Cheapest Car Insurance Quotes in Bel-Ridge

Cheapest Minimum Liability Car Insurance in Bel-Ridge

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bel-Ridge are given below. 

USAA provides the cheapest minimum car insurance coverage in Bel-Ridge. Their Average 6 Month Premium is $244. Farmers is the most expensive at $1451 for the same period. 

Cheapest Liability Coverage in Bel-Ridge, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$244	$41
Missouri Farm Bureau	$270	$45
Electric	$346	$58
Travelers	$354	$60
Farm Bureau	$362	$61
American Family	$379	$64
Encompass	$396	$67
Progressive	$405	$68
Shelter	$497	$84
State Farm	$531	$89
Nationwide	$852	$142
Allstate	$886	$149
Farmers	$1451	$241

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Cheapest Full Coverage Car Insurance in Bel-Ridge

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bel-Ridge is American Family at $121 per month and $709 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Bel-Ridge, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$709	$121
USAA	$953	$160
Travelers	$978	$165
Encompass	$1333	$222
Shelter	$1375	$231
State Farm	$1501	$253
Electric	$1552	$264
Farm Bureau	$1595	$266
Missouri Farm Bureau	$1695	$288
Progressive	$1755	$295
Allstate	$1882	$317
Nationwide	$2126	$354
Farmers	$4040	$687

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Car Insurance Premiums by Age in Bel-Ridge

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Bel-Ridge Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bel-Ridge MO. For example, the car insurance in Bel-Ridge after a DUI increases to $1148 for a six month policy. While the rate increases by $396 for a six-month policy in the case of a speeding ticket.  

Bel-Ridge auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2269	$378
One Med/PIP claim	$2269	$386
Not-at-fault accident	$2336	$389
One comp claim	$2353	$400
Two Med/PIP claims	$2353	$392
Two comp claims	$2505	$426
Failure to wear a seat belt	$2573	$429
Failure to show documents	$2582	$439
Child safety restraint	$2623	$437
Driving without lights	$2623	$446
Driving with expired registration	$2640	$440
Cell phone violation	$2657	$452
Driving too slowly	$2657	$443
Following too closely	$2657	$452
Speeding in school zone	$2657	$443
Failure to yield	$2665	$453
Speeding 11 - 15 MPH over limit	$2665	$444
Speeding 16 - 20 MPH over limit	$2665	$453
Speeding 6 - 10 MPH over limit	$2665	$444
Texting while driving	$2665	$453
Illegal turn	$2674	$446
Wrong way/wrong lane	$2674	$454
Failure to stop at a red light	$2682	$447
Improper passing	$2682	$456
Speeding 21 - 25 MPH over limit	$2682	$447
In 65 MPH zone	$2699	$459
Passing school bus	$2749	$459
Open container	$2834	$481
Operating a vehicle without permission	$2901	$484
At-fault accident - less than $1000	$3138	$534
At-fault accident - $1000-$2000	$3314	$552
At-fault accident - greater than $2000	$3314	$564
Refusal to submit to a chemical test	$3357	$559
DUI	$3417	$581
Driving with a suspended license	$3492	$582
Racing	$3577	$608
Leaving scene of an accident/hit and run	$3627	$605
Reckless driving	$3669	$623

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