Cheapest Car Insurance Quotes in Lenox Dale

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Lenox Dale Car Insurance

^$ 16

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Lenox Dale

The car insurance rate in Lenox Dale is $1425 for a six-month policy, which is $107 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $415, making it a popular choice for budget-conscious drivers. Rates in Lenox Dale can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Lenox Dale

$1425

Avg. Car Insurance in Massachusetts

$1532

National Average

$1140

Cheapest Car Insurance Companies in Lenox Dale

1st place: Safety Group

At $415 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $486 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Safety

Safety offers auto insurance rates at $618 for six months, making it the third cheapest auto insurance company in Lenox Dale.

Lenox Dale Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Lenox Dale, MA is Safety Group, offering policies at just $415 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $486.

At the higher end of the spectrum, Amica Mutual is the most expensive, with rates reaching $4618 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Lenox Dale drivers find the best deals.

Cheap Car Insurance Companies in Lenox Dale, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$415	$69
Vermont Mutual	$486	$83
Safety	$618	$103
American Family	$696	$117
Hanover	$768	$129
Arbella	$779	$132
State Farm	$845	$142
Norfolk & Dedham	$928	$158
Farmers	$977	$163
Norfolk & Dedham Mutl Fire Ins	$983	$167
Travelers	$1099	$183
Plymouth Rock	$1276	$215
Progressive	$1856	$312
USAA	$2480	$418
Allstate	$3983	$671
Amica Mutual	$4618	$785

Key Takeaways

Way's key takeaways about car insurance in Lenox Dale

The auto insurance costs in Lenox Dale fall around $415 for six months.
The cheapest auto insurance company in Lenox Dale is State Farm.
Teen drivers pay the highest rate in Lenox Dale at $717 per month.

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Cheapest Minimum Liability Car Insurance in Lenox Dale

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Lenox Dale are given below.

State Farm provides the cheapest minimum car insurance coverage in Lenox Dale. Their Average 6 Month Premium is $94. Allstate is the most expensive at $425 for the same period.

Cheapest Liability Coverage in Lenox Dale, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$94	$16
Safety Group	$133	$22
Vermont Mutual	$139	$23
American Family	$166	$28
Hanover	$188	$32
Plymouth Rock	$205	$34
Amica Mutual	$221	$37
Chubb	$221	$37
USAA	$237	$40
Norfolk & Dedham Mutl Fire Ins	$243	$41
Farmers	$254	$43
Safety	$265	$45
Norfolk & Dedham	$271	$46
The Hanover	$271	$46
Amica	$276	$47
Arbella	$287	$49
Travelers	$304	$51
Progressive	$409	$69
Allstate	$425	$71

Cheapest Full Coverage Car Insurance in Lenox Dale

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Lenox Dale is Safety Group at $69 per month and $415 for six months.

Cheapest Full Coverage Car Insurance Quotes in Lenox Dale, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$415	$69
Vermont Mutual	$486	$83
Safety	$618	$103
American Family	$696	$117
Hanover	$768	$129
Arbella	$779	$132
State Farm	$845	$142
Norfolk & Dedham	$928	$158
Farmers	$977	$163
Norfolk & Dedham Mutl Fire Ins	$983	$167
Travelers	$1099	$183
Plymouth Rock	$1276	$215
Progressive	$1856	$312
USAA	$2480	$418
Allstate	$3983	$671
Amica Mutual	$4618	$785

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Average Car Insurance in Lenox Dale by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Lenox Dale, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in Lenox Dale, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Lenox Dale's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Lenox Dale

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$334
30s	State Farm	$270
40s	State Farm	$270
50s	State Farm	$270
60s	State Farm	$238
70s	State Farm	$206

Cheapest Car Insurance Rates for Teen Drivers in Lenox Dale,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the Lenox Dale at $24 per month. At $4215 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$143	$24
Vermont Mutual	$154	$26
Hanover	$177	$30
American Family	$193	$33
Safety	$248	$42
Farmers	$287	$49
State Farm	$415	$70
Plymouth Rock	$663	$112
USAA	$1016	$171
Amica Mutual	$2254	$383
Progressive	$2839	$473
Allstate	$4215	$717

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in Lenox Dale.

As young drivers face the highest rates in Lenox Dale, State Farm offers the cheapest auto insurance rates at $334 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Lenox Dale.

Car Insurance Rates with An Accident in Lenox Dale

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Lenox Dale, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Lenox Dale

The cheapest car insurance companies after an at-fault accident in Lenox Dale include American Family and Safety Group, offering $227 and $254, respectively. Allstate is an expensive provider with an average six-month premium of $1900.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$227	$38
Safety Group	$254	$43
Vermont Mutual	$259	$44
State Farm	$276	$47
Norfolk & Dedham	$436	$73
The Hanover	$470	$80
Plymouth Rock	$508	$86
Arbella	$635	$107
Safety	$669	$113
USAA	$774	$130
Travelers	$1028	$173
Hanover	$1044	$176
Progressive	$1176	$198
Amica Mutual	$1232	$209
Farmers	$1800	$300
Allstate	$1900	$323

Lenox Dale Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Lenox Dale MA. For example, the car insurance in Lenox Dale after a DUI increases to $691 for a six month policy. While the rate increases by $182 for a six-month policy in the case of a speeding ticket.

Lenox Dale auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$735	$123
One Med/PIP claim	$735	$125
Not-at-fault accident	$757	$126
One comp claim	$757	$128
Two Med/PIP claims	$757	$126
Two comp claims	$784	$133
At-fault accident - less than $1000	$812	$136
Child safety restraint	$840	$143
Driving without lights	$840	$140
Failure to wear a seat belt	$851	$145
Cell phone violation	$911	$152
Texting while driving	$911	$155
Driving too slowly	$917	$153
Failure to stop at a red light	$917	$156
Failure to yield	$917	$153
Following too closely	$917	$156
Illegal turn	$917	$153
Improper passing	$917	$156
Speeding 11 - 15 MPH over limit	$917	$153
Speeding 16 - 20 MPH over limit	$917	$156
Speeding 6 - 10 MPH over limit	$917	$153
Speeding in school zone	$917	$156
Wrong way/wrong lane	$917	$153
In 65 MPH zone	$923	$157
Speeding 21 - 25 MPH over limit	$923	$153
Operating a vehicle without permission	$928	$158
Passing school bus	$967	$161
At-fault accident - $1000-$2000	$1138	$193
Failure to show documents	$1160	$193
At-fault accident - greater than $2000	$1165	$198
Driving with expired registration	$1171	$195
Open container	$1238	$210
Reckless driving	$1336	$223
Refusal to submit to a chemical test	$1364	$232
Driving with a suspended license	$1420	$236
Racing	$1420	$242
DUI	$1426	$237
Leaving scene of an accident/hit and run	$1442	$246

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Lenox Dale after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Lenox Dale.

The cheapest car insurance premiums in Lenox Dale are offered by American Family at $276 for a six-month policy. However, it can be as expensive as $2358 with companies like Allstate.

Lenox Dale car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$276	$47
Safety Group	$304	$52
Vermont Mutual	$315	$52
State Farm	$337	$57
Plymouth Rock	$613	$103
Progressive	$674	$113
Hanover	$857	$144
Arbella	$928	$156
USAA	$1315	$221
Safety	$1375	$233
Amica Mutual	$1608	$268
Travelers	$1685	$286
Farmers	$2088	$348
Allstate	$2358	$401

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Lenox Dale are offered by State Farm at $122. However, it can be as expensive as $1453 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Lenox Dale after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$122	$20
Safety Group	$160	$27
Vermont Mutual	$182	$31
American Family	$227	$38
Plymouth Rock	$547	$92
Safety	$774	$131
Arbella	$779	$130
USAA	$801	$136
Hanover	$956	$161
Progressive	$1022	$174
Farmers	$1232	$206
Travelers	$1453	$247

Car Insurance Price Trends in Lenox Dale, Massachusetts

Car insurance rates in Lenox Dale have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Lenox Dale dipped by $203 in December compared to $206 of November. In other words, there has been an decrease by $3 when you compare December and November.

The average cost of liability insurance in the Lenox Dale rose to $40 in December, compared to $39 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Lenox Dale?

The car insurance in Lenox Dale is $16 per month, which is lower than the national average.

What is the cheapest car insurance in Lenox Dale?

The cheapest car insurance in Lenox Dale is $69 per month for full coverage.

How much is car insurance in Lenox Dale for teenagers?

Car insurance for teenagers costs $143 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Lenox Dale?

The average cost of car insurance is $1532 for a six-month policy. It will cost around $240 per month to insure your car in Lenox Dale.

Is car insurance expensive in Lenox Dale?

Car insurance can be expensive in Lenox Dale if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Lenox Dale can be affordable.

Cheapest Car Insurance Quotes in Lenox Dale

Why you can trust Way?

How Much Is Car Insurance in Lenox Dale

Avg. Car Insurance in Lenox Dale

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in Lenox Dale

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: Safety

Lenox Dale Car Insurance Rates by Company

Cheap Car Insurance Companies in Lenox Dale, MA

Way's key takeaways about car insurance in Lenox Dale

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Lenox Dale

Cheapest Liability Coverage in Lenox Dale, MA

Cheapest Full Coverage Car Insurance in Lenox Dale

Cheapest Full Coverage Car Insurance Quotes in Lenox Dale, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Lenox Dale by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Lenox Dale, MA increasing?

Car Insurance Premiums by Age in Lenox Dale

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Lenox Dale,MA

If you are in your twenties State Farm is the best choice for car insurance in Lenox Dale.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Lenox Dale

Cheapest Car Insurance Companies after an At-Fault Accident in Lenox Dale

Lenox Dale Car Insurance Rates by Violation

Lenox Dale auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Lenox Dale after a DUI

Lenox Dale car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Lenox Dale after Speeding ticket

Car Insurance Price Trends in Lenox Dale, Massachusetts

Average Car Insurance Cost in Lenox Dale by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Lenox Dale, MA

Car Insurance Rates by State in the USA (2025 Update)

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