Cheapest Car Insurance Quotes in Summersville

Cheapest Minimum Liability Car Insurance in Summersville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Summersville are given below. 

USAA provides the cheapest minimum car insurance coverage in Summersville. Their Average 6 Month Premium is $174. Nationwide is the most expensive at $606 for the same period. 

Cheapest Liability Coverage in Summersville, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$174	$29
Missouri Farm Bureau	$192	$32
Travelers	$234	$39
Electric	$246	$41
Progressive	$264	$44
American Family	$270	$45
Encompass	$282	$47
Shelter	$336	$57
State Farm	$360	$61
Allstate	$540	$92
Nationwide	$606	$101

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Cheapest Full Coverage Car Insurance in Summersville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Summersville is American Family at $86 per month and $504 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Summersville, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$504	$86
Travelers	$636	$107
USAA	$708	$119
Shelter	$942	$159
Encompass	$948	$162
State Farm	$1002	$169
Electric	$1104	$188
Allstate	$1140	$192
Progressive	$1200	$202
Missouri Farm Bureau	$1206	$201
Nationwide	$1512	$258

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Car Insurance Premiums by Age in Summersville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Summersville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Summersville MO. For example, the car insurance in Summersville after a DUI increases to $816 for a six month policy. While the rate increases by $282 for a six-month policy in the case of a speeding ticket.  

Summersville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1614	$269
One Med/PIP claim	$1614	$275
Not-at-fault accident	$1661	$277
One comp claim	$1674	$285
Two Med/PIP claims	$1674	$279
Two comp claims	$1782	$303
Failure to wear a seat belt	$1830	$305
Failure to show documents	$1836	$312
Child safety restraint	$1865	$311
Driving without lights	$1865	$317
Driving with expired registration	$1878	$313
Cell phone violation	$1890	$321
Driving too slowly	$1890	$315
Following too closely	$1890	$321
Speeding in school zone	$1890	$315
Failure to yield	$1896	$322
Speeding 11 - 15 MPH over limit	$1896	$316
Speeding 16 - 20 MPH over limit	$1896	$322
Speeding 6 - 10 MPH over limit	$1896	$316
Texting while driving	$1896	$322
Illegal turn	$1902	$317
Wrong way/wrong lane	$1902	$323
Failure to stop at a red light	$1908	$318
Improper passing	$1908	$324
Speeding 21 - 25 MPH over limit	$1908	$318
In 65 MPH zone	$1920	$326
Passing school bus	$1955	$326
Open container	$2016	$342
Operating a vehicle without permission	$2063	$344
At-fault accident - less than $1000	$2232	$380
At-fault accident - $1000-$2000	$2357	$393
At-fault accident - greater than $2000	$2357	$401
Refusal to submit to a chemical test	$2388	$398
DUI	$2430	$413
Driving with a suspended license	$2484	$414
Racing	$2544	$432
Leaving scene of an accident/hit and run	$2580	$430
Reckless driving	$2610	$443

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