Cheapest Car Insurance Quotes in Mansfield Center

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Mansfield Center Car Insurance

^$ 16

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Mansfield Center

The car insurance rate in Mansfield Center is $1446 for a six-month policy, which is $60 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $428, making it a popular choice for budget-conscious drivers. Rates in Mansfield Center can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Mansfield Center

$1446

Avg. Car Insurance in Massachusetts

$1506

National Average

$1278

Cheapest Car Insurance Companies in Mansfield Center

1st place: Safety Group

At $428 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $502 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $718 for six months, making it the third cheapest auto insurance company in Mansfield Center.

Mansfield Center Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Mansfield Center, MA is Safety Group, offering policies at just $428 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $502.

At the higher end of the spectrum, Norfolk & Dedham Mutl Fire Ins is the most expensive, with rates reaching $1015 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mansfield Center drivers find the best deals.

Cheap Car Insurance Companies in Mansfield Center, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$428	$71
Vermont Mutual	$502	$85
American Family	$718	$121
Hanover	$855	$144
State Farm	$873	$147
Safety	$878	$150
Arbella	$929	$155
Norfolk & Dedham	$958	$163
Norfolk and Dedham Mutual Fire Insurance Company	$1015	$169
Farmers	$1135	$193
Travelers	$1323	$221
Plymouth Rock	$1340	$226
Progressive	$1950	$328
USAA	$2612	$440
Allstate	$3290	$554
Amica Mutual	$4767	$810
Norfolk & Dedham Mutl Fire Ins	$1015	$173

Key Takeaways

Way's key takeaways about car insurance in Mansfield Center

The auto insurance costs in Mansfield Center fall around $428 for six months.
The cheapest auto insurance company in Mansfield Center is State Farm.
Teen drivers pay the highest rate in Mansfield Center at $725 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Mansfield Center

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mansfield Center are given below.

State Farm provides the cheapest minimum car insurance coverage in Mansfield Center. Their Average 6 Month Premium is $97. Norfolk & Dedham Mutl Fire Ins is the most expensive at $251 for the same period.

Cheapest Liability Coverage in Mansfield Center, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$97	$16
Safety Group	$137	$23
Vermont Mutual	$143	$24
American Family	$171	$29
Amica Mutual	$228	$38
Chubb	$228	$38
Plymouth Rock	$228	$38
Norfolk and Dedham Mutual Fire Insurance Company	$251	$42
USAA	$268	$45
Hanover	$274	$46
Norfolk & Dedham	$279	$47
The Hanover	$279	$47
Amica	$285	$48
Farmers	$297	$51
Safety	$336	$57
Travelers	$371	$62
Arbella	$382	$63
Progressive	$462	$78
Allstate	$593	$100
Norfolk & Dedham Mutl Fire Ins	$251	$42

Cheapest Full Coverage Car Insurance in Mansfield Center

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mansfield Center is Safety Group at $71 per month and $428 for six months.

Cheapest Full Coverage Car Insurance Quotes in Mansfield Center, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$428	$71
Vermont Mutual	$502	$85
American Family	$718	$121
Hanover	$855	$144
State Farm	$873	$147
Safety	$878	$150
Arbella	$929	$155
Norfolk & Dedham	$958	$163
Norfolk and Dedham Mutual Fire Insurance Company	$1015	$169
Farmers	$1135	$193
Travelers	$1323	$221
Plymouth Rock	$1340	$226
Progressive	$1950	$328
USAA	$2612	$440
Allstate	$3290	$554
Amica Mutual	$4767	$810
Norfolk & Dedham Mutl Fire Ins	$1015	$173

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Average Car Insurance in Mansfield Center by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Mansfield Center, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in Mansfield Center, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Mansfield Center's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Mansfield Center

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$350
30s	State Farm	$283
40s	State Farm	$283
50s	State Farm	$283
60s	State Farm	$250
70s	State Farm	$216

Cheapest Car Insurance Rates for Teen Drivers in Mansfield Center,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the Mansfield Center at $25 per month. At $4351 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$148	$25
Vermont Mutual	$159	$27
Hanover	$182	$31
American Family	$200	$34
Safety	$256	$43
Farmers	$297	$49
State Farm	$428	$72
Plymouth Rock	$684	$115
USAA	$1049	$177
Amica Mutual	$2327	$388
Progressive	$2931	$498
Allstate	$4351	$725

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in Mansfield Center.

As young drivers face the highest rates in Mansfield Center, State Farm offers the cheapest auto insurance rates at $350 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Mansfield Center.

Car Insurance Rates with An Accident in Mansfield Center

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Mansfield Center, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Mansfield Center

The cheapest car insurance companies after an at-fault accident in Mansfield Center include American Family and Safety Group, offering $234 and $262, respectively. Allstate is an expensive provider with an average six-month premium of $2338.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$234	$39
Safety Group	$262	$44
Vermont Mutual	$268	$45
State Farm	$285	$48
Norfolk & Dedham	$450	$75
The Hanover	$485	$83
Plymouth Rock	$547	$92
Arbella	$730	$123
USAA	$855	$144
Safety	$906	$153
Hanover	$1191	$201
Travelers	$1226	$206
Amica Mutual	$1272	$212
Progressive	$1323	$223
Farmers	$2093	$348
Allstate	$2338	$394

Mansfield Center Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mansfield Center MA. For example, the car insurance in Mansfield Center after a DUI increases to $714 for a six month policy. While the rate increases by $189 for a six-month policy in the case of a speeding ticket.

Mansfield Center auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$758	$127
One Med/PIP claim	$758	$129
Not-at-fault accident	$781	$131
One comp claim	$781	$132
Two Med/PIP claims	$781	$131
Two comp claims	$809	$137
At-fault accident - less than $1000	$838	$140
Child safety restraint	$867	$148
Driving without lights	$867	$144
Failure to wear a seat belt	$878	$150
Cell phone violation	$941	$156
Texting while driving	$941	$160
Driving too slowly	$947	$157
Failure to stop at a red light	$947	$161
Failure to yield	$947	$157
Following too closely	$947	$161
Illegal turn	$947	$157
Improper passing	$947	$161
Speeding 11 - 15 MPH over limit	$947	$157
Speeding 16 - 20 MPH over limit	$947	$161
Speeding 6 - 10 MPH over limit	$947	$157
Speeding in school zone	$947	$161
Wrong way/wrong lane	$947	$157
In 65 MPH zone	$952	$162
Speeding 21 - 25 MPH over limit	$952	$158
Operating a vehicle without permission	$958	$163
Passing school bus	$998	$166
At-fault accident - $1000-$2000	$1175	$200
Failure to show documents	$1197	$200
At-fault accident - greater than $2000	$1203	$204
Driving with expired registration	$1209	$202
Open container	$1278	$217
Reckless driving	$1380	$230
Refusal to submit to a chemical test	$1408	$239
Driving with a suspended license	$1466	$244
Racing	$1466	$250
DUI	$1472	$245
Leaving scene of an accident/hit and run	$1488	$253

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Mansfield Center after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Mansfield Center.

The cheapest car insurance premiums in Mansfield Center are offered by American Family at $285 for a six-month policy. However, it can be as expensive as $2897 with companies like Allstate.

Mansfield Center car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$285	$48
Safety Group	$314	$54
Vermont Mutual	$325	$54
State Farm	$348	$59
Plymouth Rock	$679	$114
Progressive	$735	$124
Hanover	$981	$165
Arbella	$1067	$180
USAA	$1454	$245
Amica Mutual	$1660	$282
Travelers	$2047	$341
Safety	$2116	$360
Farmers	$2429	$405
Allstate	$2897	$488

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Mansfield Center are offered by State Farm at $126. However, it can be as expensive as $1751 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Mansfield Center after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$126	$21
Safety Group	$165	$28
Vermont Mutual	$188	$32
American Family	$234	$39
Plymouth Rock	$650	$109
Arbella	$929	$158
USAA	$952	$158
Hanover	$1094	$184
Safety	$1146	$191
Progressive	$1237	$210
Farmers	$1431	$238
Allstate	$1648	$280
Travelers	$1751	$292

Car Insurance Price Trends in Mansfield Center, Massachusetts

Car insurance rates in Mansfield Center have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Mansfield Center rose by $221 in February compared to $209 of January. In other words, there has been an increase by $12 when you compare February and January.

The average cost of liability insurance in the Mansfield Center rose to $48 in February, compared to $41 in January. This represents an increase of $7 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in Mansfield Center?

The car insurance in Mansfield Center is $16 per month, which is lower than the national average.

What is the cheapest car insurance in Mansfield Center?

The cheapest car insurance in Mansfield Center is $71 per month for full coverage.

How much is car insurance in Mansfield Center for teenagers?

Car insurance for teenagers costs $148 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Mansfield Center?

The average cost of car insurance is $1506 for a six-month policy. It will cost around $244 per month to insure your car in Mansfield Center.

Is car insurance expensive in Mansfield Center?

Car insurance can be expensive in Mansfield Center if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Mansfield Center can be affordable.

Cheapest Car Insurance Quotes in Mansfield Center

Why you can trust Way?

How Much Is Car Insurance in Mansfield Center

Avg. Car Insurance in Mansfield Center

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in Mansfield Center

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: American Family

Mansfield Center Car Insurance Rates by Company

Cheap Car Insurance Companies in Mansfield Center, MA

Way's key takeaways about car insurance in Mansfield Center

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Mansfield Center

Cheapest Liability Coverage in Mansfield Center, MA

Cheapest Full Coverage Car Insurance in Mansfield Center

Cheapest Full Coverage Car Insurance Quotes in Mansfield Center, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Mansfield Center by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Mansfield Center, MA increasing?

Car Insurance Premiums by Age in Mansfield Center

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Mansfield Center,MA

If you are in your twenties State Farm is the best choice for car insurance in Mansfield Center.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Mansfield Center

Cheapest Car Insurance Companies after an At-Fault Accident in Mansfield Center

Mansfield Center Car Insurance Rates by Violation

Mansfield Center auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Mansfield Center after a DUI

Mansfield Center car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Mansfield Center after Speeding ticket

Car Insurance Price Trends in Mansfield Center, Massachusetts

Average Car Insurance Cost in Mansfield Center by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Mansfield Center, MA

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources