Cheapest Car Insurance Quotes in Scott City

Cheapest Minimum Liability Car Insurance in Scott City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Scott City are given below. 

USAA provides the cheapest minimum car insurance coverage in Scott City. Their Average 6 Month Premium is $158. Nationwide is the most expensive at $552 for the same period. 

Cheapest Liability Coverage in Scott City, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$158	$27
Missouri Farm Bureau	$175	$29
Travelers	$213	$36
Electric	$224	$38
Progressive	$240	$40
American Family	$246	$41
Encompass	$257	$43
Shelter	$306	$52
State Farm	$328	$55
Allstate	$492	$84
Nationwide	$552	$92

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Cheapest Full Coverage Car Insurance in Scott City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Scott City is American Family at $78 per month and $459 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Scott City, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$459	$78
Travelers	$580	$98
USAA	$645	$109
Shelter	$858	$144
Encompass	$864	$147
State Farm	$913	$154
Electric	$1006	$171
Allstate	$1039	$175
Progressive	$1093	$184
Missouri Farm Bureau	$1098	$183
Nationwide	$1377	$235

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Car Insurance Premiums by Age in Scott City

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Scott City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Scott City MO. For example, the car insurance in Scott City after a DUI increases to $744 for a six month policy. While the rate increases by $257 for a six-month policy in the case of a speeding ticket.  

Scott City auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1470	$245
One Med/PIP claim	$1470	$250
Not-at-fault accident	$1513	$252
One comp claim	$1524	$259
Two Med/PIP claims	$1524	$254
Two comp claims	$1623	$276
Failure to wear a seat belt	$1667	$278
Failure to show documents	$1673	$284
Child safety restraint	$1699	$283
Driving without lights	$1699	$289
Driving with expired registration	$1710	$285
Cell phone violation	$1721	$293
Driving too slowly	$1721	$287
Following too closely	$1721	$293
Speeding in school zone	$1721	$287
Failure to yield	$1727	$293
Speeding 11 - 15 MPH over limit	$1727	$288
Speeding 16 - 20 MPH over limit	$1727	$293
Speeding 6 - 10 MPH over limit	$1727	$288
Texting while driving	$1727	$293
Illegal turn	$1732	$289
Wrong way/wrong lane	$1732	$294
Failure to stop at a red light	$1738	$290
Improper passing	$1738	$295
Speeding 21 - 25 MPH over limit	$1738	$290
In 65 MPH zone	$1749	$297
Passing school bus	$1781	$297
Open container	$1836	$312
Operating a vehicle without permission	$1880	$314
At-fault accident - less than $1000	$2033	$346
At-fault accident - $1000-$2000	$2147	$358
At-fault accident - greater than $2000	$2147	$365
Refusal to submit to a chemical test	$2175	$362
DUI	$2214	$376
Driving with a suspended license	$2262	$377
Racing	$2317	$394
Leaving scene of an accident/hit and run	$2350	$392
Reckless driving	$2377	$404

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