277
60s	State Farm	$244
70s	State Farm	$212

Cheapest Car Insurance Rates for Teen Drivers in East Douglas,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the East Douglas at $24 per month. At $4260 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$145	$24
Vermont Mutual	$156	$26
Hanover	$179	$30
American Family	$196	$33
Safety	$251	$42
Farmers	$290	$48
State Farm	$419	$71
Plymouth Rock	$670	$113
USAA	$1027	$173
Amica Mutual	$2279	$380
Progressive	$2870	$488
Allstate	$4260	$710

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in East Douglas.

As young drivers face the highest rates in East Douglas, State Farm offers the cheapest auto insurance rates at $343 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in East Douglas.

Car Insurance Rates with An Accident in East Douglas

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Douglas, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Douglas

The cheapest car insurance companies after an at-fault accident in East Douglas include American Family and Safety Group, offering $229 and $257, respectively. Allstate is an expensive provider with an average six-month premium of $2289.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$229	$39
Safety Group	$257	$43
Vermont Mutual	$262	$44
State Farm	$279	$47
Norfolk & Dedham	$441	$73
The Hanover	$475	$81
Plymouth Rock	$536	$90
Arbella	$714	$120
USAA	$838	$141
Safety	$887	$149
Hanover	$1167	$196
Travelers	$1200	$202
Amica Mutual	$1246	$208
Progressive	$1295	$218
Farmers	$2049	$341
Allstate	$2289	$385

East Douglas Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Douglas MA. For example, the car insurance in East Douglas after a DUI increases to $698 for a six month policy. While the rate increases by $184 for a six-month policy in the case of a speeding ticket.

East Douglas auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$743	$124
One Med/PIP claim	$743	$126
Not-at-fault accident	$765	$128
One comp claim	$765	$130
Two Med/PIP claims	$765	$128
Two comp claims	$792	$134
At-fault accident - less than $1000	$821	$137
Child safety restraint	$849	$145
Driving without lights	$849	$141
Failure to wear a seat belt	$860	$147
Cell phone violation	$921	$153
Texting while driving	$921	$157
Driving too slowly	$927	$154
Failure to stop at a red light	$927	$158
Failure to yield	$927	$154
Following too closely	$927	$158
Illegal turn	$927	$154
Improper passing	$927	$158
Speeding 11 - 15 MPH over limit	$927	$154
Speeding 16 - 20 MPH over limit	$927	$158
Speeding 6 - 10 MPH over limit	$927	$154
Speeding in school zone	$927	$158
Wrong way/wrong lane	$927	$154
In 65 MPH zone	$932	$159
Speeding 21 - 25 MPH over limit	$932	$155
Operating a vehicle without permission	$938	$160
Passing school bus	$978	$163
At-fault accident - $1000-$2000	$1151	$196
Failure to show documents	$1172	$196
At-fault accident - greater than $2000	$1178	$200
Driving with expired registration	$1183	$197
Open container	$1251	$212
Reckless driving	$1351	$226
Refusal to submit to a chemical test	$1379	$234
Driving with a suspended license	$1435	$239
Racing	$1435	$244
DUI	$1441	$240
Leaving scene of an accident/hit and run	$1457	$248

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Douglas after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Douglas.

The cheapest car insurance premiums in East Douglas are offered by American Family at $279 for a six-month policy. However, it can be as expensive as $2837 with companies like Allstate.

East Douglas car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$279	$47
Safety Group	$307	$53
Vermont Mutual	$319	$53
State Farm	$340	$57
Plymouth Rock	$665	$112
Progressive	$720	$121
Hanover	$961	$162
Arbella	$1044	$176
USAA	$1424	$240
Amica Mutual	$1625	$276
Travelers	$2004	$334
Safety	$2072	$353
Farmers	$2378	$397
Allstate	$2837	$478

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Douglas are offered by State Farm at $123. However, it can be as expensive as $1715 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in East Douglas after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$123	$21
Safety Group	$162	$27
Vermont Mutual	$184	$31
American Family	$229	$39
Plymouth Rock	$636	$107
Arbella	$910	$155
USAA	$932	$155
Hanover	$1072	$180
Safety	$1122	$187
Progressive	$1212	$206
Farmers	$1402	$233
Allstate	$1614	$274
Travelers	$1715	$286

Car Insurance Price Trends in East Douglas, Massachusetts

Car insurance rates in East Douglas have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Douglas rose by $216 in February compared to $205 of January. In other words, there has been an increase by $11 when you compare February and January.

The average cost of liability insurance in the East Douglas rose to $47 in February, compared to $40 in January. This represents an increase of $7 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in East Douglas?

The car insurance in East Douglas is $16 per month, which is lower than the national average.

What is the cheapest car insurance in East Douglas?

The cheapest car insurance in East Douglas is $70 per month for full coverage.

How much is car insurance in East Douglas for teenagers?

Car insurance for teenagers costs $145 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Douglas?

The average cost of car insurance is $1506 for a six-month policy. It will cost around $239 per month to insure your car in East Douglas.

Is car insurance expensive in East Douglas?

Car insurance can be expensive in East Douglas if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Douglas can be affordable.

Cheapest Car Insurance Quotes in East Douglas

Why you can trust Way?

How Much Is Car Insurance in East Douglas

Avg. Car Insurance in East Douglas

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in East Douglas

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: American Family

East Douglas Car Insurance Rates by Company

Cheap Car Insurance Companies in East Douglas, MA

Way's key takeaways about car insurance in East Douglas

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in East Douglas

Cheapest Liability Coverage in East Douglas, MA

Cheapest Full Coverage Car Insurance in East Douglas

Cheapest Full Coverage Car Insurance Quotes in East Douglas, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in East Douglas by Rating Factor

I have a clean driving record. Why is my car insurance rate here in East Douglas, MA increasing?

Car Insurance Premiums by Age in East Douglas

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in East Douglas,MA

If you are in your twenties State Farm is the best choice for car insurance in East Douglas.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in East Douglas

Cheapest Car Insurance Companies after an At-Fault Accident in East Douglas

East Douglas Car Insurance Rates by Violation

East Douglas auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in East Douglas after a DUI

East Douglas car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in East Douglas after Speeding ticket

Car Insurance Price Trends in East Douglas, Massachusetts

Average Car Insurance Cost in East Douglas by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near East Douglas, MA

Car Insurance Rates by State in the USA (2025 Update)

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