Cheapest Car Insurance Quotes in Pilot Knob

Cheapest Minimum Liability Car Insurance in Pilot Knob

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Pilot Knob are given below. 

USAA provides the cheapest minimum car insurance coverage in Pilot Knob. Their Average 6 Month Premium is $177. Farmers is the most expensive at $1053 for the same period. 

Cheapest Liability Coverage in Pilot Knob, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$177	$30
Missouri Farm Bureau	$196	$33
Electric	$251	$42
Travelers	$256	$43
Farm Bureau	$263	$44
American Family	$275	$46
Encompass	$287	$48
Progressive	$294	$49
Shelter	$361	$61
State Farm	$385	$65
Nationwide	$618	$103
Allstate	$643	$108
Farmers	$1053	$175

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Cheapest Full Coverage Car Insurance in Pilot Knob

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Pilot Knob is American Family at $88 per month and $514 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Pilot Knob, MO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$514	$88
USAA	$691	$116
Travelers	$710	$119
Encompass	$967	$161
Shelter	$997	$168
State Farm	$1089	$183
Electric	$1126	$192
Farm Bureau	$1157	$193
Missouri Farm Bureau	$1230	$209
Progressive	$1273	$214
Allstate	$1365	$230
Nationwide	$1542	$256
Farmers	$2930	$499

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Car Insurance Premiums by Age in Pilot Knob

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Pilot Knob Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Pilot Knob MO. For example, the car insurance in Pilot Knob after a DUI increases to $832 for a six month policy. While the rate increases by $287 for a six-month policy in the case of a speeding ticket.  

Pilot Knob auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1646	$274
One Med/PIP claim	$1646	$280
Not-at-fault accident	$1694	$282
One comp claim	$1707	$290
Two Med/PIP claims	$1707	$284
Two comp claims	$1817	$309
Failure to wear a seat belt	$1866	$311
Failure to show documents	$1873	$318
Child safety restraint	$1902	$317
Driving without lights	$1902	$323
Driving with expired registration	$1915	$319
Cell phone violation	$1927	$328
Driving too slowly	$1927	$321
Following too closely	$1927	$328
Speeding in school zone	$1927	$321
Failure to yield	$1933	$329
Speeding 11 - 15 MPH over limit	$1933	$322
Speeding 16 - 20 MPH over limit	$1933	$329
Speeding 6 - 10 MPH over limit	$1933	$322
Texting while driving	$1933	$329
Illegal turn	$1939	$323
Wrong way/wrong lane	$1939	$330
Failure to stop at a red light	$1946	$324
Improper passing	$1946	$331
Speeding 21 - 25 MPH over limit	$1946	$324
In 65 MPH zone	$1958	$333
Passing school bus	$1994	$333
Open container	$2056	$349
Operating a vehicle without permission	$2104	$351
At-fault accident - less than $1000	$2276	$387
At-fault accident - $1000-$2000	$2404	$401
At-fault accident - greater than $2000	$2404	$409
Refusal to submit to a chemical test	$2435	$406
DUI	$2478	$421
Driving with a suspended license	$2533	$422
Racing	$2595	$441
Leaving scene of an accident/hit and run	$2631	$439
Reckless driving	$2662	$452

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