Cheapest Car Insurance Quotes in Oregon

Cheapest Minimum Liability Car Insurance in Oregon

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Oregon are given below. 

USAA provides the cheapest minimum car insurance coverage in Oregon. Their Average 6 Month Premium is $172. Nationwide is the most expensive at $600 for the same period. 

Cheapest Liability Coverage in Oregon, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$172	$29
Missouri Farm Bureau	$190	$32
Travelers	$232	$39
Electric	$244	$41
Progressive	$261	$44
American Family	$267	$45
Encompass	$279	$47
Shelter	$333	$56
State Farm	$356	$60
Allstate	$535	$91
Nationwide	$600	$100

View more

Cheapest Full Coverage Car Insurance in Oregon

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Oregon is American Family at $85 per month and $499 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Oregon, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$499	$85
Travelers	$630	$106
USAA	$701	$118
Shelter	$933	$157
Encompass	$939	$160
State Farm	$992	$167
Electric	$1093	$186
Allstate	$1129	$190
Progressive	$1188	$200
Missouri Farm Bureau	$1194	$199
Nationwide	$1497	$255

View more

Car Insurance Premiums by Age in Oregon

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

undefined

Age Group	Cheapest Companies	Avg. 6 Mo. Premium

View more

Oregon Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Oregon MO. For example, the car insurance in Oregon after a DUI increases to $808 for a six month policy. While the rate increases by $279 for a six-month policy in the case of a speeding ticket.  

Oregon auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1598	$266
One Med/PIP claim	$1598	$272
Not-at-fault accident	$1645	$274
One comp claim	$1657	$282
Two Med/PIP claims	$1657	$276
Two comp claims	$1764	$300
Failure to wear a seat belt	$1812	$302
Failure to show documents	$1818	$309
Child safety restraint	$1847	$308
Driving without lights	$1847	$314
Driving with expired registration	$1859	$310
Cell phone violation	$1871	$318
Driving too slowly	$1871	$312
Following too closely	$1871	$318
Speeding in school zone	$1871	$312
Failure to yield	$1877	$319
Speeding 11 - 15 MPH over limit	$1877	$313
Speeding 16 - 20 MPH over limit	$1877	$319
Speeding 6 - 10 MPH over limit	$1877	$313
Texting while driving	$1877	$319
Illegal turn	$1883	$314
Wrong way/wrong lane	$1883	$320
Failure to stop at a red light	$1889	$315
Improper passing	$1889	$321
Speeding 21 - 25 MPH over limit	$1889	$315
In 65 MPH zone	$1901	$323
Passing school bus	$1936	$323
Open container	$1996	$339
Operating a vehicle without permission	$2043	$341
At-fault accident - less than $1000	$2210	$376
At-fault accident - $1000-$2000	$2334	$389
At-fault accident - greater than $2000	$2334	$397
Refusal to submit to a chemical test	$2364	$394
DUI	$2406	$409
Driving with a suspended license	$2459	$410
Racing	$2519	$428
Leaving scene of an accident/hit and run	$2554	$426
Reckless driving	$2584	$439

View more