Cheapest Car Insurance Quotes in East Prairie

Cheapest Minimum Liability Car Insurance in East Prairie

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Prairie are given below. 

USAA provides the cheapest minimum car insurance coverage in East Prairie. Their Average 6 Month Premium is $160. Farmers is the most expensive at $950 for the same period. 

Cheapest Liability Coverage in East Prairie, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$160	$27
Missouri Farm Bureau	$177	$30
Electric	$227	$38
Travelers	$232	$39
Farm Bureau	$237	$40
American Family	$248	$42
Encompass	$259	$44
Progressive	$265	$45
Shelter	$326	$55
State Farm	$348	$59
Nationwide	$558	$93
Allstate	$580	$98
Farmers	$950	$158

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Cheapest Full Coverage Car Insurance in East Prairie

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Prairie is American Family at $79 per month and $464 for six months. 

Cheapest Full Coverage Car Insurance Quotes in East Prairie, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$464	$79
USAA	$624	$105
Travelers	$641	$108
Encompass	$873	$145
Shelter	$900	$152
State Farm	$983	$166
Electric	$1016	$173
Farm Bureau	$1044	$174
Missouri Farm Bureau	$1110	$189
Progressive	$1149	$193
Allstate	$1232	$207
Nationwide	$1392	$232
Farmers	$2646	$450

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Car Insurance Premiums by Age in East Prairie

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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East Prairie Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Prairie MO. For example, the car insurance in East Prairie after a DUI increases to $752 for a six month policy. While the rate increases by $260 for a six-month policy in the case of a speeding ticket.  

East Prairie auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1486	$247
One Med/PIP claim	$1486	$253
Not-at-fault accident	$1530	$255
One comp claim	$1541	$262
Two Med/PIP claims	$1541	$257
Two comp claims	$1641	$279
Failure to wear a seat belt	$1685	$281
Failure to show documents	$1691	$287
Child safety restraint	$1718	$286
Driving without lights	$1718	$292
Driving with expired registration	$1729	$288
Cell phone violation	$1740	$296
Driving too slowly	$1740	$290
Following too closely	$1740	$296
Speeding in school zone	$1740	$290
Failure to yield	$1746	$297
Speeding 11 - 15 MPH over limit	$1746	$291
Speeding 16 - 20 MPH over limit	$1746	$297
Speeding 6 - 10 MPH over limit	$1746	$291
Texting while driving	$1746	$297
Illegal turn	$1751	$292
Wrong way/wrong lane	$1751	$298
Failure to stop at a red light	$1757	$293
Improper passing	$1757	$299
Speeding 21 - 25 MPH over limit	$1757	$293
In 65 MPH zone	$1768	$300
Passing school bus	$1800	$300
Open container	$1856	$315
Operating a vehicle without permission	$1900	$317
At-fault accident - less than $1000	$2055	$350
At-fault accident - $1000-$2000	$2171	$362
At-fault accident - greater than $2000	$2171	$369
Refusal to submit to a chemical test	$2199	$366
DUI	$2238	$380
Driving with a suspended license	$2287	$381
Racing	$2343	$398
Leaving scene of an accident/hit and run	$2375	$396
Reckless driving	$2403	$408

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