Cheapest Car Insurance Quotes in Neosho

Cheapest Minimum Liability Car Insurance in Neosho

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Neosho are given below. 

USAA provides the cheapest minimum car insurance coverage in Neosho. Their Average 6 Month Premium is $163. Nationwide is the most expensive at $570 for the same period. 

Cheapest Liability Coverage in Neosho, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$163	$28
Missouri Farm Bureau	$181	$30
Travelers	$220	$37
Electric	$232	$39
Progressive	$248	$42
American Family	$254	$43
Encompass	$265	$45
Shelter	$316	$53
State Farm	$338	$57
Allstate	$508	$86
Nationwide	$570	$95

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Cheapest Full Coverage Car Insurance in Neosho

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Neosho is American Family at $81 per month and $474 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Neosho, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$474	$81
Travelers	$599	$101
USAA	$666	$112
Shelter	$886	$149
Encompass	$892	$152
State Farm	$942	$159
Electric	$1038	$177
Allstate	$1073	$181
Progressive	$1129	$190
Missouri Farm Bureau	$1134	$189
Nationwide	$1422	$242

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Car Insurance Premiums by Age in Neosho

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Neosho Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Neosho MO. For example, the car insurance in Neosho after a DUI increases to $768 for a six month policy. While the rate increases by $265 for a six-month policy in the case of a speeding ticket.  

Neosho auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1518	$253
One Med/PIP claim	$1518	$258
Not-at-fault accident	$1563	$260
One comp claim	$1574	$268
Two Med/PIP claims	$1574	$262
Two comp claims	$1676	$285
Failure to wear a seat belt	$1721	$287
Failure to show documents	$1727	$294
Child safety restraint	$1755	$293
Driving without lights	$1755	$298
Driving with expired registration	$1766	$295
Cell phone violation	$1777	$302
Driving too slowly	$1777	$296
Following too closely	$1777	$302
Speeding in school zone	$1777	$296
Failure to yield	$1783	$303
Speeding 11 - 15 MPH over limit	$1783	$297
Speeding 16 - 20 MPH over limit	$1783	$303
Speeding 6 - 10 MPH over limit	$1783	$297
Texting while driving	$1783	$303
Illegal turn	$1789	$298
Wrong way/wrong lane	$1789	$304
Failure to stop at a red light	$1795	$299
Improper passing	$1795	$305
Speeding 21 - 25 MPH over limit	$1795	$299
In 65 MPH zone	$1806	$307
Passing school bus	$1839	$307
Open container	$1896	$322
Operating a vehicle without permission	$1941	$324
At-fault accident - less than $1000	$2100	$357
At-fault accident - $1000-$2000	$2217	$370
At-fault accident - greater than $2000	$2217	$377
Refusal to submit to a chemical test	$2246	$374
DUI	$2286	$389
Driving with a suspended license	$2336	$390
Racing	$2393	$407
Leaving scene of an accident/hit and run	$2426	$405
Reckless driving	$2455	$417

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