Cheapest Car Insurance Quotes in Calverton Park

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Calverton Park Car Insurance

^$ 40

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Calverton Park

The car insurance rate in Calverton Park is $1595 for a six-month policy, which is $431 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $684, making it a popular choice for budget-conscious drivers. Rates in Calverton Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Calverton Park

$1595

Avg. Car Insurance in Missouri

$1164

National Average

$1278

Cheapest Car Insurance Companies in Calverton Park

1st place: American Family

At $684 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $919 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $944 for six months, making it the third cheapest auto insurance company in Calverton Park.

Calverton Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Calverton Park, MO is American Family, offering policies at just $684 for a six-month term. This is followed by USAA, which has an average six-month premium of $919.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $3898 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Calverton Park drivers find the best deals.

Cheap Car Insurance Companies in Calverton Park, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$684	$116
USAA	$919	$155
Travelers	$944	$159
Encompass	$1286	$214
Shelter	$1326	$223
State Farm	$1448	$244
Electric	$1497	$255
Farm Bureau	$1539	$256
Missouri Farm Bureau	$1636	$278
Progressive	$1693	$285
Allstate	$1815	$306
Nationwide	$2051	$341
Farmers	$3898	$663

Key Takeaways

Way's key takeaways about car insurance in Calverton Park

The auto insurance costs in Calverton Park fall around $684 for six months.
The cheapest auto insurance company in Calverton Park is USAA.
Teen drivers pay the highest rate in Calverton Park at $2128 per month.

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Cheapest Minimum Liability Car Insurance in Calverton Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Calverton Park are given below.

USAA provides the cheapest minimum car insurance coverage in Calverton Park. Their Average 6 Month Premium is $236. Farmers is the most expensive at $1400 for the same period.

Cheapest Liability Coverage in Calverton Park, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$236	$40
Missouri Farm Bureau	$260	$44
Electric	$334	$56
Travelers	$341	$58
Farm Bureau	$349	$59
American Family	$366	$62
Encompass	$382	$64
Progressive	$390	$66
Shelter	$480	$81
State Farm	$512	$86
Nationwide	$822	$137
Allstate	$855	$144
Farmers	$1400	$233

Cheapest Full Coverage Car Insurance in Calverton Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Calverton Park is American Family at $116 per month and $684 for six months.

Cheapest Full Coverage Car Insurance Quotes in Calverton Park, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$684	$116
USAA	$919	$155
Travelers	$944	$159
Encompass	$1286	$214
Shelter	$1326	$223
State Farm	$1448	$244
Electric	$1497	$255
Farm Bureau	$1539	$256
Missouri Farm Bureau	$1636	$278
Progressive	$1693	$285
Allstate	$1815	$306
Nationwide	$2051	$341
Farmers	$3898	$663

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Average Car Insurance in Calverton Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Calverton Park, MO increasing?

Despite maintaining a clean driving record, your car insurance rates in Calverton Park, Missouri, may be increasing due to several external factors. Missouri has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Calverton Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Calverton Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Calverton Park,MO

If you are planning to get a car insurance policy for your teenage dependent, Missouri Farm Bureau provides the cheapest car insurance in the Calverton Park at $58 per month. At $12768 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Missouri Farm Bureau	$341	$58
American Family	$390	$66
Travelers	$1481	$249
USAA	$1497	$252
Progressive	$2856	$481
State Farm	$2946	$496
Shelter	$3288	$553
Farm Bureau	$3996	$680
Allstate	$5192	$874
Nationwide	$6258	$1064
Farmers	$12768	$2128

Teen Car Insurance Rates in MO by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Calverton Park, Kemper is the cheapest car insurance provider. At $626 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Calverton Park is Farmers, offering rates of around $7927 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$626	$107
American Family	$667	$111
Nationwide	$773	$132
Travelers	$1245	$210
USAA	$1440	$245
Progressive	$1815	$306
Shelter	$2084	$351
Farm Bureau	$2588	$432
Allstate	$3036	$511
State Farm	$5494	$915
Farmers	$7927	$1348

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Save up to $971/yr on car insurance rates in Calverton Park.

Car Insurance Rates with An Accident in Calverton Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Calverton Park, MO, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Calverton Park

The cheapest car insurance companies after an at-fault accident in Calverton Park include Missouri Farm Bureau and Electric, offering $285 and $407, respectively. Farmers is an expensive provider with an average six-month premium of $5558.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Missouri Farm Bureau	$285	$48
Electric	$407	$70
American Family	$448	$74
Encompass	$521	$89
USAA	$741	$125
Travelers	$838	$141
Progressive	$1229	$207
State Farm	$1278	$215
Shelter	$1432	$241
Farm Bureau	$1985	$337
Nationwide	$3036	$506
Allstate	$3687	$621
Farmers	$5558	$926

Calverton Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Calverton Park MO. For example, the car insurance in Calverton Park after a DUI increases to $1107 for a six month policy. While the rate increases by $382 for a six-month policy in the case of a speeding ticket.

Calverton Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2189	$364
One Med/PIP claim	$2189	$373
Not-at-fault accident	$2254	$375
One comp claim	$2270	$386
Two Med/PIP claims	$2270	$378
Two comp claims	$2417	$411
Failure to wear a seat belt	$2482	$414
Failure to show documents	$2491	$423
Child safety restraint	$2530	$422
Driving without lights	$2530	$430
Driving with expired registration	$2547	$425
Cell phone violation	$2563	$436
Driving too slowly	$2563	$427
Following too closely	$2563	$436
Speeding in school zone	$2563	$427
Failure to yield	$2571	$437
Speeding 11 - 15 MPH over limit	$2571	$429
Speeding 16 - 20 MPH over limit	$2571	$437
Speeding 6 - 10 MPH over limit	$2571	$429
Texting while driving	$2571	$437
Illegal turn	$2580	$430
Wrong way/wrong lane	$2580	$438
Failure to stop at a red light	$2588	$432
Improper passing	$2588	$440
Speeding 21 - 25 MPH over limit	$2588	$432
In 65 MPH zone	$2604	$443
Passing school bus	$2652	$443
Open container	$2735	$464
Operating a vehicle without permission	$2799	$467
At-fault accident - less than $1000	$3028	$515
At-fault accident - $1000-$2000	$3198	$533
At-fault accident - greater than $2000	$3198	$544
Refusal to submit to a chemical test	$3239	$540
DUI	$3296	$560
Driving with a suspended license	$3369	$562
Racing	$3451	$586
Leaving scene of an accident/hit and run	$3499	$584
Reckless driving	$3540	$601

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Calverton Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Calverton Park.

The cheapest car insurance premiums in Calverton Park are offered by Missouri Farm Bureau at $341 for a six-month policy. However, it can be as expensive as $7128 with companies like Farmers.

Calverton Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Missouri Farm Bureau	$341	$58
American Family	$440	$73
Kemper	$545	$93
Travelers	$880	$148
USAA	$1123	$189
Progressive	$1180	$199
Shelter	$1595	$269
State Farm	$1733	$292
Farm Bureau	$1871	$318
Allstate	$3019	$508
Nationwide	$3784	$644
Farmers	$7128	$1188

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Calverton Park are offered by American Family at $440. However, it can be as expensive as $4948 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Calverton Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$440	$75
Travelers	$911	$153
USAA	$944	$160
Shelter	$1049	$177
State Farm	$1123	$189
Progressive	$1367	$230
Farm Bureau	$1586	$270
Allstate	$2743	$458
Farmers	$4948	$841

Car Insurance Price Trends in Calverton Park, Missouri

Car insurance rates in Calverton Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Calverton Park rose by $306 in January compared to $178 of December. In other words, there has been an increase by $128 when you compare January and December.

The average cost of liability insurance in the Calverton Park rose to $77 in January, compared to $66 in December. This represents an increase of $11 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Calverton Park?

The car insurance in Calverton Park is $40 per month, which is lower than the national average.

What is the cheapest car insurance in Calverton Park?

The cheapest car insurance in Calverton Park is $116 per month for full coverage.

How much is car insurance in Calverton Park for teenagers?

Car insurance for teenagers costs $341 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Calverton Park?

The average cost of car insurance is $1164 for a six-month policy. It will cost around $269 per month to insure your car in Calverton Park.

Is car insurance expensive in Calverton Park?

Car insurance can be expensive in Calverton Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Calverton Park can be affordable.

Cheapest Car Insurance Quotes in Calverton Park

Why you can trust Way?

How Much Is Car Insurance in Calverton Park

Avg. Car Insurance in Calverton Park

Avg. Car Insurance in Missouri

National Average

Cheapest Car Insurance Companies in Calverton Park

1st place: American Family

2nd place: USAA

3rd place: Travelers

Calverton Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Calverton Park, MO

Way's key takeaways about car insurance in Calverton Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Calverton Park

Cheapest Liability Coverage in Calverton Park, MO

Cheapest Full Coverage Car Insurance in Calverton Park

Cheapest Full Coverage Car Insurance Quotes in Calverton Park, MO

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Calverton Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Calverton Park, MO increasing?

Car Insurance Premiums by Age in Calverton Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Calverton Park,MO

If you are in your twenties N/A is the best choice for car insurance in Calverton Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Calverton Park

Cheapest Car Insurance Companies after an At-Fault Accident in Calverton Park

Calverton Park Car Insurance Rates by Violation

Calverton Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Calverton Park after a DUI

Calverton Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Calverton Park after Speeding ticket

Car Insurance Price Trends in Calverton Park, Missouri

Average Car Insurance Cost in Calverton Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Calverton Park, MO

Car Insurance Rates by State in the USA (2025 Update)

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