Cheapest Car Insurance Quotes in Pilot Grove

Cheapest Minimum Liability Car Insurance in Pilot Grove

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Pilot Grove are given below. 

USAA provides the cheapest minimum car insurance coverage in Pilot Grove. Their Average 6 Month Premium is $165. Farmers is the most expensive at $981 for the same period. 

Cheapest Liability Coverage in Pilot Grove, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$165	$28
Missouri Farm Bureau	$182	$31
Electric	$234	$39
Travelers	$239	$40
Farm Bureau	$245	$41
American Family	$256	$43
Encompass	$268	$45
Progressive	$274	$46
Shelter	$336	$57
State Farm	$359	$60
Nationwide	$576	$96
Allstate	$599	$101
Farmers	$981	$163

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Cheapest Full Coverage Car Insurance in Pilot Grove

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Pilot Grove is American Family at $82 per month and $479 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Pilot Grove, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$479	$82
USAA	$644	$108
Travelers	$661	$111
Encompass	$901	$150
Shelter	$929	$156
State Farm	$1015	$171
Electric	$1049	$179
Farm Bureau	$1078	$180
Missouri Farm Bureau	$1146	$195
Progressive	$1187	$200
Allstate	$1272	$214
Nationwide	$1437	$239
Farmers	$2731	$465

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Car Insurance Premiums by Age in Pilot Grove

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Pilot Grove Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Pilot Grove MO. For example, the car insurance in Pilot Grove after a DUI increases to $776 for a six month policy. While the rate increases by $268 for a six-month policy in the case of a speeding ticket.  

Pilot Grove auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1534	$255
One Med/PIP claim	$1534	$261
Not-at-fault accident	$1579	$263
One comp claim	$1591	$271
Two Med/PIP claims	$1591	$265
Two comp claims	$1693	$288
Failure to wear a seat belt	$1740	$290
Failure to show documents	$1745	$297
Child safety restraint	$1773	$296
Driving without lights	$1773	$301
Driving with expired registration	$1785	$298
Cell phone violation	$1796	$305
Driving too slowly	$1796	$300
Following too closely	$1796	$305
Speeding in school zone	$1796	$300
Failure to yield	$1802	$306
Speeding 11 - 15 MPH over limit	$1802	$300
Speeding 16 - 20 MPH over limit	$1802	$306
Speeding 6 - 10 MPH over limit	$1802	$300
Texting while driving	$1802	$306
Illegal turn	$1808	$301
Wrong way/wrong lane	$1808	$307
Failure to stop at a red light	$1813	$302
Improper passing	$1813	$308
Speeding 21 - 25 MPH over limit	$1813	$302
In 65 MPH zone	$1825	$310
Passing school bus	$1859	$310
Open container	$1916	$325
Operating a vehicle without permission	$1961	$327
At-fault accident - less than $1000	$2122	$361
At-fault accident - $1000-$2000	$2241	$373
At-fault accident - greater than $2000	$2241	$381
Refusal to submit to a chemical test	$2269	$378
DUI	$2310	$393
Driving with a suspended license	$2361	$394
Racing	$2418	$411
Leaving scene of an accident/hit and run	$2452	$409
Reckless driving	$2481	$421

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