Cheapest Car Insurance Quotes in Shrewsbury

Cheapest Minimum Liability Car Insurance in Shrewsbury

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Shrewsbury are given below. 

USAA provides the cheapest minimum car insurance coverage in Shrewsbury. Their Average 6 Month Premium is $181. Farmers is the most expensive at $1073 for the same period. 

Cheapest Liability Coverage in Shrewsbury, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$181	$30
Missouri Farm Bureau	$200	$34
Electric	$256	$43
Travelers	$261	$44
Farm Bureau	$268	$45
American Family	$280	$47
Encompass	$293	$49
Progressive	$299	$50
Shelter	$368	$62
State Farm	$393	$66
Nationwide	$630	$105
Allstate	$655	$110
Farmers	$1073	$179

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Cheapest Full Coverage Car Insurance in Shrewsbury

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Shrewsbury is American Family at $89 per month and $524 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Shrewsbury, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$524	$89
USAA	$705	$119
Travelers	$723	$122
Encompass	$986	$164
Shelter	$1016	$171
State Farm	$1110	$187
Electric	$1148	$195
Farm Bureau	$1179	$196
Missouri Farm Bureau	$1254	$213
Progressive	$1298	$218
Allstate	$1391	$234
Nationwide	$1572	$261
Farmers	$2987	$508

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Car Insurance Premiums by Age in Shrewsbury

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Shrewsbury Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Shrewsbury MO. For example, the car insurance in Shrewsbury after a DUI increases to $848 for a six month policy. While the rate increases by $293 for a six-month policy in the case of a speeding ticket.  

Shrewsbury auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1678	$279
One Med/PIP claim	$1678	$286
Not-at-fault accident	$1727	$288
One comp claim	$1740	$296
Two Med/PIP claims	$1740	$290
Two comp claims	$1852	$315
Failure to wear a seat belt	$1903	$317
Failure to show documents	$1909	$324
Child safety restraint	$1939	$323
Driving without lights	$1939	$330
Driving with expired registration	$1952	$326
Cell phone violation	$1965	$334
Driving too slowly	$1965	$328
Following too closely	$1965	$334
Speeding in school zone	$1965	$328
Failure to yield	$1971	$335
Speeding 11 - 15 MPH over limit	$1971	$329
Speeding 16 - 20 MPH over limit	$1971	$335
Speeding 6 - 10 MPH over limit	$1971	$329
Texting while driving	$1971	$335
Illegal turn	$1977	$330
Wrong way/wrong lane	$1977	$336
Failure to stop at a red light	$1983	$331
Improper passing	$1983	$337
Speeding 21 - 25 MPH over limit	$1983	$331
In 65 MPH zone	$1996	$339
Passing school bus	$2033	$339
Open container	$2096	$356
Operating a vehicle without permission	$2145	$358
At-fault accident - less than $1000	$2321	$395
At-fault accident - $1000-$2000	$2451	$408
At-fault accident - greater than $2000	$2451	$417
Refusal to submit to a chemical test	$2482	$414
DUI	$2526	$429
Driving with a suspended license	$2582	$431
Racing	$2645	$449
Leaving scene of an accident/hit and run	$2682	$447
Reckless driving	$2713	$461

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