Cheapest Car Insurance Quotes in Grain Valley

Cheapest Minimum Liability Car Insurance in Grain Valley

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Grain Valley are given below. 

USAA provides the cheapest minimum car insurance coverage in Grain Valley. Their Average 6 Month Premium is $169. Nationwide is the most expensive at $588 for the same period. 

Cheapest Liability Coverage in Grain Valley, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$169	$28
Missouri Farm Bureau	$186	$31
Travelers	$227	$38
Electric	$239	$40
Progressive	$256	$43
American Family	$262	$44
Encompass	$273	$46
Shelter	$326	$55
State Farm	$349	$59
Allstate	$524	$89
Nationwide	$588	$98

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Cheapest Full Coverage Car Insurance in Grain Valley

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Grain Valley is American Family at $83 per month and $489 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Grain Valley, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$489	$83
Travelers	$617	$104
USAA	$687	$116
Shelter	$914	$154
Encompass	$920	$157
State Farm	$972	$164
Electric	$1071	$182
Allstate	$1106	$186
Progressive	$1164	$196
Missouri Farm Bureau	$1170	$195
Nationwide	$1467	$250

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Car Insurance Premiums by Age in Grain Valley

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Grain Valley Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Grain Valley MO. For example, the car insurance in Grain Valley after a DUI increases to $792 for a six month policy. While the rate increases by $273 for a six-month policy in the case of a speeding ticket.  

Grain Valley auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1566	$261
One Med/PIP claim	$1566	$267
Not-at-fault accident	$1612	$269
One comp claim	$1624	$276
Two Med/PIP claims	$1624	$270
Two comp claims	$1729	$294
Failure to wear a seat belt	$1776	$296
Failure to show documents	$1782	$303
Child safety restraint	$1810	$302
Driving without lights	$1810	$308
Driving with expired registration	$1822	$304
Cell phone violation	$1834	$312
Driving too slowly	$1834	$306
Following too closely	$1834	$312
Speeding in school zone	$1834	$306
Failure to yield	$1839	$313
Speeding 11 - 15 MPH over limit	$1839	$307
Speeding 16 - 20 MPH over limit	$1839	$313
Speeding 6 - 10 MPH over limit	$1839	$307
Texting while driving	$1839	$313
Illegal turn	$1845	$308
Wrong way/wrong lane	$1845	$314
Failure to stop at a red light	$1851	$309
Improper passing	$1851	$315
Speeding 21 - 25 MPH over limit	$1851	$309
In 65 MPH zone	$1863	$317
Passing school bus	$1897	$317
Open container	$1956	$332
Operating a vehicle without permission	$2002	$334
At-fault accident - less than $1000	$2166	$368
At-fault accident - $1000-$2000	$2287	$381
At-fault accident - greater than $2000	$2287	$389
Refusal to submit to a chemical test	$2317	$386
DUI	$2358	$401
Driving with a suspended license	$2410	$402
Racing	$2469	$419
Leaving scene of an accident/hit and run	$2503	$417
Reckless driving	$2532	$430

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