Cheapest Car Insurance Quotes in Kingdom City

Cheapest Minimum Liability Car Insurance in Kingdom City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kingdom City are given below. 

USAA provides the cheapest minimum car insurance coverage in Kingdom City. Their Average 6 Month Premium is $162. Farmers is the most expensive at $961 for the same period. 

Cheapest Liability Coverage in Kingdom City, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$162	$27
Missouri Farm Bureau	$179	$30
Electric	$229	$39
Travelers	$234	$39
Farm Bureau	$240	$40
American Family	$251	$42
Encompass	$262	$44
Progressive	$268	$45
Shelter	$329	$55
State Farm	$352	$59
Nationwide	$564	$94
Allstate	$587	$99
Farmers	$961	$160

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Cheapest Full Coverage Car Insurance in Kingdom City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kingdom City is American Family at $80 per month and $469 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Kingdom City, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$469	$80
USAA	$631	$106
Travelers	$648	$109
Encompass	$883	$147
Shelter	$910	$153
State Farm	$994	$167
Electric	$1027	$175
Farm Bureau	$1056	$176
Missouri Farm Bureau	$1122	$191
Progressive	$1162	$196
Allstate	$1246	$210
Nationwide	$1407	$234
Farmers	$2674	$455

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Car Insurance Premiums by Age in Kingdom City

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Kingdom City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kingdom City MO. For example, the car insurance in Kingdom City after a DUI increases to $760 for a six month policy. While the rate increases by $262 for a six-month policy in the case of a speeding ticket.  

Kingdom City auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1502	$250
One Med/PIP claim	$1502	$256
Not-at-fault accident	$1546	$258
One comp claim	$1558	$265
Two Med/PIP claims	$1558	$259
Two comp claims	$1658	$282
Failure to wear a seat belt	$1703	$284
Failure to show documents	$1709	$290
Child safety restraint	$1736	$290
Driving without lights	$1736	$295
Driving with expired registration	$1747	$291
Cell phone violation	$1759	$299
Driving too slowly	$1759	$293
Following too closely	$1759	$299
Speeding in school zone	$1759	$293
Failure to yield	$1764	$300
Speeding 11 - 15 MPH over limit	$1764	$294
Speeding 16 - 20 MPH over limit	$1764	$300
Speeding 6 - 10 MPH over limit	$1764	$294
Texting while driving	$1764	$300
Illegal turn	$1770	$295
Wrong way/wrong lane	$1770	$301
Failure to stop at a red light	$1776	$296
Improper passing	$1776	$302
Speeding 21 - 25 MPH over limit	$1776	$296
In 65 MPH zone	$1787	$304
Passing school bus	$1820	$304
Open container	$1876	$319
Operating a vehicle without permission	$1920	$321
At-fault accident - less than $1000	$2077	$353
At-fault accident - $1000-$2000	$2194	$366
At-fault accident - greater than $2000	$2194	$373
Refusal to submit to a chemical test	$2222	$370
DUI	$2262	$384
Driving with a suspended license	$2311	$385
Racing	$2368	$402
Leaving scene of an accident/hit and run	$2401	$400
Reckless driving	$2429	$413

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