Cheapest Car Insurance Quotes in Bella Villa

Cheapest Minimum Liability Car Insurance in Bella Villa

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bella Villa are given below. 

USAA provides the cheapest minimum car insurance coverage in Bella Villa. Their Average 6 Month Premium is $194. Farmers is the most expensive at $1155 for the same period. 

Cheapest Liability Coverage in Bella Villa, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$194	$33
Missouri Farm Bureau	$215	$36
Electric	$276	$46
Travelers	$281	$47
Farm Bureau	$288	$49
American Family	$302	$51
Encompass	$315	$53
Progressive	$322	$54
Shelter	$395	$67
State Farm	$423	$71
Nationwide	$678	$113
Allstate	$705	$119
Farmers	$1155	$192

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Cheapest Full Coverage Car Insurance in Bella Villa

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bella Villa is American Family at $96 per month and $564 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Bella Villa, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$564	$96
USAA	$758	$128
Travelers	$779	$131
Encompass	$1061	$176
Shelter	$1094	$184
State Farm	$1194	$201
Electric	$1235	$210
Farm Bureau	$1269	$211
Missouri Farm Bureau	$1349	$229
Progressive	$1397	$235
Allstate	$1497	$252
Nationwide	$1692	$281
Farmers	$3215	$547

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Car Insurance Premiums by Age in Bella Villa

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Bella Villa Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bella Villa MO. For example, the car insurance in Bella Villa after a DUI increases to $913 for a six month policy. While the rate increases by $315 for a six-month policy in the case of a speeding ticket.  

Bella Villa auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1806	$301
One Med/PIP claim	$1806	$307
Not-at-fault accident	$1859	$310
One comp claim	$1872	$319
Two Med/PIP claims	$1872	$312
Two comp claims	$1993	$339
Failure to wear a seat belt	$2048	$341
Failure to show documents	$2054	$349
Child safety restraint	$2087	$348
Driving without lights	$2087	$355
Driving with expired registration	$2101	$350
Cell phone violation	$2114	$359
Driving too slowly	$2114	$353
Following too closely	$2114	$359
Speeding in school zone	$2114	$353
Failure to yield	$2121	$360
Speeding 11 - 15 MPH over limit	$2121	$354
Speeding 16 - 20 MPH over limit	$2121	$360
Speeding 6 - 10 MPH over limit	$2121	$354
Texting while driving	$2121	$360
Illegal turn	$2128	$355
Wrong way/wrong lane	$2128	$362
Failure to stop at a red light	$2135	$356
Improper passing	$2135	$363
Speeding 21 - 25 MPH over limit	$2135	$356
In 65 MPH zone	$2148	$365
Passing school bus	$2188	$365
Open container	$2255	$383
Operating a vehicle without permission	$2309	$385
At-fault accident - less than $1000	$2497	$425
At-fault accident - $1000-$2000	$2637	$440
At-fault accident - greater than $2000	$2637	$449
Refusal to submit to a chemical test	$2671	$445
DUI	$2719	$462
Driving with a suspended license	$2779	$463
Racing	$2846	$484
Leaving scene of an accident/hit and run	$2886	$481
Reckless driving	$2920	$496

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