Cheapest Car Insurance Quotes in North Eastham

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North Eastham Car Insurance

^$ 14

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in North Eastham

The car insurance rate in North Eastham is $1235 for a six-month policy, which is $271 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $366, making it a popular choice for budget-conscious drivers. Rates in North Eastham can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in North Eastham

$1235

Avg. Car Insurance in Massachusetts

$1506

National Average

$1278

Cheapest Car Insurance Companies in North Eastham

1st place: Safety Group

At $366 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $429 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $613 for six months, making it the third cheapest auto insurance company in North Eastham.

North Eastham Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in North Eastham, MA is Safety Group, offering policies at just $366 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $429.

At the higher end of the spectrum, Norfolk & Dedham Mutl Fire Ins is the most expensive, with rates reaching $867 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help North Eastham drivers find the best deals.

Cheap Car Insurance Companies in North Eastham, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$366	$61
Vermont Mutual	$429	$73
American Family	$613	$103
Hanover	$731	$123
State Farm	$745	$125
Safety	$750	$128
Arbella	$794	$132
Norfolk & Dedham	$818	$139
Norfolk and Dedham Mutual Fire Insurance Company	$867	$144
Farmers	$969	$165
Travelers	$1130	$189
Plymouth Rock	$1145	$193
Progressive	$1665	$280
USAA	$2231	$376
Allstate	$2810	$473
Amica Mutual	$4072	$692
Norfolk & Dedham Mutl Fire Ins	$867	$148

Key Takeaways

Way's key takeaways about car insurance in North Eastham

The auto insurance costs in North Eastham fall around $366 for six months.
The cheapest auto insurance company in North Eastham is State Farm.
Teen drivers pay the highest rate in North Eastham at $619 per month.

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Cheapest Minimum Liability Car Insurance in North Eastham

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in North Eastham are given below.

State Farm provides the cheapest minimum car insurance coverage in North Eastham. Their Average 6 Month Premium is $83. Norfolk & Dedham Mutl Fire Ins is the most expensive at $214 for the same period.

Cheapest Liability Coverage in North Eastham, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$83	$14
Safety Group	$117	$20
Vermont Mutual	$122	$21
American Family	$146	$25
Amica Mutual	$195	$33
Chubb	$195	$33
Plymouth Rock	$195	$33
Norfolk and Dedham Mutual Fire Insurance Company	$214	$36
USAA	$229	$39
Hanover	$234	$39
Norfolk & Dedham	$239	$40
The Hanover	$239	$40
Amica	$244	$41
Farmers	$253	$43
Safety	$287	$48
Travelers	$317	$53
Arbella	$326	$54
Progressive	$394	$66
Allstate	$507	$85
Norfolk & Dedham Mutl Fire Ins	$214	$36

Cheapest Full Coverage Car Insurance in North Eastham

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in North Eastham is Safety Group at $61 per month and $366 for six months.

Cheapest Full Coverage Car Insurance Quotes in North Eastham, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$366	$61
Vermont Mutual	$429	$73
American Family	$613	$103
Hanover	$731	$123
State Farm	$745	$125
Safety	$750	$128
Arbella	$794	$132
Norfolk & Dedham	$818	$139
Norfolk and Dedham Mutual Fire Insurance Company	$867	$144
Farmers	$969	$165
Travelers	$1130	$189
Plymouth Rock	$1145	$193
Progressive	$1665	$280
USAA	$2231	$376
Allstate	$2810	$473
Amica Mutual	$4072	$692
Norfolk & Dedham Mutl Fire Ins	$867	$148

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Average Car Insurance in North Eastham by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in North Eastham, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in North Eastham, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, North Eastham's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in North Eastham

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$299
30s	State Farm	$242
40s	State Farm	$242
50s	State Farm	$242
60s	State Farm	$213
70s	State Farm	$185

Cheapest Car Insurance Rates for Teen Drivers in North Eastham,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the North Eastham at $21 per month. At $3716 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$126	$21
Vermont Mutual	$136	$23
Hanover	$156	$26
American Family	$171	$29
Safety	$219	$37
Farmers	$253	$42
State Farm	$366	$61
Plymouth Rock	$585	$98
USAA	$896	$151
Amica Mutual	$1988	$331
Progressive	$2503	$426
Allstate	$3716	$619

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in North Eastham.

As young drivers face the highest rates in North Eastham, State Farm offers the cheapest auto insurance rates at $299 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in North Eastham.

Car Insurance Rates with An Accident in North Eastham

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In North Eastham, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in North Eastham

The cheapest car insurance companies after an at-fault accident in North Eastham include American Family and Safety Group, offering $200 and $224, respectively. Allstate is an expensive provider with an average six-month premium of $1997.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$200	$34
Safety Group	$224	$38
Vermont Mutual	$229	$39
State Farm	$244	$41
Norfolk & Dedham	$385	$64
The Hanover	$414	$71
Plymouth Rock	$467	$79
Arbella	$623	$105
USAA	$731	$123
Safety	$774	$130
Hanover	$1018	$171
Travelers	$1047	$176
Amica Mutual	$1087	$181
Progressive	$1130	$190
Farmers	$1788	$298
Allstate	$1997	$336

North Eastham Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in North Eastham MA. For example, the car insurance in North Eastham after a DUI increases to $609 for a six month policy. While the rate increases by $161 for a six-month policy in the case of a speeding ticket.

North Eastham auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$648	$108
One Med/PIP claim	$648	$110
Not-at-fault accident	$667	$112
One comp claim	$667	$113
Two Med/PIP claims	$667	$112
Two comp claims	$691	$117
At-fault accident - less than $1000	$716	$120
Child safety restraint	$740	$126
Driving without lights	$740	$123
Failure to wear a seat belt	$750	$128
Cell phone violation	$804	$134
Texting while driving	$804	$137
Driving too slowly	$809	$134
Failure to stop at a red light	$809	$138
Failure to yield	$809	$134
Following too closely	$809	$138
Illegal turn	$809	$134
Improper passing	$809	$138
Speeding 11 - 15 MPH over limit	$809	$134
Speeding 16 - 20 MPH over limit	$809	$138
Speeding 6 - 10 MPH over limit	$809	$134
Speeding in school zone	$809	$138
Wrong way/wrong lane	$809	$134
In 65 MPH zone	$813	$139
Speeding 21 - 25 MPH over limit	$813	$135
Operating a vehicle without permission	$818	$139
Passing school bus	$853	$142
At-fault accident - $1000-$2000	$1004	$171
Failure to show documents	$1023	$171
At-fault accident - greater than $2000	$1027	$175
Driving with expired registration	$1032	$172
Open container	$1091	$185
Reckless driving	$1178	$197
Refusal to submit to a chemical test	$1203	$204
Driving with a suspended license	$1252	$208
Racing	$1252	$213
DUI	$1257	$209
Leaving scene of an accident/hit and run	$1271	$216

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in North Eastham after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in North Eastham.

The cheapest car insurance premiums in North Eastham are offered by American Family at $244 for a six-month policy. However, it can be as expensive as $2475 with companies like Allstate.

North Eastham car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$244	$41
Safety Group	$268	$46
Vermont Mutual	$278	$46
State Farm	$297	$50
Plymouth Rock	$580	$98
Progressive	$628	$106
Hanover	$838	$141
Arbella	$911	$153
USAA	$1242	$209
Amica Mutual	$1418	$241
Travelers	$1748	$291
Safety	$1807	$308
Farmers	$2075	$346
Allstate	$2475	$417

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in North Eastham are offered by State Farm at $107. However, it can be as expensive as $1496 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in North Eastham after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$107	$18
Safety Group	$141	$24
Vermont Mutual	$161	$27
American Family	$200	$34
Plymouth Rock	$555	$93
Arbella	$794	$135
USAA	$813	$135
Hanover	$935	$157
Safety	$979	$163
Progressive	$1057	$180
Farmers	$1223	$203
Allstate	$1408	$239
Travelers	$1496	$249

Car Insurance Price Trends in North Eastham, Massachusetts

Car insurance rates in North Eastham have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the North Eastham rose by $189 in February compared to $179 of January. In other words, there has been an increase by $10 when you compare February and January.

The average cost of liability insurance in the North Eastham rose to $41 in February, compared to $35 in January. This represents an increase of $6 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in North Eastham?

The car insurance in North Eastham is $14 per month, which is lower than the national average.

What is the cheapest car insurance in North Eastham?

The cheapest car insurance in North Eastham is $61 per month for full coverage.

How much is car insurance in North Eastham for teenagers?

Car insurance for teenagers costs $126 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in North Eastham?

The average cost of car insurance is $1506 for a six-month policy. It will cost around $208 per month to insure your car in North Eastham.

Is car insurance expensive in North Eastham?

Car insurance can be expensive in North Eastham if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in North Eastham can be affordable.

Cheapest Car Insurance Quotes in North Eastham

Why you can trust Way?

How Much Is Car Insurance in North Eastham

Avg. Car Insurance in North Eastham

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in North Eastham

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: American Family

North Eastham Car Insurance Rates by Company

Cheap Car Insurance Companies in North Eastham, MA

Way's key takeaways about car insurance in North Eastham

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in North Eastham

Cheapest Liability Coverage in North Eastham, MA

Cheapest Full Coverage Car Insurance in North Eastham

Cheapest Full Coverage Car Insurance Quotes in North Eastham, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in North Eastham by Rating Factor

I have a clean driving record. Why is my car insurance rate here in North Eastham, MA increasing?

Car Insurance Premiums by Age in North Eastham

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in North Eastham,MA

If you are in your twenties State Farm is the best choice for car insurance in North Eastham.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in North Eastham

Cheapest Car Insurance Companies after an At-Fault Accident in North Eastham

North Eastham Car Insurance Rates by Violation

North Eastham auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in North Eastham after a DUI

North Eastham car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in North Eastham after Speeding ticket

Car Insurance Price Trends in North Eastham, Massachusetts

Average Car Insurance Cost in North Eastham by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near North Eastham, MA

Car Insurance Rates by State in the USA (2025 Update)

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