Cheapest Car Insurance Quotes in South Dennis

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South Dennis Car Insurance

^$ 16

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in South Dennis

The car insurance rate in South Dennis is $1440 for a six-month policy, which is $92 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $419, making it a popular choice for budget-conscious drivers. Rates in South Dennis can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in South Dennis

$1440

Avg. Car Insurance in Massachusetts

$1532

National Average

$1140

Cheapest Car Insurance Companies in South Dennis

1st place: Safety Group

At $419 for a six month policy, Safety Group offers the cheapest auto insurance rates in the city.

2nd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $492 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Safety

Safety offers auto insurance rates at $625 for six months, making it the third cheapest auto insurance company in South Dennis.

South Dennis Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in South Dennis, MA is Safety Group, offering policies at just $419 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $492.

At the higher end of the spectrum, Amica Mutual is the most expensive, with rates reaching $4668 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help South Dennis drivers find the best deals.

Cheap Car Insurance Companies in South Dennis, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$419	$70
Vermont Mutual	$492	$84
Safety	$625	$104
American Family	$703	$118
Hanover	$776	$131
Arbella	$788	$133
State Farm	$854	$144
Norfolk & Dedham	$938	$160
Farmers	$988	$165
Norfolk & Dedham Mutl Fire Ins	$994	$169
Travelers	$1111	$185
Plymouth Rock	$1290	$217
Progressive	$1876	$316
USAA	$2507	$422
Allstate	$4026	$678
Amica Mutual	$4668	$793

Key Takeaways

Way's key takeaways about car insurance in South Dennis

The auto insurance costs in South Dennis fall around $419 for six months.
The cheapest auto insurance company in South Dennis is State Farm.
Teen drivers pay the highest rate in South Dennis at $725 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in South Dennis

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in South Dennis are given below.

State Farm provides the cheapest minimum car insurance coverage in South Dennis. Their Average 6 Month Premium is $95. Allstate is the most expensive at $430 for the same period.

Cheapest Liability Coverage in South Dennis, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$95	$16
Safety Group	$134	$23
Vermont Mutual	$140	$24
American Family	$167	$28
Hanover	$190	$32
Plymouth Rock	$207	$35
Amica Mutual	$224	$38
Chubb	$224	$38
USAA	$240	$40
Norfolk & Dedham Mutl Fire Ins	$245	$41
Farmers	$257	$43
Safety	$268	$45
Norfolk & Dedham	$274	$46
The Hanover	$274	$46
Amica	$279	$47
Arbella	$290	$50
Travelers	$307	$52
Progressive	$414	$70
Allstate	$430	$71

Cheapest Full Coverage Car Insurance in South Dennis

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in South Dennis is Safety Group at $70 per month and $419 for six months.

Cheapest Full Coverage Car Insurance Quotes in South Dennis, MA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$419	$70
Vermont Mutual	$492	$84
Safety	$625	$104
American Family	$703	$118
Hanover	$776	$131
Arbella	$788	$133
State Farm	$854	$144
Norfolk & Dedham	$938	$160
Farmers	$988	$165
Norfolk & Dedham Mutl Fire Ins	$994	$169
Travelers	$1111	$185
Plymouth Rock	$1290	$217
Progressive	$1876	$316
USAA	$2507	$422
Allstate	$4026	$678
Amica Mutual	$4668	$793

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Average Car Insurance in South Dennis by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in South Dennis, MA increasing?

Despite maintaining a clean driving record, your car insurance rates in South Dennis, Massachusetts, may be increasing due to several external factors. Massachusetts has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, South Dennis's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in South Dennis

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	State Farm	$337
30s	State Farm	$273
40s	State Farm	$273
50s	State Farm	$273
60s	State Farm	$241
70s	State Farm	$208

Cheapest Car Insurance Rates for Teen Drivers in South Dennis,MA

If you are planning to get a car insurance policy for your teenage dependent, Safety Group provides the cheapest car insurance in the South Dennis at $24 per month. At $4260 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Safety Group	$145	$24
Vermont Mutual	$156	$26
Hanover	$179	$30
American Family	$196	$33
Safety	$251	$42
Farmers	$290	$50
State Farm	$419	$71
Plymouth Rock	$670	$113
USAA	$1027	$173
Amica Mutual	$2279	$387
Progressive	$2870	$478
Allstate	$4260	$725

Teen Car Insurance Rates in MA by Age

Way Tip

If you are in your twenties State Farm is the best choice for car insurance in South Dennis.

As young drivers face the highest rates in South Dennis, State Farm offers the cheapest auto insurance rates at $337 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in South Dennis.

Car Insurance Rates with An Accident in South Dennis

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In South Dennis, MA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in South Dennis

The cheapest car insurance companies after an at-fault accident in South Dennis include American Family and Safety Group, offering $229 and $257, respectively. Allstate is an expensive provider with an average six-month premium of $1920.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$229	$39
Safety Group	$257	$43
Vermont Mutual	$262	$44
State Farm	$279	$47
Norfolk & Dedham	$441	$73
The Hanover	$475	$81
Plymouth Rock	$513	$86
Arbella	$642	$108
Safety	$676	$114
USAA	$782	$132
Travelers	$1039	$175
Hanover	$1056	$178
Progressive	$1189	$200
Amica Mutual	$1246	$212
Farmers	$1820	$304
Allstate	$1920	$326

South Dennis Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in South Dennis MA. For example, the car insurance in South Dennis after a DUI increases to $698 for a six month policy. While the rate increases by $184 for a six-month policy in the case of a speeding ticket.

South Dennis auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$743	$124
One Med/PIP claim	$743	$126
Not-at-fault accident	$765	$128
One comp claim	$765	$130
Two Med/PIP claims	$765	$128
Two comp claims	$792	$134
At-fault accident - less than $1000	$821	$137
Child safety restraint	$849	$145
Driving without lights	$849	$141
Failure to wear a seat belt	$860	$147
Cell phone violation	$921	$153
Texting while driving	$921	$157
Driving too slowly	$927	$154
Failure to stop at a red light	$927	$158
Failure to yield	$927	$154
Following too closely	$927	$158
Illegal turn	$927	$154
Improper passing	$927	$158
Speeding 11 - 15 MPH over limit	$927	$154
Speeding 16 - 20 MPH over limit	$927	$158
Speeding 6 - 10 MPH over limit	$927	$154
Speeding in school zone	$927	$158
Wrong way/wrong lane	$927	$154
In 65 MPH zone	$932	$159
Speeding 21 - 25 MPH over limit	$932	$155
Operating a vehicle without permission	$938	$160
Passing school bus	$978	$163
At-fault accident - $1000-$2000	$1151	$196
Failure to show documents	$1172	$196
At-fault accident - greater than $2000	$1178	$200
Driving with expired registration	$1183	$197
Open container	$1251	$212
Reckless driving	$1351	$226
Refusal to submit to a chemical test	$1379	$234
Driving with a suspended license	$1435	$239
Racing	$1435	$244
DUI	$1441	$240
Leaving scene of an accident/hit and run	$1457	$248

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in South Dennis after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in South Dennis.

The cheapest car insurance premiums in South Dennis are offered by American Family at $279 for a six-month policy. However, it can be as expensive as $2384 with companies like Allstate.

South Dennis car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$279	$47
Safety Group	$307	$53
Vermont Mutual	$319	$53
State Farm	$340	$57
Plymouth Rock	$619	$104
Progressive	$682	$115
Hanover	$866	$146
Arbella	$938	$158
USAA	$1329	$224
Safety	$1390	$236
Amica Mutual	$1625	$271
Travelers	$1703	$290
Farmers	$2110	$352
Allstate	$2384	$405

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in South Dennis are offered by State Farm at $123. However, it can be as expensive as $1468 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in South Dennis after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$123	$21
Safety Group	$162	$27
Vermont Mutual	$184	$31
American Family	$229	$39
Plymouth Rock	$553	$93
Safety	$782	$133
Arbella	$788	$132
USAA	$809	$137
Hanover	$966	$163
Progressive	$1033	$176
Farmers	$1246	$208
Travelers	$1468	$250

Car Insurance Price Trends in South Dennis, Massachusetts

Car insurance rates in South Dennis have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the South Dennis dipped by $205 in December compared to $209 of November. In other words, there has been an decrease by $4 when you compare December and November.

The average cost of liability insurance in the South Dennis rose to $40 in December, compared to $39 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in South Dennis?

The car insurance in South Dennis is $16 per month, which is lower than the national average.

What is the cheapest car insurance in South Dennis?

The cheapest car insurance in South Dennis is $70 per month for full coverage.

How much is car insurance in South Dennis for teenagers?

Car insurance for teenagers costs $145 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in South Dennis?

The average cost of car insurance is $1532 for a six-month policy. It will cost around $243 per month to insure your car in South Dennis.

Is car insurance expensive in South Dennis?

Car insurance can be expensive in South Dennis if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in South Dennis can be affordable.

Cheapest Car Insurance Quotes in South Dennis

Why you can trust Way?

How Much Is Car Insurance in South Dennis

Avg. Car Insurance in South Dennis

Avg. Car Insurance in Massachusetts

National Average

Cheapest Car Insurance Companies in South Dennis

1st place: Safety Group

2nd place: Vermont Mutual

3rd place: Safety

South Dennis Car Insurance Rates by Company

Cheap Car Insurance Companies in South Dennis, MA

Way's key takeaways about car insurance in South Dennis

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in South Dennis

Cheapest Liability Coverage in South Dennis, MA

Cheapest Full Coverage Car Insurance in South Dennis

Cheapest Full Coverage Car Insurance Quotes in South Dennis, MA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in South Dennis by Rating Factor

I have a clean driving record. Why is my car insurance rate here in South Dennis, MA increasing?

Car Insurance Premiums by Age in South Dennis

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in South Dennis,MA

If you are in your twenties State Farm is the best choice for car insurance in South Dennis.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in South Dennis

Cheapest Car Insurance Companies after an At-Fault Accident in South Dennis

South Dennis Car Insurance Rates by Violation

South Dennis auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in South Dennis after a DUI

South Dennis car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in South Dennis after Speeding ticket

Car Insurance Price Trends in South Dennis, Massachusetts

Average Car Insurance Cost in South Dennis by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near South Dennis, MA

Car Insurance Rates by State in the USA (2025 Update)

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