Cheapest Car Insurance Quotes in Velda Village Hills

Cheapest Minimum Liability Car Insurance in Velda Village Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Velda Village Hills are given below. 

USAA provides the cheapest minimum car insurance coverage in Velda Village Hills. Their Average 6 Month Premium is $267. Farmers is the most expensive at $1584 for the same period. 

Cheapest Liability Coverage in Velda Village Hills, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$267	$45
Missouri Farm Bureau	$295	$50
Electric	$378	$64
Travelers	$386	$65
Farm Bureau	$395	$67
American Family	$414	$70
Encompass	$432	$73
Progressive	$442	$74
Shelter	$543	$91
State Farm	$580	$98
Nationwide	$930	$155
Allstate	$967	$163
Farmers	$1584	$264

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Cheapest Full Coverage Car Insurance in Velda Village Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Velda Village Hills is American Family at $132 per month and $773 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Velda Village Hills, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$773	$132
USAA	$1040	$175
Travelers	$1068	$180
Encompass	$1455	$242
Shelter	$1500	$253
State Farm	$1638	$276
Electric	$1694	$288
Farm Bureau	$1741	$290
Missouri Farm Bureau	$1851	$315
Progressive	$1916	$322
Allstate	$2054	$346
Nationwide	$2320	$386
Farmers	$4410	$750

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Car Insurance Premiums by Age in Velda Village Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Velda Village Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Velda Village Hills MO. For example, the car insurance in Velda Village Hills after a DUI increases to $1252 for a six month policy. While the rate increases by $432 for a six-month policy in the case of a speeding ticket.  

Velda Village Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2477	$412
One Med/PIP claim	$2477	$422
Not-at-fault accident	$2550	$425
One comp claim	$2568	$437
Two Med/PIP claims	$2568	$428
Two comp claims	$2734	$465
Failure to wear a seat belt	$2809	$468
Failure to show documents	$2818	$479
Child safety restraint	$2863	$477
Driving without lights	$2863	$487
Driving with expired registration	$2881	$481
Cell phone violation	$2900	$493
Driving too slowly	$2900	$484
Following too closely	$2900	$493
Speeding in school zone	$2900	$484
Failure to yield	$2909	$494
Speeding 11 - 15 MPH over limit	$2909	$485
Speeding 16 - 20 MPH over limit	$2909	$494
Speeding 6 - 10 MPH over limit	$2909	$485
Texting while driving	$2909	$494
Illegal turn	$2919	$487
Wrong way/wrong lane	$2919	$496
Failure to stop at a red light	$2928	$488
Improper passing	$2928	$498
Speeding 21 - 25 MPH over limit	$2928	$488
In 65 MPH zone	$2947	$501
Passing school bus	$3001	$501
Open container	$3094	$525
Operating a vehicle without permission	$3167	$529
At-fault accident - less than $1000	$3426	$583
At-fault accident - $1000-$2000	$3618	$603
At-fault accident - greater than $2000	$3618	$615
Refusal to submit to a chemical test	$3664	$611
DUI	$3729	$634
Driving with a suspended license	$3811	$636
Racing	$3904	$663
Leaving scene of an accident/hit and run	$3959	$660
Reckless driving	$4005	$680

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