Cheapest Car Insurance Quotes in Antigo

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Antigo Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Antigo

The car insurance rate in Antigo is $697 for a six-month policy, which is $20 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $287, making it a popular choice for budget-conscious drivers. Rates in Antigo can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Antigo

$697

Avg. Car Insurance in Wisconsin

$677

National Average

$1140

Cheapest Car Insurance Companies in Antigo

1st place: AAA

At $287 for a six month policy, AAA offers the cheapest auto insurance rates in the city.

2nd place: West Bend Mutual

West Bend Mutual offers auto insurance rates at $428 for a six-month policy, making it one of the cheapest to insure with.

3rd place: IMT Insurance Company

IMT Insurance Company offers auto insurance rates at $471 for six months, making it the third cheapest auto insurance company in Antigo.

Antigo Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Antigo, WI is AAA, offering policies at just $287 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $428.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $783 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Antigo drivers find the best deals.

Cheap Car Insurance Companies in Antigo, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$287	$48
West Bend Mutual	$428	$71
IMT Insurance Company	$471	$80
Auto-Owners Insurance Co	$477	$79
Chubb	$489	$83
Acuity	$526	$89
American Family	$533	$90
Travelers	$545	$92
Erie	$637	$107
USAA	$741	$125
Rockford Mutual	$777	$132
Nationwide	$838	$141
Rural Mutual	$863	$146
State Farm	$863	$145
Progressive	$1009	$170
Farmers	$1076	$179
Allstate	$1248	$210
Secura	$661	$110
Hastings Mutual	$783	$133

Key Takeaways

Way's key takeaways about car insurance in Antigo

The auto insurance costs in Antigo fall around $287 for six months.
The cheapest auto insurance company in Antigo is AAA.
Teen drivers pay the highest rate in Antigo at $658 per month.

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Cheapest Minimum Liability Car Insurance in Antigo

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Antigo are given below.

AAA provides the cheapest minimum car insurance coverage in Antigo. Their Average 6 Month Premium is $123. Secura is the most expensive at $165 for the same period.

Cheapest Liability Coverage in Antigo, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$123	$21
Rural Mutual	$135	$23
Western National	$147	$25
Erie	$165	$28
USAA	$177	$30
West Bend Mutual	$183	$31
Auto-Owners Insurance Co	$190	$32
Acuity	$196	$33
American Family	$202	$34
Travelers	$202	$34
Progressive	$208	$35
Chubb	$214	$36
State Farm	$233	$39
Farmers	$361	$62
Allstate	$477	$80
Secura	$165	$28

Cheapest Full Coverage Car Insurance in Antigo

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Antigo is AAA at $48 per month and $287 for six months.

Cheapest Full Coverage Car Insurance Quotes in Antigo, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$287	$48
West Bend Mutual	$428	$71
IMT Insurance Company	$471	$80
Auto-Owners Insurance Co	$477	$79
Chubb	$489	$83
Acuity	$526	$89
American Family	$533	$90
Travelers	$545	$92
Erie	$637	$107
USAA	$741	$125
Rockford Mutual	$777	$132
Nationwide	$838	$141
Rural Mutual	$863	$146
State Farm	$863	$145
Progressive	$1009	$170
Farmers	$1076	$179
Allstate	$1248	$210
Secura	$661	$110
Hastings Mutual	$783	$133

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Average Car Insurance in Antigo by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Antigo, WI increasing?

Despite maintaining a clean driving record, your car insurance rates in Antigo, Wisconsin, may be increasing due to several external factors. Wisconsin has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Antigo's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Antigo

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$493
30s	USAA	$397
40s	USAA	$359
50s	USAA	$341
60s	USAA	$355
70s	USAA	$438

Cheapest Car Insurance Rates for Teen Drivers in Antigo,WI

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Antigo at $34 per month. At $3946 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$202	$34
Travelers	$208	$35
Auto-Owners Insurance Co	$239	$40
Western National	$239	$40
West Bend Mutual	$269	$45
USAA	$887	$149
Erie	$912	$153
American Family	$1101	$185
Acuity	$1677	$282
State Farm	$1933	$325
Progressive	$2790	$470
Allstate	$3677	$619
Farmers	$3946	$658

Teen Car Insurance Rates in WI by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Antigo.

As young drivers face the highest rates in Antigo, USAA offers the cheapest auto insurance rates at $493 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Antigo, Western National is the cheapest car insurance provider. At $153 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Antigo is Allstate, offering rates of around $1896 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$153	$26
AAA	$171	$29
West Bend Mutual	$220	$37
Chubb	$245	$41
IMT Insurance Company	$245	$41
Travelers	$287	$48
Acuity	$606	$102
American Family	$697	$117
State Farm	$747	$125
Erie	$808	$136
Progressive	$942	$159
Allstate	$1896	$322

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Car Insurance Rates with An Accident in Antigo

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Antigo, WI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Antigo

The cheapest car insurance companies after an at-fault accident in Antigo include Western National and Rural Mutual, offering $153 and $177, respectively. Allstate is an expensive provider with an average six-month premium of $1860.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$153	$26
Rural Mutual	$177	$30
Auto-Owners Insurance Co	$233	$39
AAA	$239	$40
Chubb	$245	$41
Travelers	$245	$41
West Bend	$256	$43
West Bend Mutual	$306	$53
Auto-Owners	$318	$53
Erie	$489	$82
USAA	$489	$82
American Family	$741	$125
Acuity	$777	$131
State Farm	$783	$132
Farmers	$1480	$247
Progressive	$1646	$277
Allstate	$1860	$313

Antigo Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Antigo WI. For example, the car insurance in Antigo after a DUI increases to $814 for a six month policy. While the rate increases by $179 for a six-month policy in the case of a speeding ticket.

Antigo auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$874	$146
One Med/PIP claim	$881	$149
Not-at-fault accident	$918	$153
One comp claim	$930	$159
Two Med/PIP claims	$942	$157
Failure to show documents	$955	$163
Driving with expired registration	$979	$163
Failure to wear a seat belt	$985	$168
Two comp claims	$1003	$167
Driving without lights	$1040	$177
Child safety restraint	$1046	$174
Speeding 6 - 10 MPH over limit	$1053	$179
At-fault accident - less than $1000	$1065	$177
Cell phone violation	$1071	$182
Driving too slowly	$1076	$179
Failure to yield	$1076	$183
Speeding in school zone	$1076	$179
Illegal turn	$1083	$184
Speeding 11 - 15 MPH over limit	$1083	$180
Speeding 16 - 20 MPH over limit	$1083	$184
Texting while driving	$1083	$180
Wrong way/wrong lane	$1083	$184
Failure to stop at a red light	$1095	$182
Following too closely	$1095	$186
Improper passing	$1126	$187
Passing school bus	$1144	$195
In 65 MPH zone	$1205	$201
At-fault accident - $1000-$2000	$1255	$213
Speeding 21 - 25 MPH over limit	$1255	$209
Operating a vehicle without permission	$1261	$214
At-fault accident - greater than $2000	$1267	$211
Open container	$1278	$217
Reckless driving	$1652	$275
Racing	$1658	$282
Refusal to submit to a chemical test	$1671	$278
Driving with a suspended license	$1677	$285
Leaving scene of an accident/hit and run	$1683	$280
DUI	$1688	$287

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Antigo after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Antigo.

The cheapest car insurance premiums in Antigo are offered by Western National at $153 for a six-month policy. However, it can be as expensive as $1486 with companies like Allstate.

Antigo car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$153	$26
Chubb	$245	$41
Travelers	$287	$48
West Bend	$343	$57
Kemper	$349	$60
USAA	$643	$108
Erie	$666	$112
American Family	$759	$128
Progressive	$912	$153
State Farm	$979	$165
Farmers	$1426	$242
Acuity	$1438	$240
Allstate	$1486	$250

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Antigo are offered by Western National at $153. However, it can be as expensive as $1382 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Antigo after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$153	$26
AAA	$196	$33
Auto-Owners Insurance Co	$214	$36
Travelers	$239	$40
Chubb	$245	$41
West Bend Mutual	$281	$47
Erie	$435	$73
State Farm	$508	$85
American Family	$514	$87
Acuity	$612	$103
Progressive	$808	$136
Allstate	$1382	$235

Car Insurance Price Trends in Antigo, Wisconsin

Car insurance rates in Antigo have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Antigo rose by $129 in December compared to $126 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Antigo rose to $35 in December, compared to $33 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Antigo?

The car insurance in Antigo is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Antigo?

The cheapest car insurance in Antigo is $48 per month for full coverage.

How much is car insurance in Antigo for teenagers?

Car insurance for teenagers costs $202 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Antigo?

The average cost of car insurance is $677 for a six-month policy. It will cost around $117 per month to insure your car in Antigo.

Is car insurance expensive in Antigo?

Car insurance can be expensive in Antigo if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Antigo can be affordable.

Cheapest Car Insurance Quotes in Antigo

Why you can trust Way?

How Much Is Car Insurance in Antigo

Avg. Car Insurance in Antigo

Avg. Car Insurance in Wisconsin

National Average

Cheapest Car Insurance Companies in Antigo

1st place: AAA

2nd place: West Bend Mutual

3rd place: IMT Insurance Company

Antigo Car Insurance Rates by Company

Cheap Car Insurance Companies in Antigo, WI

Way's key takeaways about car insurance in Antigo

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Antigo

Cheapest Liability Coverage in Antigo, WI

Cheapest Full Coverage Car Insurance in Antigo

Cheapest Full Coverage Car Insurance Quotes in Antigo, WI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Antigo by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Antigo, WI increasing?

Car Insurance Premiums by Age in Antigo

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Antigo,WI

If you are in your twenties USAA is the best choice for car insurance in Antigo.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Antigo

Cheapest Car Insurance Companies after an At-Fault Accident in Antigo

Antigo Car Insurance Rates by Violation

Antigo auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Antigo after a DUI

Antigo car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Antigo after Speeding ticket

Car Insurance Price Trends in Antigo, Wisconsin

Average Car Insurance Cost in Antigo by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Antigo, WI

Car Insurance Rates by State in the USA (2025 Update)

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