Cheapest Car Insurance Quotes in Lenox Dale

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Lenox Dale Car Insurance

^$ 15

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Lenox Dale

The car insurance rate in Lenox Dale is $1370 for a six-month policy, which is $136 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $406, making it a popular choice for budget-conscious drivers. Rates in Lenox Dale can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Lenox Dale

$1370

Avg. Car Insurance in Massachusetts

$1506

National Average

$1278

Cheapest Car Insurance Companies in Lenox Dale

1st place: Safety Group

At $406 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $476 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $681 for six months, making it the third cheapest auto insurance company in Lenox Dale.

Lenox Dale Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Lenox Dale, MA is Safety Group, offering policies at just $406 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $476.

At the higher end of the spectrum, Norfolk & Dedham Mutl Fire Ins is the most expensive, with rates reaching $962 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Lenox Dale drivers find the best deals.

Cheap Car Insurance Companies in Lenox Dale, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$406	$67
Vermont Mutual	$476	$81
American Family	$681	$115
Hanover	$811	$137
State Farm	$827	$139
Safety	$833	$142
Arbella	$881	$147
Norfolk & Dedham	$908	$155
Norfolk and Dedham Mutual Fire Insurance Company	$962	$160
Farmers	$1076	$183
Travelers	$1254	$209
Plymouth Rock	$1270	$214
Progressive	$1848	$311
USAA	$2476	$417
Allstate	$3119	$525
Amica Mutual	$4519	$768
Norfolk & Dedham Mutl Fire Ins	$962	$164

Key Takeaways

Way's key takeaways about car insurance in Lenox Dale

The auto insurance costs in Lenox Dale fall around $406 for six months.
The cheapest auto insurance company in Lenox Dale is State Farm.
Teen drivers pay the highest rate in Lenox Dale at $687 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Lenox Dale

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Lenox Dale are given below.

State Farm provides the cheapest minimum car insurance coverage in Lenox Dale. Their Average 6 Month Premium is $92. Norfolk & Dedham Mutl Fire Ins is the most expensive at $238 for the same period.

Cheapest Liability Coverage in Lenox Dale, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$92	$15
Safety Group	$130	$22
Vermont Mutual	$136	$23
American Family	$162	$27
Amica Mutual	$217	$36
Chubb	$217	$36
Plymouth Rock	$217	$36
Norfolk and Dedham Mutual Fire Insurance Company	$238	$40
USAA	$254	$43
Hanover	$259	$44
Norfolk & Dedham	$265	$45
The Hanover	$265	$45
Amica	$270	$46
Farmers	$281	$48
Safety	$319	$54
Travelers	$351	$59
Arbella	$362	$60
Progressive	$438	$74
Allstate	$562	$95
Norfolk & Dedham Mutl Fire Ins	$238	$40

Cheapest Full Coverage Car Insurance in Lenox Dale

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Lenox Dale is Safety Group at $67 per month and $406 for six months.

Cheapest Full Coverage Car Insurance Quotes in Lenox Dale, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$406	$67
Vermont Mutual	$476	$81
American Family	$681	$115
Hanover	$811	$137
State Farm	$827	$139
Safety	$833	$142
Arbella	$881	$147
Norfolk & Dedham	$908	$155
Norfolk and Dedham Mutual Fire Insurance Company	$962	$160
Farmers	$1076	$183
Travelers	$1254	$209
Plymouth Rock	$1270	$214
Progressive	$1848	$311
USAA	$2476	$417
Allstate	$3119	$525
Amica Mutual	$4519	$768
Norfolk & Dedham Mutl Fire Ins	$962	$164

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Average Car Insurance in Lenox Dale by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Lenox Dale, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in Lenox Dale, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Lenox Dale's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Lenox Dale

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$332
30s	State Farm	$268
40s	State Farm	$268
50s	State Farm	$268
60s	State Farm	$237
70s	State Farm	$205

Cheapest Car Insurance Rates for Teen Drivers in Lenox Dale,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the Lenox Dale at $24 per month. At $4124 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$140	$24
Vermont Mutual	$151	$25
Hanover	$173	$29
American Family	$189	$32
Safety	$243	$41
Farmers	$281	$46
State Farm	$406	$68
Plymouth Rock	$649	$109
USAA	$995	$167
Amica Mutual	$2206	$368
Progressive	$2778	$472
Allstate	$4124	$687

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in Lenox Dale.

As young drivers face the highest rates in Lenox Dale, State Farm offers the cheapest auto insurance rates at $332 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Lenox Dale.

Car Insurance Rates with An Accident in Lenox Dale

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Lenox Dale, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Lenox Dale

The cheapest car insurance companies after an at-fault accident in Lenox Dale include American Family and Safety Group, offering $222 and $248, respectively. Allstate is an expensive provider with an average six-month premium of $2216.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$222	$37
Safety Group	$248	$42
Vermont Mutual	$254	$43
State Farm	$270	$46
Norfolk & Dedham	$427	$71
The Hanover	$460	$78
Plymouth Rock	$519	$87
Arbella	$692	$116
USAA	$811	$137
Safety	$859	$145
Hanover	$1129	$190
Travelers	$1162	$196
Amica Mutual	$1206	$201
Progressive	$1254	$211
Farmers	$1984	$330
Allstate	$2216	$373

Lenox Dale Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Lenox Dale MA. For example, the car insurance in Lenox Dale after a DUI increases to $676 for a six month policy. While the rate increases by $178 for a six-month policy in the case of a speeding ticket.

Lenox Dale auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$719	$120
One Med/PIP claim	$719	$122
Not-at-fault accident	$741	$124
One comp claim	$741	$126
Two Med/PIP claims	$741	$124
Two comp claims	$767	$130
At-fault accident - less than $1000	$794	$133
Child safety restraint	$822	$140
Driving without lights	$822	$137
Failure to wear a seat belt	$833	$142
Cell phone violation	$892	$148
Texting while driving	$892	$152
Driving too slowly	$897	$149
Failure to stop at a red light	$897	$153
Failure to yield	$897	$149
Following too closely	$897	$153
Illegal turn	$897	$149
Improper passing	$897	$153
Speeding 11 - 15 MPH over limit	$897	$149
Speeding 16 - 20 MPH over limit	$897	$153
Speeding 6 - 10 MPH over limit	$897	$149
Speeding in school zone	$897	$153
Wrong way/wrong lane	$897	$149
In 65 MPH zone	$903	$154
Speeding 21 - 25 MPH over limit	$903	$150
Operating a vehicle without permission	$908	$155
Passing school bus	$946	$157
At-fault accident - $1000-$2000	$1114	$189
Failure to show documents	$1135	$189
At-fault accident - greater than $2000	$1140	$194
Driving with expired registration	$1146	$191
Open container	$1211	$206
Reckless driving	$1308	$218
Refusal to submit to a chemical test	$1335	$227
Driving with a suspended license	$1390	$231
Racing	$1390	$237
DUI	$1395	$232
Leaving scene of an accident/hit and run	$1411	$240

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Lenox Dale after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Lenox Dale.

The cheapest car insurance premiums in Lenox Dale are offered by American Family at $270 for a six-month policy. However, it can be as expensive as $2746 with companies like Allstate.

Lenox Dale car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$270	$46
Safety Group	$298	$51
Vermont Mutual	$308	$51
State Farm	$329	$56
Plymouth Rock	$643	$108
Progressive	$697	$117
Hanover	$930	$157
Arbella	$1011	$170
USAA	$1379	$232
Amica Mutual	$1573	$268
Travelers	$1940	$323
Safety	$2006	$341
Farmers	$2302	$384
Allstate	$2746	$462

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Lenox Dale are offered by State Farm at $119. However, it can be as expensive as $1660 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Lenox Dale after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$119	$20
Safety Group	$157	$26
Vermont Mutual	$178	$30
American Family	$222	$37
Plymouth Rock	$616	$104
Arbella	$881	$150
USAA	$903	$150
Hanover	$1037	$175
Safety	$1087	$181
Progressive	$1173	$199
Farmers	$1357	$226
Allstate	$1562	$266
Travelers	$1660	$277

Car Insurance Price Trends in Lenox Dale, Massachusetts

Car insurance rates in Lenox Dale have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Lenox Dale rose by $209 in February compared to $198 of January. In other words, there has been an increase by $11 when you compare February and January.

The average cost of liability insurance in the Lenox Dale rose to $46 in February, compared to $39 in January. This represents an increase of $7 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in Lenox Dale?

The car insurance in Lenox Dale is $15 per month, which is lower than the national average.

What is the cheapest car insurance in Lenox Dale?

The cheapest car insurance in Lenox Dale is $67 per month for full coverage.

How much is car insurance in Lenox Dale for teenagers?

Car insurance for teenagers costs $140 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Lenox Dale?

The average cost of car insurance is $1506 for a six-month policy. It will cost around $231 per month to insure your car in Lenox Dale.

Is car insurance expensive in Lenox Dale?

Car insurance can be expensive in Lenox Dale if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Lenox Dale can be affordable.

Cheapest Car Insurance Quotes in Lenox Dale

Why you can trust Way?

How Much Is Car Insurance in Lenox Dale

Avg. Car Insurance in Lenox Dale

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in Lenox Dale

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: American Family

Lenox Dale Car Insurance Rates by Company

Cheap Car Insurance Companies in Lenox Dale, MA

Way's key takeaways about car insurance in Lenox Dale

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Lenox Dale

Cheapest Liability Coverage in Lenox Dale, MA

Cheapest Full Coverage Car Insurance in Lenox Dale

Cheapest Full Coverage Car Insurance Quotes in Lenox Dale, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Lenox Dale by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Lenox Dale, MA increasing?

Car Insurance Premiums by Age in Lenox Dale

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Lenox Dale,MA

If you are in your twenties State Farm is the best choice for car insurance in Lenox Dale.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Lenox Dale

Cheapest Car Insurance Companies after an At-Fault Accident in Lenox Dale

Lenox Dale Car Insurance Rates by Violation

Lenox Dale auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Lenox Dale after a DUI

Lenox Dale car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Lenox Dale after Speeding ticket

Car Insurance Price Trends in Lenox Dale, Massachusetts

Average Car Insurance Cost in Lenox Dale by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Lenox Dale, MA

Car Insurance Rates by State in the USA (2025 Update)

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