Cheapest Car Insurance Quotes in Green Harbor

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Green Harbor Car Insurance

^$ 18

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Green Harbor

The car insurance rate in Green Harbor is $1639 for a six-month policy, which is $107 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $477, making it a popular choice for budget-conscious drivers. Rates in Green Harbor can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Green Harbor

$1639

Avg. Car Insurance in Massachusetts

$1532

National Average

$1140

Cheapest Car Insurance Companies in Green Harbor

1st place: Safety Group

At $477 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $560 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Safety

Safety offers auto insurance rates at $712 for six months, making it the third cheapest auto insurance company in Green Harbor.

Green Harbor Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Green Harbor, MA is Safety Group, offering policies at just $477 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $560.

At the higher end of the spectrum, Amica Mutual is the most expensive, with rates reaching $5314 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Green Harbor drivers find the best deals.

Cheap Car Insurance Companies in Green Harbor, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$477	$79
Vermont Mutual	$560	$95
Safety	$712	$119
American Family	$800	$135
Hanover	$884	$149
Arbella	$897	$152
State Farm	$973	$164
Norfolk & Dedham	$1068	$182
Farmers	$1125	$187
Norfolk & Dedham Mutl Fire Ins	$1131	$193
Travelers	$1265	$211
Plymouth Rock	$1468	$247
Progressive	$2136	$360
USAA	$2854	$480
Allstate	$4583	$771
Amica Mutual	$5314	$903

Key Takeaways

Way's key takeaways about car insurance in Green Harbor

The auto insurance costs in Green Harbor fall around $477 for six months.
The cheapest auto insurance company in Green Harbor is State Farm.
Teen drivers pay the highest rate in Green Harbor at $825 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Green Harbor

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Green Harbor are given below.

State Farm provides the cheapest minimum car insurance coverage in Green Harbor. Their Average 6 Month Premium is $108. Allstate is the most expensive at $489 for the same period.

Cheapest Liability Coverage in Green Harbor, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$108	$18
Safety Group	$153	$26
Vermont Mutual	$159	$27
American Family	$190	$32
Hanover	$216	$36
Plymouth Rock	$235	$40
Amica Mutual	$255	$43
Chubb	$255	$43
USAA	$273	$46
Norfolk & Dedham Mutl Fire Ins	$279	$47
Farmers	$292	$49
Safety	$305	$51
Norfolk & Dedham	$311	$52
The Hanover	$311	$52
Amica	$318	$54
Arbella	$331	$57
Travelers	$350	$59
Progressive	$471	$79
Allstate	$489	$81

Cheapest Full Coverage Car Insurance in Green Harbor

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Green Harbor is Safety Group at $79 per month and $477 for six months.

Cheapest Full Coverage Car Insurance Quotes in Green Harbor, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$477	$79
Vermont Mutual	$560	$95
Safety	$712	$119
American Family	$800	$135
Hanover	$884	$149
Arbella	$897	$152
State Farm	$973	$164
Norfolk & Dedham	$1068	$182
Farmers	$1125	$187
Norfolk & Dedham Mutl Fire Ins	$1131	$193
Travelers	$1265	$211
Plymouth Rock	$1468	$247
Progressive	$2136	$360
USAA	$2854	$480
Allstate	$4583	$771
Amica Mutual	$5314	$903

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Average Car Insurance in Green Harbor by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Green Harbor, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in Green Harbor, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Green Harbor's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Green Harbor

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$384
30s	State Farm	$310
40s	State Farm	$310
50s	State Farm	$310
60s	State Farm	$274
70s	State Farm	$236

Cheapest Car Insurance Rates for Teen Drivers in Green Harbor,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the Green Harbor at $28 per month. At $4849 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$165	$28
Vermont Mutual	$178	$30
Hanover	$203	$34
American Family	$223	$37
Safety	$286	$48
Farmers	$331	$57
State Farm	$477	$80
Plymouth Rock	$763	$128
USAA	$1170	$197
Amica Mutual	$2594	$441
Progressive	$3267	$545
Allstate	$4849	$825

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in Green Harbor.

As young drivers face the highest rates in Green Harbor, State Farm offers the cheapest auto insurance rates at $384 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Green Harbor.

Car Insurance Rates with An Accident in Green Harbor

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Green Harbor, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Green Harbor

The cheapest car insurance companies after an at-fault accident in Green Harbor include American Family and Safety Group, offering $261 and $292, respectively. Allstate is an expensive provider with an average six-month premium of $2186.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$261	$44
Safety Group	$292	$49
Vermont Mutual	$299	$50
State Farm	$318	$54
Norfolk & Dedham	$502	$83
The Hanover	$540	$92
Plymouth Rock	$584	$98
Arbella	$731	$123
Safety	$769	$129
USAA	$890	$150
Travelers	$1182	$199
Hanover	$1202	$202
Progressive	$1354	$228
Amica Mutual	$1418	$241
Farmers	$2072	$346
Allstate	$2186	$371

Green Harbor Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Green Harbor MA. For example, the car insurance in Green Harbor after a DUI increases to $795 for a six month policy. While the rate increases by $210 for a six-month policy in the case of a speeding ticket.

Green Harbor auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$845	$141
One Med/PIP claim	$845	$143
Not-at-fault accident	$871	$146
One comp claim	$871	$148
Two Med/PIP claims	$871	$146
Two comp claims	$902	$153
At-fault accident - less than $1000	$934	$156
Child safety restraint	$966	$165
Driving without lights	$966	$161
Failure to wear a seat belt	$979	$167
Cell phone violation	$1049	$174
Texting while driving	$1049	$179
Driving too slowly	$1055	$175
Failure to stop at a red light	$1055	$180
Failure to yield	$1055	$175
Following too closely	$1055	$180
Illegal turn	$1055	$175
Improper passing	$1055	$180
Speeding 11 - 15 MPH over limit	$1055	$175
Speeding 16 - 20 MPH over limit	$1055	$180
Speeding 6 - 10 MPH over limit	$1055	$175
Speeding in school zone	$1055	$180
Wrong way/wrong lane	$1055	$175
In 65 MPH zone	$1061	$181
Speeding 21 - 25 MPH over limit	$1061	$177
Operating a vehicle without permission	$1068	$182
Passing school bus	$1113	$185
At-fault accident - $1000-$2000	$1310	$223
Failure to show documents	$1334	$223
At-fault accident - greater than $2000	$1341	$228
Driving with expired registration	$1347	$225
Open container	$1424	$242
Reckless driving	$1538	$257
Refusal to submit to a chemical test	$1570	$266
Driving with a suspended license	$1634	$272
Racing	$1634	$278
DUI	$1640	$273
Leaving scene of an accident/hit and run	$1659	$282

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Green Harbor after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Green Harbor.

The cheapest car insurance premiums in Green Harbor are offered by American Family at $318 for a six-month policy. However, it can be as expensive as $2714 with companies like Allstate.

Green Harbor car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$318	$54
Safety Group	$350	$60
Vermont Mutual	$363	$60
State Farm	$387	$65
Plymouth Rock	$705	$119
Progressive	$776	$131
Hanover	$985	$166
Arbella	$1068	$180
USAA	$1513	$255
Safety	$1583	$269
Amica Mutual	$1850	$308
Travelers	$1939	$330
Farmers	$2402	$400
Allstate	$2714	$461

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Green Harbor are offered by State Farm at $140. However, it can be as expensive as $1671 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Green Harbor after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$140	$24
Safety Group	$184	$31
Vermont Mutual	$210	$35
American Family	$261	$44
Plymouth Rock	$629	$106
Safety	$890	$151
Arbella	$897	$150
USAA	$921	$156
Hanover	$1100	$185
Progressive	$1176	$200
Farmers	$1418	$236
Travelers	$1671	$285

Car Insurance Price Trends in Green Harbor, Massachusetts

Car insurance rates in Green Harbor have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Green Harbor dipped by $233 in December compared to $238 of November. In other words, there has been an decrease by $5 when you compare December and November.

The average cost of liability insurance in the Green Harbor rose to $46 in December, compared to $45 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Green Harbor?

The car insurance in Green Harbor is $18 per month, which is lower than the national average.

What is the cheapest car insurance in Green Harbor?

The cheapest car insurance in Green Harbor is $79 per month for full coverage.

How much is car insurance in Green Harbor for teenagers?

Car insurance for teenagers costs $165 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Green Harbor?

The average cost of car insurance is $1532 for a six-month policy. It will cost around $276 per month to insure your car in Green Harbor.

Is car insurance expensive in Green Harbor?

Car insurance can be expensive in Green Harbor if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Green Harbor can be affordable.

Cheapest Car Insurance Quotes in Green Harbor

Why you can trust Way?

How Much Is Car Insurance in Green Harbor

Avg. Car Insurance in Green Harbor

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in Green Harbor

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: Safety

Green Harbor Car Insurance Rates by Company

Cheap Car Insurance Companies in Green Harbor, MA

Way's key takeaways about car insurance in Green Harbor

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Green Harbor

Cheapest Liability Coverage in Green Harbor, MA

Cheapest Full Coverage Car Insurance in Green Harbor

Cheapest Full Coverage Car Insurance Quotes in Green Harbor, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Green Harbor by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Green Harbor, MA increasing?

Car Insurance Premiums by Age in Green Harbor

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Green Harbor,MA

If you are in your twenties State Farm is the best choice for car insurance in Green Harbor.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Green Harbor

Cheapest Car Insurance Companies after an At-Fault Accident in Green Harbor

Green Harbor Car Insurance Rates by Violation

Green Harbor auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Green Harbor after a DUI

Green Harbor car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Green Harbor after Speeding ticket

Car Insurance Price Trends in Green Harbor, Massachusetts

Average Car Insurance Cost in Green Harbor by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Green Harbor, MA

Car Insurance Rates by State in the USA (2025 Update)

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