Cheapest Car Insurance Quotes in Maryland Heights

Cheapest Minimum Liability Car Insurance in Maryland Heights

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Maryland Heights are given below. 

USAA provides the cheapest minimum car insurance coverage in Maryland Heights. Their Average 6 Month Premium is $184. Nationwide is the most expensive at $642 for the same period. 

Cheapest Liability Coverage in Maryland Heights, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$184	$31
Missouri Farm Bureau	$203	$34
Travelers	$248	$42
Electric	$261	$44
Progressive	$279	$47
American Family	$286	$48
Encompass	$299	$50
Shelter	$356	$60
State Farm	$381	$64
Allstate	$572	$97
Nationwide	$642	$107

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Cheapest Full Coverage Car Insurance in Maryland Heights

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Maryland Heights is American Family at $91 per month and $534 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Maryland Heights, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$534	$91
Travelers	$674	$113
USAA	$750	$126
Shelter	$998	$168
Encompass	$1005	$171
State Farm	$1061	$179
Electric	$1170	$199
Allstate	$1208	$203
Progressive	$1271	$214
Missouri Farm Bureau	$1278	$213
Nationwide	$1602	$273

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Car Insurance Premiums by Age in Maryland Heights

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Maryland Heights Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Maryland Heights MO. For example, the car insurance in Maryland Heights after a DUI increases to $864 for a six month policy. While the rate increases by $298 for a six-month policy in the case of a speeding ticket.  

Maryland Heights auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1710	$285
One Med/PIP claim	$1710	$291
Not-at-fault accident	$1760	$293
One comp claim	$1773	$302
Two Med/PIP claims	$1773	$295
Two comp claims	$1887	$321
Failure to wear a seat belt	$1939	$323
Failure to show documents	$1945	$331
Child safety restraint	$1976	$330
Driving without lights	$1976	$336
Driving with expired registration	$1989	$332
Cell phone violation	$2002	$340
Driving too slowly	$2002	$334
Following too closely	$2002	$340
Speeding in school zone	$2002	$334
Failure to yield	$2008	$341
Speeding 11 - 15 MPH over limit	$2008	$335
Speeding 16 - 20 MPH over limit	$2008	$341
Speeding 6 - 10 MPH over limit	$2008	$335
Texting while driving	$2008	$341
Illegal turn	$2015	$336
Wrong way/wrong lane	$2015	$342
Failure to stop at a red light	$2021	$337
Improper passing	$2021	$343
Speeding 21 - 25 MPH over limit	$2021	$337
In 65 MPH zone	$2034	$346
Passing school bus	$2072	$346
Open container	$2136	$363
Operating a vehicle without permission	$2186	$365
At-fault accident - less than $1000	$2365	$402
At-fault accident - $1000-$2000	$2497	$416
At-fault accident - greater than $2000	$2497	$425
Refusal to submit to a chemical test	$2529	$422
DUI	$2574	$438
Driving with a suspended license	$2631	$439
Racing	$2695	$458
Leaving scene of an accident/hit and run	$2733	$456
Reckless driving	$2765	$470

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